--- title: "Our Community Credit Union Rates - Washington" description: "Current mortgage, auto loan, heloc, and personal loan rates from Our Community Credit Union in Washington. Updated daily with source verification. See who can join Our Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/washington/our-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Our Community Credit Union Rates - Washington ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Land Loan** other | — APR | 8.000% | — | Standard | Our Community Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 8.490% | — | Standard | Our Community Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 7.000% | — | Standard | Our Community Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.490% | — | Standard | Our Community Credit Union personal loan rates as of November 12, 2026 Our Community Credit Union is a credit union in Washington. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/washington/our-community) , verified from [Our Community Credit Union's official website](https://www.ourcu.com/) Loading branch locator… ## About Our Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 30.6K Assets $640.3M Founded 1941 Locations reported 8 NCUA charter 68609 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Peninsula Community** Shelton Administrative Office and Branch Location · Shelton · WA · 98584-3520 About 2.8 miles away](https://rateapi.dev/credit-unions/washington/peninsula-community) [**Peak** WEST OLYMPIA SAFEWAY · OLYMPIA · WA · 98502 About 16.5 miles away](https://rateapi.dev/credit-unions/washington/peak) [**O Bee** WEST OLYMPIA · Olympia · WA · 98502-5008 About 16.6 miles away](https://rateapi.dev/credit-unions/washington/o-bee) [**Washington State Employees** OLYMPIA WESTSIDE · Olympia · WA · 98502 About 17.1 miles away](https://rateapi.dev/credit-unions/washington/washington-state-employees) [**Global** OLYMPIA BRANCH · OLYMPIA · WA · 98502-5729 About 17.2 miles away](https://rateapi.dev/credit-unions/alaska/global) [**Sound** Downtown Olympia · Olympia · WA · 98501 About 17.9 miles away](https://rateapi.dev/credit-unions/washington/sound) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Our Community Credit Union Membership eligibility from Our Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Our Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location WA Verified from [Our Community Credit Union's membership page](https://www.ourcu.com/history) . Final membership determination is always made by the credit union. ## Membership rules for Our Community Credit Union Geography 3 3 published paths to membership, last verified August 27, 2026, quoted from Our Community Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - WA “Anyone living, working, or attending school in the state of Washington can join.” > [source ↗](https://www.ourcu.com/history) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Our Community Credit Union? Yes No ## Work at Our Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Our Community Credit Union ranks against Washington peers. - See which AI assistants fetched Our Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Washington - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=our-community&state=washington&code=WA&name=Our%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Our Community Credit Union offer? Our Community Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Our Community Credit Union rates updated? RateAPI verifies Our Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Our Community Credit Union's rate data? Rate data is collected directly from Our Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Our Community Credit Union? Our Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 3 geographic areas for Our Community Credit Union, each quoted from Our Community Credit Union's own published membership criteria. ## Related Rate Data Compare Our Community Credit Union's rates against national credit-union benchmarks. [More Washington credit unions](https://rateapi.dev/credit-unions/washington) [Washington mortgage rate leaders](https://rateapi.dev/mortgage-rates/washington) [Washington auto loan rate leaders](https://rateapi.dev/auto-loan-rates/washington) [Washington HELOC rate leaders](https://rateapi.dev/heloc-rates/washington) [Washington personal loan leaders](https://rateapi.dev/personal-loan-rates/washington) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ourcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Our Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Washington credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Our Community Credit Union curl "https://api.rateapi.dev/credit-unions/washington /our-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Our Community Credit Union locations Search, filter, and browse all 8 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/washington/our-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp