---
title: "Mill Town Credit Union Rates - Washington"
description: "Current personal loan, and credit card rates from Mill Town Credit Union in Washington. Updated daily with source verification. See who can join Mill Town Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/washington/mill-town"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Mill Town Credit Union Rates - Washington

### Personal loan rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Personal Line of Credit** ploc_variable |  — APR |  12.500% |  — |  Standard |
Mill Town Credit Union personal loan rates as of October 23, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **VISA Credit Card (non-variable)** credit_card |  — APR |  9.500% |  — |  Standard |
Mill Town Credit Union credit card rates as of October 23, 2026

Mill Town Credit Union is a credit union in Washington. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/washington/mill-town) , verified from [Mill Town Credit Union's official website](https://www.milltowncu.org/)

Loading branch locator…

## About Mill Town Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

3.5K

Assets

$59.5M

Founded

1939

Locations reported

1

NCUA charter

68222

Charter type

Federally insured state-chartered credit union

### Services and member support

- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Mountaincrest** Everett Branch · Everett · WA · 98201-1718 About 0.8 miles away](https://rateapi.dev/credit-unions/washington/mountaincrest) [**Northwest Plus** Everett · Everett · WA · 98201 About 1.1 miles away](https://rateapi.dev/credit-unions/washington/northwest-plus) [**Community Healthcare** Community Healthcare Federal Credit Union · Everett · WA · 98201 About 1.2 miles away](https://rateapi.dev/credit-unions/washington/community-healthcare) [**Qualstar** EVERETT BRANCH · Everett · WA · 98201 About 1.2 miles away](https://rateapi.dev/credit-unions/washington/qualstar) [**Navy Federal Credit Union** NS Everett WA · Everett · WA · 98207 About 1.3 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Nordstrom** Nordstrom Federal Credit Union · Everett · WA · 98201 About 1.4 miles away](https://rateapi.dev/credit-unions/washington/nordstrom)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Mill Town Credit Union

Membership eligibility from Mill Town Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Mill Town Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location WA

Verified from [Mill Town Credit Union's membership page](https://www.milltowncu.org/About-Us/Become-a-Member) . Final membership determination is always made by the credit union.

## Membership rules for Mill Town Credit Union

Geography 3 · Family 2

5 published paths to membership, last verified August 27, 2026, quoted from Mill Town Credit Union’s own published criteria.

### Geography 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

- WA

“If you live, work or worship in the State of Washington, you can enjoy the benefits of membership at Mill Town Credit Union!”

> [source ↗](https://www.milltowncu.org/About-Us/Become-a-Member)

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member

“If you are eligible through a family member, please tell us the name of the Mill Town Credit Union member and their relation to you:”

> [source ↗](https://www.milltowncu.org/About-Us/Become-a-Member)

- Family member of a member
  - Family of a member family

“If you are eligible through a family member, please tell us the name of the Mill Town Credit Union member and their relation to you:”

> [source ↗](https://www.milltowncu.org/About-Us/Become-a-Member)

- Family member (family) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Mill Town Credit Union? Yes No

## Work at Mill Town Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mill Town Credit Union ranks against Washington peers.

- See which AI assistants fetched Mill Town Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Washington
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mill-town&amp;state=washington&amp;code=WA&amp;name=Mill%20Town%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Mill Town Credit Union offer?

Mill Town Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified October 23, 2026 directly from the credit union's official website.

### How often are Mill Town Credit Union rates updated?

RateAPI verifies Mill Town Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified October 23, 2026.

### Where does RateAPI get Mill Town Credit Union's rate data?

Rate data is collected directly from Mill Town Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Mill Town Credit Union?

Mill Town Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 3 geographic areas for Mill Town Credit Union, each quoted from Mill Town Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Mill Town Credit Union's rates against national credit-union benchmarks.

[More Washington credit unions](https://rateapi.dev/credit-unions/washington) [Washington personal loan leaders](https://rateapi.dev/personal-loan-rates/washington) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.milltowncu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Mill Town Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Washington credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Mill Town Credit Union
curl "https://api.rateapi.dev/credit-unions/washington /mill-town " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Mill Town Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/washington/mill-town
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
