---
title: "Mint Valley Credit Union Rates (Nov 2026): CDs to 3.97%"
description: "Mint Valley Credit Union rates today: savings &amp; CDs up to 3.97% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Mint Valley Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/washington/mint-valley"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Mint Valley Credit Union Rates (Nov 2026): CDs to 3.97%

### Auto & vehicle rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **84-Month Auto Loan (2023 and Newer)** auto_any_84mo |  — APR |  5.490% |  84 mo |  Standard |
| **RVs & Boats** rv_any_120mo |  — APR |  7.250% |  120 mo |  Standard |
| **Motorcycles, ATVs, Personal Watercraft, etc.** motorcycle_any_84mo |  — APR |  8.000% |  84 mo |  Standard |
Mint Valley Credit Union auto & vehicle rates as of November 13, 2026

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **120-Month Share-Secured Loan** personal_secured_120mo |  — APR |  2.100% |  120 mo |  Standard |
| **60-Month Unsecured Personal Loan** personal_unsecured_60mo |  — APR |  9.490% |  60 mo |  Standard |
Mint Valley Credit Union personal loan rates as of November 13, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Secured Credit Card** credit_card_secured |  — APR |  10.900% |  — |  Standard |
Mint Valley Credit Union credit card rates as of November 13, 2026

### Savings & CD rates

5 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **24-Month Certificate** cd_24mo |  3.20% APY |  3.15% |  24 mo |  Standard |
| **18-Month Certificate** cd_18mo |  3.56% APY |  3.50% |  18 mo |  Standard |
| **6 Month Super Saver Plus Certificate** cd_6mo |  3.81% APY |  3.75% |  6 mo |  Standard |
| **12-Month Certificate** cd_12mo |  3.87% APY |  3.80% |  12 mo |  Standard |
| **12 Month Jumbo Certificate** cd_12mo |  3.97% APY |  3.90% |  12 mo |  Standard |
Mint Valley Credit Union savings & cd rates as of November 13, 2026

Savings and certificate yields up to 3.97% APY.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/washington/mint-valley) , verified from [Mint Valley Credit Union's official website](https://mintvalleyfcu.org/)

Loading branch locator…

## About Mint Valley Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

2.1K

Assets

$23.8M

Founded

1936

Locations reported

1

NCUA charter

1827

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Electronic statements
- Mobile payments
- Financial counseling
- Financial education

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Fibre** Ocean Beach Branch · Longview · WA · 98632-4296 About 6.1 miles away](https://rateapi.dev/credit-unions/washington/fibre) [**Red Canoe** 30th Ave Red Canoe CU · Longview · WA · 98632 About 6.2 miles away](https://rateapi.dev/credit-unions/washington/red-canoe) [**Pud** PUD Federal Credit Union · Longview · WA · 98632 About 7.9 miles away](https://rateapi.dev/credit-unions/washington/pud) [**Lower Columbia Longshoremen** Lower Columbia Longshoremen FCU · Longview · WA · 98632-1603 About 8.0 miles away](https://rateapi.dev/credit-unions/washington/lower-columbia-longshoremen) [**Wauna** Corporate · Clatskanie · OR · 97016-7454 About 9.8 miles away](https://rateapi.dev/credit-unions/oregon/wauna) [**Inroads** Rainier Branch · Rainier · OR · 97048 About 10.0 miles away](https://rateapi.dev/credit-unions/oregon/inroads)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Mint Valley Credit Union

Membership eligibility from Mint Valley Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Mint Valley Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location cowlitz — WA

Verified from [Mint Valley Credit Union's membership page](https://mintvalleyfcu.org/become-a-member/) . Final membership determination is always made by the credit union.

## Membership rules for Mint Valley Credit Union

Geography 1 county · Family 2

6 published paths to membership, last verified August 27, 2026, quoted from Mint Valley Credit Union’s own published criteria.

### Geography 1

Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026

- Cowlitz County, WA

“NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Cowlitz County, WA”

> [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data)

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member immediate family, family of prior members

“Also, immediate family or family of prior members can join as well!”

> [source ↗](https://mintvalleyfcu.org/become-a-member/)

- Family member (immediate family, family of prior members) of a member
  - Family of a member immediate family, family

“Also, immediate family or family of prior members can join as well!”

> [source ↗](https://mintvalleyfcu.org/become-a-member/)

- Family member (immediate family, family) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Mint Valley Credit Union? Yes No

## Work at Mint Valley Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mint Valley Credit Union ranks against Washington peers.

- See which AI assistants fetched Mint Valley Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Washington
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mint-valley&amp;state=washington&amp;code=WA&amp;name=Mint%20Valley%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Mint Valley Credit Union offer?

Mint Valley Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website.

### How often are Mint Valley Credit Union rates updated?

RateAPI verifies Mint Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Mint Valley Credit Union's rate data?

Rate data is collected directly from Mint Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### What is Mint Valley Credit Union's best CD rate?

As of November 13, 2026, Mint Valley Credit Union offers savings and certificate (CD) yields up to 3.97% APY.

### Who can join Mint Valley Credit Union?

Mint Valley Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 1 county for Mint Valley Credit Union, each quoted from Mint Valley Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Mint Valley Credit Union's rates against national credit-union benchmarks.

[More Washington credit unions](https://rateapi.dev/credit-unions/washington) [Washington auto loan rate leaders](https://rateapi.dev/auto-loan-rates/washington) [Washington personal loan leaders](https://rateapi.dev/personal-loan-rates/washington) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://mintvalleyfcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Mint Valley Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Washington credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Mint Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/washington /mint-valley " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Mint Valley Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/washington/mint-valley
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
