Canopy

spokane, Washington
Last verified: July 11, 2026

As of July 11, 2026, Canopy offers a 30-year-fixed mortgage at 6.889% APR (6.875% rate, 0.145 points).

Source: RateAPI.dev, verified from Canopy's official website

Who Can Join Canopy

Membership eligibility from Canopy's own published criteria. How we verify this.

Membership criteria are published on Canopy's website. Check the membership page below to confirm whether you qualify.

Verified from Canopy's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

30-year-fixed
6.889% APR
Rate6.875%
Points0.145
Agency 30 Year Fixed
15-year-fixed
6.125% APR
Rate6.125%
Points-0.07799995
Agency 15 Year Fixed
10-year-fixed
6.027% APR
Rate6.000%
Points0.121
Agency 10 Year Fixed
20-year-fixed
6.640% APR
Rate6.625%
Points0.117
Agency 20 Year Fixed

Frequently Asked Questions

What rates does Canopy offer?

Canopy currently offers mortgage rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Canopy rates updated?

RateAPI verifies Canopy's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Canopy's rate data?

Rate data is collected directly from Canopy's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Canopy's mortgage rate?

As of July 11, 2026, Canopy offers a 30-year-fixed mortgage at 6.889% APR.

Related Rate Data

Compare Canopy's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Canopy
curl "https://api.rateapi.dev/credit-unions/washington/canopy" \
  -H "Authorization: Bearer YOUR_API_KEY"