Hapo Community

richland, Washington
Last verified: July 10, 2026

As of July 10, 2026, Hapo Community offers a 30-year-fixed mortgage at 5.988% APR (5.875% rate, 1 points). Auto loans available from 5.24% APR. HELOC rates from 7.568% APR. Personal loan rates from 10.99% APR.

Source: RateAPI.dev, verified from Hapo Community's official website

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
5.988% APR
Rate5.875%
Points1
[PROMOTIONAL] Summer Purchase Special Rate 30-Year Fixed
30-year-fixed
6.224% APR
Rate6.000%
Points0
30-Year Fixed Construction Loan
30-year-fixed
6.252% APR
Rate6.125%
Points0
30-Year Fixed VA Purchase
30-year-fixed
6.784% APR
Rate6.500%
Points0
30-Year Fixed Purchase or Refinance
30-year-fixed
7.013% APR
Rate6.125%
Points0
30-Year Fixed FHA Purchase
30-year-fixed
7.299% APR
Rate7.000%
Points0
30-Year Fixed Cash-Out Refinance
15-year-fixed
5.840% APR
Rate5.500%
Points0
15-Year Fixed Construction Loan
15-year-fixed
6.468% APR
Rate6.000%
Points0
15-Year Fixed Purchase or Refinance
cd_6mo
3.600% APR
Rate3.550%
Points0
6 Month Certificate
20-year-fixed
6.868% APR
Rate6.500%
Points0
20-Year Fixed Purchase or Refinance

Auto Loan Rates

Rates as of July 10, 2026

auto
5.240% APR
Rate5.240%
Auto/Motorcycle (2018 and Newer)
auto
6.240% APR
Rate6.240%
Auto/Motorcycle (2007-2017)
auto
7.990% APR
Rate7.990%
Boat, Motorhome, Travel Trailer (2008 and Newer)
auto
8.490% APR
Rate8.490%
All-Terrain, Off-Road Vehicle (2018 and Newer)
credit_card_low_rate
13.750% APR
Rate13.750%
Low Rate Visa

HELOC Rates

Rates as of July 10, 2026

heloc_fixed
7.568% APR
Rate7.250%
Fixed Home Equity (Second Lien) 15-Year
heloc_variable
8.500% APR
Rate8.500%
Home Equity Line of Credit (Visa)

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
10.990% APR
Rate10.990%
Personal Loan

Frequently Asked Questions

What rates does Hapo Community offer?

Hapo Community currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Hapo Community rates updated?

RateAPI verifies Hapo Community's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Hapo Community's rate data?

Rate data is collected directly from Hapo Community's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Hapo Community's mortgage rate?

As of July 10, 2026, Hapo Community offers a 30-year-fixed mortgage at 5.988% APR.

What is Hapo Community's auto loan rate?

As of July 10, 2026, Hapo Community offers auto loans from 5.24% APR.

Related Rate Data

Compare Hapo Community's rates against national credit-union benchmarks.

More Washington credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Hapo Community
curl "https://api.rateapi.dev/credit-unions/washington/hapo-community" \
  -H "Authorization: Bearer YOUR_API_KEY"
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