---
title: "Iq Credit Union HELOC Rates &amp; Who Can Join - Washington"
description: "Current heloc rates from Iq Credit Union in Washington. Updated daily with source verification. See who can join Iq Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/washington/iq"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Iq Credit Union HELOC Rates &amp; Who Can Join - Washington

### HELOC rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Fixed or Variable Rate Variable** heloc_fixed |  — APR |  6.750% |  — |  Standard |
| **Fixed or Variable Rate Fixed** heloc_fixed |  — APR |  7.750% |  — |  Standard |
Iq Credit Union heloc rates as of November 12, 2026

Iq Credit Union is a credit union in Washington. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/washington/iq) , verified from [Iq Credit Union's official website](https://www.iqcu.com/)

Loading branch locator…

## About Iq Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

105.2K

Assets

$2.2B

Founded

1940

Locations reported

25

NCUA charter

60438

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Rivermark Community** Fruit Valley Branch · Vancouver · WA · 98660-1338 About 2.0 miles away](https://rateapi.dev/credit-unions/oregon/rivermark-community) [**People's Community** Hazel Dell · Vancouver · WA · 98665-8310 About 2.6 miles away](https://rateapi.dev/credit-unions/washington/peoples-community) [**Longshoremen's Local 4** Longshoremen's Local 4 FCU · Vancouver · WA · 98660-2722 About 2.8 miles away](https://rateapi.dev/credit-unions/washington/longshoremens-local-4) [**Peak** HAZEL DELL · VANCOUVER · WA · 98665 About 2.8 miles away](https://rateapi.dev/credit-unions/washington/peak) [**Onpoint Community** Hazel Dell · Vancouver · WA · 98665 About 3.0 miles away](https://rateapi.dev/credit-unions/oregon/onpoint-community) [**Pacific N W** Ross Branch · Vancouver · WA · 98663 About 3.1 miles away](https://rateapi.dev/credit-unions/oregon/pacific-n-w)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Iq Credit Union

Membership eligibility from Iq Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Iq Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from [Iq Credit Union's membership page](https://www.iqcu.com/) . Final membership determination is always made by the credit union.

## Work at Iq Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Iq Credit Union ranks against Washington peers.

- See which AI assistants fetched Iq Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Washington
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=iq&amp;state=washington&amp;code=WA&amp;name=Iq%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Iq Credit Union offer?

Iq Credit Union currently offers HELOC rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Iq Credit Union rates updated?

RateAPI verifies Iq Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Iq Credit Union's rate data?

Rate data is collected directly from Iq Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Iq Credit Union?

Iq Credit Union publishes its membership criteria on its own website.

## Related Rate Data

Compare Iq Credit Union's rates against national credit-union benchmarks.

[More Washington credit unions](https://rateapi.dev/credit-unions/washington) [Washington HELOC rate leaders](https://rateapi.dev/heloc-rates/washington) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.iqcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Iq Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Washington credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Iq Credit Union
curl "https://api.rateapi.dev/credit-unions/washington /iq " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Iq Credit Union locations

Search, filter, and browse all 25 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/washington/iq
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
