--- title: "Horizon Credit Union Rates (Nov 2026): CDs to 3.03%" description: "Horizon Credit Union rates today: savings & CDs up to 3.03% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Horizon Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/washington/horizon" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Horizon Credit Union Rates (Nov 2026): CDs to 3.03% ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **HSA** savings | 0.05% APY | 0.05% | — | Standard | | **Summit Checking +** checking | 3.03% APY | 3.00% | — | Standard | | **Tether Savings Bundle** savings | — APY | 3.03% | — | Standard | Horizon Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 3.03% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/washington/horizon) , verified from [Horizon Credit Union's official website](https://www.hzcu.org/) Loading branch locator… ## About Horizon Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 105.4K Assets $2B Founded 1948 Locations reported 30 NCUA charter 67264 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Boeing Employees** Spokane Home Loan Center · Spokane Valley · WA · 99206 About 1.6 miles away](https://rateapi.dev/credit-unions/washington/boeing-employees) [**Numerica** Sullivan · Spokane Valley · WA · 99037 About 1.8 miles away](https://rateapi.dev/credit-unions/washington/numerica) [**Gesa** Spokane Valley · Spokane Valley · WA · 99037-8531 About 1.9 miles away](https://rateapi.dev/credit-unions/washington/gesa) [**Idaho Central** Spokane Valley · Spokane Valley · WA · 99037 About 2.0 miles away](https://rateapi.dev/credit-unions/idaho/idaho-central) [**Spokane Teachers** Spokane Teachers Credit Union - Spokane Valley Branch · Spokane Valley · WA · 99216 About 2.0 miles away](https://rateapi.dev/credit-unions/washington/spokane-teachers) [**Canopy** Canopy Credit Union · Spokane Valley · WA · 99216-0841 About 2.1 miles away](https://rateapi.dev/credit-unions/washington/canopy) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Horizon Credit Union Membership eligibility from Horizon Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Horizon Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer United States Forest Service Verified from [Horizon Credit Union's membership page](https://www.hzcu.org/membership/how-to-join/) . Final membership determination is always made by the credit union. ## Membership rules for Horizon Credit Union Employers 2 · Family 3 published paths to membership, last verified August 21, 2026, quoted from Horizon Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Horizon “Employees of Horizon.” > [source ↗](https://www.hzcu.org/membership/how-to-join/) - Employee of Horizon - Employee of United States Forest Service “Federal employees living or working in Region One of the United States Forest Service.” > [source ↗](https://www.hzcu.org/membership/how-to-join/) - Employee of United States Forest Service ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, child, parent, sibling, grandparent, grandchild, household member “Family members of eligible members of this credit union.” > [source ↗](https://www.hzcu.org/membership/how-to-join/) - Family member (spouse, child, parent, sibling, grandparent, grandchild, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Horizon Credit Union? Yes No ## Work at Horizon Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Horizon Credit Union ranks against Washington peers. - See which AI assistants fetched Horizon Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Washington - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=horizon&state=washington&code=WA&name=Horizon%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Horizon Credit Union offer? Horizon Credit Union is a credit union in Washington. Rate data is currently being verified. ### How often are Horizon Credit Union rates updated? RateAPI verifies Horizon Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Horizon Credit Union's rate data? Rate data is collected directly from Horizon Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Horizon Credit Union's best CD rate? As of November 12, 2026, Horizon Credit Union offers savings and certificate (CD) yields up to 3.03% APY. ### Who can join Horizon Credit Union? Horizon Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 employers for Horizon Credit Union, each quoted from Horizon Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Horizon Credit Union's rates against national credit-union benchmarks. [More Washington credit unions](https://rateapi.dev/credit-unions/washington) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.hzcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Horizon Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Washington credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Horizon Credit Union curl "https://api.rateapi.dev/credit-unions/washington /horizon " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Horizon Credit Union locations Search, filter, and browse all 30 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/washington/horizon Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp