Gesa

richland, Washington
Last verified: July 15, 2026

As of July 15, 2026, Gesa offers a ira mortgage at 0.5% APR (0.5% rate, 0 points).

Source: RateAPI.dev, verified from Gesa's official website

Who Can Join Gesa

Membership eligibility from Gesa's own published criteria. How we verify this.

Membership criteria are published on Gesa's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $5.

Verified from Gesa's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 15, 2026

ira
0.500% APR
Rate0.500%
Points0
IRA Savings
ira_cd_24mo
2.900% APR
Rate2.900%
Points0
IRA Bump CD - 24 Months
ira_cd_36mo
3.100% APR
Rate3.100%
Points0
IRA Bump CD - 36 Months
ira_cd_48mo
3.100% APR
Rate3.100%
Points0
IRA Bump CD - 48 Months
ira_cd_60mo
3.100% APR
Rate3.100%
Points0
IRA Bump CD - 60 Months
cd_12mo
3.200% APR
Rate3.200%
Points0
12-month bump certificate
ira_cd_24mo
3.200% APR
Rate3.200%
Points0
IRA Fixed CD - 24 Months
ira_cd_30mo
3.200% APR
Rate3.200%
Points0
IRA Fixed CD - 30 Months
ira_cd_36mo
3.350% APR
Rate3.350%
Points0
IRA Fixed CD - 36 Months
ira_cd_48mo
3.350% APR
Rate3.350%
Points0
IRA Fixed CD - 48 Months
ira_cd_60mo
3.350% APR
Rate3.350%
Points0
IRA Fixed CD - 60 Months
ira_cd_84mo
3.350% APR
Rate3.350%
Points0
IRA Fixed CD - 84 Months
ira_cd_12mo
3.600% APR
Rate3.600%
Points0
IRA Bump CD - 12 Months
ira_cd_6mo
3.800% APR
Rate3.800%
Points0
IRA Fixed CD - 6 Months
ira_cd_13mo
3.900% APR
Rate3.900%
Points0
IRA Fixed CD - 13 Months
ira_cd_12mo
3.950% APR
Rate3.950%
Points0
IRA Fixed CD - 12 Months
ira_cd_18mo
4.100% APR
Rate4.100%
Points0
IRA Fixed CD - 18 Months

Frequently Asked Questions

What rates does Gesa offer?

Gesa currently offers mortgage rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Gesa rates updated?

RateAPI verifies Gesa's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Gesa's rate data?

Rate data is collected directly from Gesa's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Gesa's mortgage rate?

As of July 15, 2026, Gesa offers a ira mortgage at 0.5% APR.

Related Rate Data

Compare Gesa's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Gesa
curl "https://api.rateapi.dev/credit-unions/washington/gesa" \
  -H "Authorization: Bearer YOUR_API_KEY"