--- title: "Vantage Point Credit Union Rates - Virginia" description: "Current auto loan, and credit card rates from Vantage Point Credit Union in Virginia. Updated daily with source verification. See who can join Vantage Point Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/virginia/vantage-point" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Vantage Point Credit Union Rates - Virginia ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **New and Used vehicle purchases!** auto_any | — APR | 4.990% | any | Standard | Vantage Point Credit Union auto & vehicle rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 6.990% | — | Standard | Vantage Point Credit Union credit card rates as of November 13, 2026 Vantage Point Credit Union is a credit union in Virginia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/virginia/vantage-point) , verified from [Vantage Point Credit Union's official website](https://vantagepointfcu.org/) Loading branch locator… ## About Vantage Point Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3K Assets $44.6M Founded 1966 Locations reported 3 NCUA charter 17630 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Financial counseling - Financial education - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Kraftsman** Kraftsman Federal Credit Union · Hopewell · VA · 23860 About 3.1 miles away](https://rateapi.dev/credit-unions/virginia/kraftsman) [**Hopewell Chemical** Corporate Office · Hopewell · VA · 23860 About 3.8 miles away](https://rateapi.dev/credit-unions/virginia/hopewell-chemical) [**Homebase** Main Office · Prince George · VA · 23875 About 5.4 miles away](https://rateapi.dev/credit-unions/virginia/homebase) [**Virginia** SOUTHPARK BRANCH · Colonial Heights · VA · 23834-4900 About 8.9 miles away](https://rateapi.dev/credit-unions/virginia/virginia) [**Navy Federal Credit Union** Colonial Heights VA · Colonial Heights · VA · 23834 About 9.0 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Peoples Advantage** Colonial Heights Office · Colonial Heights · VA · 23834-2971 About 9.3 miles away](https://rateapi.dev/credit-unions/virginia/peoples-advantage) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Vantage Point Credit Union Membership eligibility from Vantage Point Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Vantage Point Credit Union's website. Check the membership page below to confirm whether you qualify. - Location chesterfield, dinwiddie, prince george, sussex — VA Verified from [Vantage Point Credit Union's membership page](https://vantagepointfcu.org/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Vantage Point Credit Union Geography 5 counties · Family 37 published paths to membership, last verified November 8, 2026, quoted from Vantage Point Credit Union’s own published criteria. ### Geography 8 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified November 8, 2026 - Chesterfield County, VA - Colonial Heights, VA - Dinwiddie County, VA - Hopewell City County, VA - Hopewell, VA - Petersburg, VA - Prince George County, VA - Sussex County, VA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Maricopa County, AZ; Washington County, MD; Hopewell City County, VA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member immediate family, household member, Spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, adoptive relationships “Membership is also available to immediate family of existing members . CITY OF HOPEWELL CITY OF COLONIAL HEIGHTS CITY OF PETERSBURG CHESTERFIELD COUNTY DINWIDDIE COUNTY PRINCE GEORGE COUNTY SUSSEX COUNTY Immediate family and household members include: Spouse, child, sibling, parent, grandparent,…” > [source ↗](https://vantagepointfcu.org/membership/) - Family member (immediate family, household member, Spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, adoptive relationships) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Vantage Point Credit Union? Yes No ## Work at Vantage Point Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Vantage Point Credit Union ranks against Virginia peers. - See which AI assistants fetched Vantage Point Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=vantage-point&state=virginia&code=VA&name=Vantage%20Point%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Vantage Point Credit Union offer? Vantage Point Credit Union currently offers Auto loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Vantage Point Credit Union rates updated? RateAPI verifies Vantage Point Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Vantage Point Credit Union's rate data? Rate data is collected directly from Vantage Point Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Vantage Point Credit Union? Vantage Point Credit Union publishes its membership criteria on its own website. RateAPI tracks 37 published membership paths covering 5 counties for Vantage Point Credit Union, each quoted from Vantage Point Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Vantage Point Credit Union's rates against national credit-union benchmarks. [More Virginia credit unions](https://rateapi.dev/credit-unions/virginia) [Virginia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/virginia) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://vantagepointfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Vantage Point Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Vantage Point Credit Union curl "https://api.rateapi.dev/credit-unions/virginia /vantage-point " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Vantage Point Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/virginia/vantage-point Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp