--- title: "Calcoe Credit Union Rates (Nov 2026): Personal 3.29%" description: "Calcoe Credit Union rates today: personal loans from 3.29% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Calcoe Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/washington/calcoe" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Calcoe Credit Union Rates (Nov 2026): Personal 3.29% ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Auto Loan** auto_any_48mo | — APR | 5.690% | 48 mo | Standard | | **60-Month Auto Loan** auto_any_60mo | — APR | 5.940% | 60 mo | Standard | | **72-Month Auto Loan** auto_any_72mo | — APR | 6.240% | 72 mo | Standard | | **120-Month Auto Loan** auto_any_120mo | — APR | 7.440% | 120 mo | Standard | | **144-Month Auto Loan** auto_any_144mo | — APR | 7.690% | 144 mo | Standard | Calcoe Credit Union auto & vehicle rates as of November 6, 2026 ### Personal loan rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Type Share Secured** personal_secured | 3.295% APR | 3.295% | — | Standard | | **Terms See Terms** personal_unsecured_6mo | — APR | 10.290% | 6 mo | Standard | | **Type 12 Months** personal_unsecured_12mo | — APR | 10.290% | 12 mo | Standard | | **Terms See Terms** personal_unsecured_36mo | — APR | 10.990% | 36 mo | Standard | | **Terms See Terms** personal_unsecured_72mo | — APR | 11.890% | 72 mo | Standard | | **Terms See Terms** personal_unsecured_84mo | — APR | 12.390% | 84 mo | Standard | Calcoe Credit Union personal loan rates as of November 6, 2026 ### Savings & CD rates 18 offers | Product | Published | Rate | Term / condition | Status | | **Term 3 Month Standard CD APY* 0.30%** cd_3mo | — APY | 0.30% | 3 mo | Standard | | **Initial Deposit $500** savings | — APY | 0.30% | — | Standard | | **Balance 2,500-24,999 APY* 0.40%** savings | — APY | 0.40% | — | Standard | | **Term 6 Month Standard CD APY* 0.45%** cd_6mo | — APY | 0.45% | 6 mo | Standard | | **Balance 25,000-49,999 APY* 0.60%** savings | — APY | 0.60% | — | Standard | | **Term 1 Year Standard CD APY* 0.70%** cd_12mo | — APY | 0.70% | 12 mo | Standard | | **Balance 50,000-99,999 APY* 0.75%** savings | — APY | 0.75% | — | Standard | | **Term 18 Month Standard CD APY* 0.80%** cd_18mo | — APY | 0.80% | 18 mo | Standard | | **Term 2 Year Standard CD APY* 0.90%** cd_24mo | — APY | 0.90% | 24 mo | Standard | | **Term 3 Year Standard CD APY* 0.95%** cd_36mo | — APY | 0.95% | 36 mo | Standard | | **Term 4 Year Standard CD APY* 1.00%** cd_48mo | — APY | 1.00% | 48 mo | Standard | | **Balance 100,000+ APY* 1.00%** savings | — APY | 1.00% | — | Standard | | **Term 5 Year Standard CD APY* 1.10%** cd_60mo | — APY | 1.10% | 60 mo | Standard | | **Term 6 Month Promo CD APY* 3.95%** cd_6mo | — APY | 3.95% | 6 mo | Standard | | **Term 12 Month Promo CD APY* 4.15%** cd_12mo | — APY | 4.09% | 12 mo | Standard | | **Term 18 Month Promo CD APY* 4.20%** cd_18mo | — APY | 4.14% | 18 mo | Standard | | **Term 24 Month Promo CD APY* 4.25%** cd_24mo | — APY | 4.18% | 24 mo | Standard | | **Term 60 Month Promo CD APY* 4.30%** cd_60mo | — APY | 4.23% | 60 mo | Standard | Calcoe Credit Union savings & cd rates as of November 6, 2026 Personal loan rates from 3.295% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/washington/calcoe) , verified from [Calcoe Credit Union's official website](https://calcoefcu.com/) Best product position **Better than the Washington median** personal loan Gap to state best **4 bp** 4 bp from state best Vs. state median **664 bp better than median** personal loan Products ranked **1** across tracked Washington markets | Product | Published APR | Position | Vs. state best | Vs. state median | | personal loan | 3.29% | Better than the Washington median | 4 bp from state best | 664 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Calcoe Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=calcoe&state=washington&code=WA&name=Calcoe%20Credit%20Union) Loading branch locator… ## About Calcoe Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.5K Assets $44.2M Founded 1937 Locations reported 4 NCUA charter 2237 Charter type Federal credit union ### Services and member support - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - First-time homebuyer program - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Solarity** North 5th Ave Branch · Yakima · WA · 98902 About 0.9 miles away](https://rateapi.dev/credit-unions/washington/solarity) [**Gesa** Yakima Nob Hill · Yakima · WA · 98902 About 1.2 miles away](https://rateapi.dev/credit-unions/washington/gesa) [**Hapo Community** Yakima · Yakima · WA · 98908 About 1.7 miles away](https://rateapi.dev/credit-unions/washington/hapo-community) [**Washington State Employees** YAKIMA · Yakima · WA · 98902-7303 About 2.0 miles away](https://rateapi.dev/credit-unions/washington/washington-state-employees) [**Self-Help** Yakima · Yakima · WA · 98901 About 2.4 miles away](https://rateapi.dev/credit-unions/north-carolina/self-help) [**Potlatch No. 1 Financial** Cle Elum Branch · Cle Elum · WA · 98922 About 45.3 miles away](https://rateapi.dev/credit-unions/idaho/potlatch-no-1-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Calcoe Credit Union Membership eligibility from Calcoe Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (Micron Corporation) or the Friends of Sabino Canyon +1 more ($5) - Location ID, WA, OR, AZ - Employer Micron Corporation - Association Friends of Sabino Canyon, GoWest Credit Union Association **Cost to join:** About $30 (a $5 membership fee plus a $25 minimum deposit). Verified from [Calcoe Credit Union's membership page](https://www.iccu.com/membership/) . Final membership determination is always made by the credit union. ## Work at Calcoe Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Calcoe Credit Union ranks against Washington peers. - See which AI assistants fetched Calcoe Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Washington - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=calcoe&state=washington&code=WA&name=Calcoe%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Calcoe Credit Union offer? Calcoe Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 6, 2026 directly from the credit union's official website. ### How often are Calcoe Credit Union rates updated? RateAPI verifies Calcoe Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 6, 2026. ### Where does RateAPI get Calcoe Credit Union's rate data? Rate data is collected directly from Calcoe Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Calcoe Credit Union's personal loan rate? As of November 6, 2026, Calcoe Credit Union offers personal loans from 3.295% APR. ### Who can join Calcoe Credit Union? Membership via employers (Micron Corporation) or the Friends of Sabino Canyon +1 more ($5) ## Related Rate Data Compare Calcoe Credit Union's rates against national credit-union benchmarks. [More Washington credit unions](https://rateapi.dev/credit-unions/washington) [Washington auto loan rate leaders](https://rateapi.dev/auto-loan-rates/washington) [Washington personal loan leaders](https://rateapi.dev/personal-loan-rates/washington) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://calcoefcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Calcoe Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Washington credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Calcoe Credit Union curl "https://api.rateapi.dev/credit-unions/washington /calcoe " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Calcoe Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/washington/calcoe Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp