--- title: "Lower Columbia Longshoremen Credit Union Rates: Vehicle 5.74%" description: "Lower Columbia Longshoremen Credit Union rates today: vehicle loans from 5.74% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Lower Columbia Longshoremen Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/washington/lower-columbia-longshoremen" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Lower Columbia Longshoremen Credit Union Rates: Vehicle 5.74% ### Auto & vehicle rates 20 offers | Product | Published | Rate | Term / condition | Status | | **36-Month New Auto Loan** auto_new_36mo | — APR | 5.490% | 36 mo · new | Standard | | **36-Month Used Auto Loan** auto_used_36mo | — APR | 5.740% | 36 mo · used | Standard | | **New Auto - Term 37 to 48 Months** auto_new_48mo | 5.740% APR | 5.740% | 48 mo · new | Standard | | **New Auto - Term 49 to 60 Months** auto_new_60mo | 5.990% APR | 5.990% | 60 mo · new | Standard | | **Used Auto - Term 37 to 48 Months** auto_used_48mo | — APR | 5.990% | 48 mo · used | Standard | | **Used Auto - Term 49 to 60 Months** auto_used_60mo | — APR | 6.240% | 60 mo · used | Standard | | **New Auto - Term 61 to 72 Months** auto_new_72mo | 6.240% APR | 6.240% | 72 mo · new | Standard | | **Used Auto - Term 61 to 72 Months** auto_used_72mo | — APR | 6.490% | 72 mo · used | Standard | | **New Auto - Term 73 to 84 Months** auto_new_84mo | 6.490% APR | 6.490% | 84 mo · new | Standard | | **Used Auto - Term 73 to 84 Months** auto_used_84mo | — APR | 6.740% | 84 mo · used | Standard | | **New RVs and Boats - 84 months or less** rv_new_84mo | — APR | 7.740% | 84 mo · new | Standard | | **Used RVs and Boats - 84 months or less** rv_used_84mo | — APR | 7.990% | 84 mo · used | Standard | | **New Rvs and Boats - 85 to 144 months** rv_new_144mo | 7.990% APR | 7.990% | 144 mo · new | Standard | | **New RVs and Boats - 145 to 180 months** rv_new_180mo | 8.240% APR | 8.240% | 180 mo · new | Standard | | **Motorcycles and ATVs** motorcycle | — APR | 8.240% | — | Standard | | **Used RVs and Boats - 85 to 120 months** rv_used_120mo | 8.240% APR | 8.240% | 120 mo · used | Standard | | **New Mobile Homes - 144 months or less** auto_new_144mo | 8.240% APR | 8.240% | 144 mo · new | Standard | | **Used RVs and Boats - 121 to 144 months** rv_used_144mo | 8.490% APR | 8.490% | 144 mo · used | Standard | | **Used Mobile Homes - 1 to 9 Model Years** auto_used | — APR | 8.490% | used | Standard | | **Used Mobile Homes - 10 Model Years** auto_used | — APR | 9.750% | used | Standard | Lower Columbia Longshoremen Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 2.100% | — | Standard | | **Signature/Line of Credit** ploc_variable | — APR | 12.000% | — | Standard | | **Tax Return, PayDay Loan or PMA Vacation** personal | — APR | 18.000% | — | Standard | Lower Columbia Longshoremen Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Classic Visa** credit_card | — APR | 9.900% | — | Standard | | **Signature Rewards Visa** credit_card_rewards | — APR | 11.740% | — | Context only | Lower Columbia Longshoremen Credit Union credit card rates as of November 12, 2026 Vehicle loans available from 5.74% APR for 48 months. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/washington/lower-columbia-longshoremen) , verified from [Lower Columbia Longshoremen Credit Union's official website](https://www.lclfcu.org/) Best product position **Room to improve vs. the Washington median** new-car loan Gap to state best **174 bp** 174 bp from state best Vs. state median **3 bp behind median** new-car loan Products ranked **1** across tracked Washington markets | Product | Published APR | Position | Vs. state best | Vs. state median | | new-car loan | 5.74% | Room to improve vs. the Washington median | 174 bp from state best | 3 bp behind median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Lower Columbia Longshoremen Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=lower-columbia-longshoremen&state=washington&code=WA&name=Lower%20Columbia%20Longshoremen%20Credit%20Union) Loading branch locator… ## About Lower Columbia Longshoremen Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.2K Assets $96.1M Founded 1954 Locations reported 1 NCUA charter 9289 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Fibre** Ocean Beach Branch · Longview · WA · 98632-4296 About 6.1 miles away](https://rateapi.dev/credit-unions/washington/fibre) [**Red Canoe** 30th Ave Red Canoe CU · Longview · WA · 98632 About 6.2 miles away](https://rateapi.dev/credit-unions/washington/red-canoe) [**Mint Valley** Mint Valley FCU · Longview · WA · 98632 About 6.6 miles away](https://rateapi.dev/credit-unions/washington/mint-valley) [**Pud** PUD Federal Credit Union · Longview · WA · 98632 About 7.9 miles away](https://rateapi.dev/credit-unions/washington/pud) [**Wauna** Corporate · Clatskanie · OR · 97016-7454 About 9.8 miles away](https://rateapi.dev/credit-unions/oregon/wauna) [**Inroads** Rainier Branch · Rainier · OR · 97048 About 10.0 miles away](https://rateapi.dev/credit-unions/oregon/inroads) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Lower Columbia Longshoremen Credit Union Membership eligibility from Lower Columbia Longshoremen Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Lower Columbia Longshoremen Credit Union's website. Check the membership page below to confirm whether you qualify. - Association Fed/County Emp Afcme 334, ILWU Local 21 - PMA, Port Of Longview, Carpenter's Local 1707, Carpenter's Local 1036, Awppw 633, Awppw Local 153, Painter's/Tapers Local 78, Afcme Local 334, Amalgameted Transit Local 758, Machinists/Aerospace Local 160, Professional Engineers Local 17, Laborer's Local 791, Opeiu Local 11, Retired Public Employees Local 20, Seiu Local 49, Seiu Local 9288, United Food/Commercial Local 555, United Steel Workers Local 632, Woodworkers Local 536, Afscme Local 1262, Plumbers/Fitters Local 26, Teamsters Local 58, Awppw Local 580, IUPAT Painters Council 5, IAFF Local 3828, Service Worker Watchmen Local 28, IBEW Local 77, OPEIU Local 8, OPEIU Local 277, Unite Here Local 8, SEIU Local 755, Chemical Workers Local 747-C, IAFF Local 828, SEIU Local 925, WSNA - Lower Columbia Region, NALC-Local #2214, Kelso Education Association, Cowlitz County Public Works Employees Local 334, Kelso Police Association, IBEW 125, Cowlitz County Sheriff’s Office Deputies and Sergeants Verified from [Lower Columbia Longshoremen Credit Union's membership page](https://www.lclfcu.org/membership.php) . Final membership determination is always made by the credit union. ## Membership rules for Lower Columbia Longshoremen Credit Union Associations 42 · Family 43 85 published paths to membership, last verified November 8, 2026, quoted from Lower Columbia Longshoremen Credit Union’s own published criteria. ### Associations 42 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Member of ILWU Local 21 - PMA “Lower Columbia Longshoremen's FCU serves the members of the following unions and their family members. SEG Group Name Fed/County Emp Afcme 334 ILWU Local 21 - PMA IBEW Local 970 & IBEW 48” > [source ↗](https://www.lclfcu.org/membership.php) - Member of ILWU Local 21 - PMA - Member of Carpenter's Local 1707 “Lower Columbia Longshoremen's FCU serves the members of the following unions and their family members.” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Carpenter's Local 1707 - Member of Carpenter's Local 1036 “Lower Columbia Longshoremen's FCU serves the members of the following unions and their family members.” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Carpenter's Local 1036 - Member of Awppw 633 “Lower Columbia Longshoremen's FCU serves the members of the following unions and their family members.” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Awppw 633 - Member of Painter's/Tapers Local 78 “Painter's/Tapers Local 78” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Painter's/Tapers Local 78 - Member of Amalgameted Transit Local 758 “Amalgameted Transit Local 758” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Amalgameted Transit Local 758 - Member of Machinists/Aerospace Local 160 “Machinists/Aerospace Local 160” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Machinists/Aerospace Local 160 - Member of Professional Engineers Local 17 “Professional Engineers Local 17” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Professional Engineers Local 17 - Member of Laborer's Local 791 “Laborer's Local 791” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Laborer's Local 791 - Member of OPEIU Local 11 “Opeiu Local 11” > [source ↗](https://www.lclfcu.org/membership.php) - Member of OPEIU Local 11 - Member of Retired Public Employees Local 20 “Retired Public Employees Local 20” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Retired Public Employees Local 20 - Member of Seiu Local 49 “Seiu Local 49” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Seiu Local 49 - Member of Seiu Local 9288 “Seiu Local 9288” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Seiu Local 9288 - Member of United Food/Commercial Local 555 “United Food/Commercial Local 555” > [source ↗](https://www.lclfcu.org/membership.php) - Member of United Food/Commercial Local 555 - Member of United Steel Workers Local 632 “United Steel Workers Local 632” > [source ↗](https://www.lclfcu.org/membership.php) - Member of United Steel Workers Local 632 - Member of Woodworkers Local 536 “Woodworkers Local 536” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Woodworkers Local 536 - Member of Afscme Local 1262 “Afscme Local 1262” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Afscme Local 1262 - Member of Plumbers/Fitters Local 26 “Plumbers/Fitters Local 26” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Plumbers/Fitters Local 26 - Member of Teamsters Local 58 “Teamsters Local 58” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Teamsters Local 58 - Member of Awppw Local 580 “Awppw Local 580” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Awppw Local 580 - Member of IUPAT Painters Council 5 “IUPAT Painters Council 5” > [source ↗](https://www.lclfcu.org/membership.php) - Member of IUPAT Painters Council 5 - Member of IAFF Local 3828 “IAFF Local 3828” > [source ↗](https://www.lclfcu.org/membership.php) - Member of IAFF Local 3828 - Member of Service Worker Watchmen Local 28 “Service Worker Watchmen Local 28” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Service Worker Watchmen Local 28 - Member of IBEW Local 77 “IBEW Local 77” > [source ↗](https://www.lclfcu.org/membership.php) - Member of IBEW Local 77 - Member of OPEIU Local 8 “OPEIU Local 8” > [source ↗](https://www.lclfcu.org/membership.php) - Member of OPEIU Local 8 - Member of OPEIU Local 277 “OPEIU Local 277” > [source ↗](https://www.lclfcu.org/membership.php) - Member of OPEIU Local 277 - Member of Unite Here Local 8 “Unite Here Local 8” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Unite Here Local 8 - Member of SEIU Local 755 “SEIU Local 755” > [source ↗](https://www.lclfcu.org/membership.php) - Member of SEIU Local 755 - Member of Chemical Workers Local 747-C “Chemical Workers Local 747-C” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Chemical Workers Local 747-C - Member of IAFF Local 828 “IAFF Local 828” > [source ↗](https://www.lclfcu.org/membership.php) - Member of IAFF Local 828 - Member of SEIU Local 925 “SEIU Local 925” > [source ↗](https://www.lclfcu.org/membership.php) - Member of SEIU Local 925 - Member of WSNA - Lower Columbia Region “WSNA - Lower Columbia Region” > [source ↗](https://www.lclfcu.org/membership.php) - Member of WSNA - Lower Columbia Region - Member of NALC-Local #2214 “NALC-Local #2214” > [source ↗](https://www.lclfcu.org/membership.php) - Member of NALC-Local #2214 - Member of Kelso Education Association “Kelso Education Association” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Kelso Education Association - Member of Kelso Police Association “Kelso Police Association” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Kelso Police Association - Member of IBEW 125 “IBEW 125” > [source ↗](https://www.lclfcu.org/membership.php) - Member of IBEW 125 - Member of Fed/County Emp Afcme 334 “Fed/County Emp Afcme 334” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Fed/County Emp Afcme 334 - Member of Port Of Longview “Port Of Longview” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Port Of Longview - Member of Awppw Local 153 “Awppw Local 153” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Awppw Local 153 - Member of Afcme Local 334 “Afcme Local 334” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Afcme Local 334 - Member of Cowlitz County Public Works Employees Local 334 “Cowlitz County Public Works Employees Local 334” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Cowlitz County Public Works Employees Local 334 - Member of Cowlitz County Sheriff’s Office Deputies and Sergeants “Cowlitz County Sheriff’s Office Deputies and Sergeants” > [source ↗](https://www.lclfcu.org/membership.php) - Member of Cowlitz County Sheriff’s Office Deputies and Sergeants ### Family 43 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member grandparent, parent, spouse, sibling, grandchild, child “This includes grandparents, parents, spouses, siblings, grandchildren, and children (including adopted and stepchildren).” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (grandparent, parent, spouse, sibling, grandchild, child) of a member - Family Of Qualified Fed/County Emp Afcme 334 “Fed/County Emp Afcme 334” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Fed/County Emp Afcme 334 - Family Of Qualified ILWU Local 21 - PMA “ILWU Local 21 - PMA” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of ILWU Local 21 - PMA - Family Of Qualified Port Of Longview “Port Of Longview” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Port Of Longview - Family Of Qualified Carpenter's Local 1707 “Carpenter's Local 1707” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Carpenter's Local 1707 - Family Of Qualified Carpenter's Local 1036 “Carpenter's Local 1036” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Carpenter's Local 1036 - Family Of Qualified Awppw 633 “Awppw 633” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Awppw 633 - Family Of Qualified Awppw Local 153 “Awppw Local 153” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Awppw Local 153 - Family Of Qualified Painter's/Tapers Local 78 “Painter's/Tapers Local 78” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Painter's/Tapers Local 78 - Family Of Qualified Afcme Local 334 “Afcme Local 334” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Afcme Local 334 - Family Of Qualified Amalgameted Transit Local 758 “Amalgameted Transit Local 758” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Amalgameted Transit Local 758 - Family Of Qualified Machinists/Aerospace Local 160 “Machinists/Aerospace Local 160” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Machinists/Aerospace Local 160 - Family Of Qualified Professional Engineers Local 17 “Professional Engineers Local 17” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Professional Engineers Local 17 - Family Of Qualified Laborer's Local 791 “Laborer's Local 791” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Laborer's Local 791 - Family Of Qualified OPEIU Local 11 “Opeiu Local 11” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of OPEIU Local 11 - Family Of Qualified Retired Public Employees Local 20 “Retired Public Employees Local 20” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Retired Public Employees Local 20 - Family Of Qualified Seiu Local 49 “Seiu Local 49” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Seiu Local 49 - Family Of Qualified Seiu Local 9288 “Seiu Local 9288” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Seiu Local 9288 - Family Of Qualified United Food/Commercial Local 555 “United Food/Commercial Local 555” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of United Food/Commercial Local 555 - Family Of Qualified United Steel Workers Local 632 “United Steel Workers Local 632” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of United Steel Workers Local 632 - Family Of Qualified Woodworkers Local 536 “Woodworkers Local 536” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Woodworkers Local 536 - Family Of Qualified Afscme Local 1262 “Afscme Local 1262” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Afscme Local 1262 - Family Of Qualified Plumbers/Fitters Local 26 “Plumbers/Fitters Local 26” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Plumbers/Fitters Local 26 - Family Of Qualified Teamsters Local 58 “Teamsters Local 58” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Teamsters Local 58 - Family Of Qualified Awppw Local 580 “Awppw Local 580” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Awppw Local 580 - Family Of Qualified IUPAT Painters Council 5 “IUPAT Painters Council 5” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of IUPAT Painters Council 5 - Family Of Qualified IAFF Local 3828 “IAFF Local 3828” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of IAFF Local 3828 - Family Of Qualified Service Worker Watchmen Local 28 “Service Worker Watchmen Local 28” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Service Worker Watchmen Local 28 - Family Of Qualified IBEW Local 77 “IBEW Local 77” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of IBEW Local 77 - Family Of Qualified OPEIU Local 8 “OPEIU Local 8” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of OPEIU Local 8 - Family Of Qualified OPEIU Local 277 “OPEIU Local 277” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of OPEIU Local 277 - Family Of Qualified Unite Here Local 8 “Unite Here Local 8” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Unite Here Local 8 - Family Of Qualified SEIU Local 755 “SEIU Local 755” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of SEIU Local 755 - Family Of Qualified Chemical Workers Local 747-C “Chemical Workers Local 747-C” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Chemical Workers Local 747-C - Family Of Qualified IAFF Local 828 “IAFF Local 828” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of IAFF Local 828 - Family Of Qualified SEIU Local 925 “SEIU Local 925” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of SEIU Local 925 - Family Of Qualified WSNA - Lower Columbia Region “WSNA - Lower Columbia Region” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of WSNA - Lower Columbia Region - Family Of Qualified NALC-Local #2214 “NALC-Local #2214” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of NALC-Local #2214 - Family Of Qualified Kelso Education Association “Kelso Education Association” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Kelso Education Association - Family Of Qualified Cowlitz County Public Works Employees Local 334 “Cowlitz County Public Works Employees Local 334” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Cowlitz County Public Works Employees Local 334 - Family Of Qualified Kelso Police Association “Kelso Police Association” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Kelso Police Association - Family Of Qualified IBEW 125 “IBEW 125” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of IBEW 125 - Family Of Qualified Cowlitz County Sheriff’s Office Deputies and Sergeants “Cowlitz County Sheriff’s Office Deputies and Sergeants” > [source ↗](https://www.lclfcu.org/membership.php) - Family member (family member) of a member of Cowlitz County Sheriff’s Office Deputies and Sergeants Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Lower Columbia Longshoremen Credit Union? Yes No ## Work at Lower Columbia Longshoremen Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lower Columbia Longshoremen Credit Union ranks against Washington peers. - See which AI assistants fetched Lower Columbia Longshoremen Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Washington - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=lower-columbia-longshoremen&state=washington&code=WA&name=Lower%20Columbia%20Longshoremen%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Lower Columbia Longshoremen Credit Union offer? Lower Columbia Longshoremen Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Lower Columbia Longshoremen Credit Union rates updated? RateAPI verifies Lower Columbia Longshoremen Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Lower Columbia Longshoremen Credit Union's rate data? Rate data is collected directly from Lower Columbia Longshoremen Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Lower Columbia Longshoremen Credit Union's auto, rv & motorcycle loan rates? As of November 12, 2026, Lower Columbia Longshoremen Credit Union offers vehicle loans from 5.74% APR. ### Who can join Lower Columbia Longshoremen Credit Union? Lower Columbia Longshoremen Credit Union publishes its membership criteria on its own website. RateAPI tracks 85 published membership paths covering 42 associations for Lower Columbia Longshoremen Credit Union, each quoted from Lower Columbia Longshoremen Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Lower Columbia Longshoremen Credit Union's rates against national credit-union benchmarks. [More Washington credit unions](https://rateapi.dev/credit-unions/washington) [Washington auto loan rate leaders](https://rateapi.dev/auto-loan-rates/washington) [Washington personal loan leaders](https://rateapi.dev/personal-loan-rates/washington) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.lclfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Lower Columbia Longshoremen Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Washington credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Lower Columbia Longshoremen Credit Union curl "https://api.rateapi.dev/credit-unions/washington /lower-columbia-longshoremen " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Lower Columbia Longshoremen Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/washington/lower-columbia-longshoremen Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp