Va Beach Postal Credit Union
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Verified rate book
Current Va Beach Postal Credit Union rates
7 published offers verified as of August 21, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VA 30 Year Fixed - Conforming30 year fixed | 6.410% APR | 6.250% | — | Standard |
| FHA 30-Year Fixed - Conforming30 year fixed | 6.692% APR | 6.000% | — | Standard |
| 30-Year Fixed30 year fixed | 6.788% APR | 6.625% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 6.974% APR | 6.875% | — | Standard |
| 15-Year Fixed15 year fixed | 6.514% APR | 6.250% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 7.412% APR | 7.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.713% APR | 6.500% | — | Standard |
As of August 21, 2026, Va Beach Postal Credit Union offers a 30-year fixed mortgage at 6.41% APR.
Source: RateAPI.dev, verified from Va Beach Postal Credit Union's official website
Live market position · Rates as of August 21, 2026
Where Va Beach Postal Credit Union ranks in Virginia
How Va Beach Postal Credit Union's current published rate compares with other Virginia credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| 30-year fixed mortgage | 6.41% | Better than the Virginia median | 48 bp from state best | 28 bp better than median |
This is the public snapshot. Claim Va Beach Postal Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
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About Va Beach Postal Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1K
- Assets
- $10.4M
- Founded
- 1963
- Locations reported
- 1
- NCUA charter
- 15536
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile payments
- Financial counseling
- Student scholarships
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Va Beach Postal Credit Union
Membership eligibility from Va Beach Postal Credit Union's own published criteria. How we verify this.
Membership criteria are published on Va Beach Postal Credit Union's website. Check the membership page below to confirm whether you qualify.
- EmployerU.S. Postal Service, Richmond District, United States Postal Service, Mechanical Service Company Inc, Absolute Bottled Water Co, Shealy-Hodges Corp
- AssociationNational Active and Retired Federal Employees Association (NARFE) Chapter 974, National Association of Letter Carriers, Branch 6066
Verified from Va Beach Postal Credit Union's membership page. Final membership determination is always made by the credit union.
Membership rules for Va Beach Postal Credit Union
Employers 5 · Associations 2 · Family
8 published paths to membership, last verified August 21, 2026, quoted from Va Beach Postal Credit Union’s own published criteria.
Employers 5
Auto-verified against the source page
Retiree of United States Postal Service
- Retired employee of United States Postal Service
“persons retired as pensioners or annuitants from the United States Postal Service”
source ↗Employee of Mechanical Service Company Inc
- Employee of Mechanical Service Company Inc
“Employees of Mechanical Service Company Inc”
source ↗Employee of Absolute Bottled Water Co
- Employee of Absolute Bottled Water Co
“Absolute Bottled Water Co”
source ↗Employee of Shealy-Hodges Corp
- Employee of Shealy-Hodges Corp
“Shealy-Hodges Corp”
source ↗Employee of U.S. Postal Service, Richmond District and Works in Richmond, VA
- Employee of U.S. Postal Service, Richmond District
- Works in city:VA:richmond
“Employees of the U.S. Postal Service, Richmond District who work in, or are paid or supervised from Richmond, Virginia”
source ↗
Associations 2
Human-reviewed
Member of National Active and Retired Federal Employees Association (NARFE) Chapter 974
- Member of National Active and Retired Federal Employees Association (NARFE) Chapter 974
“Members of the National Active and Retired Federal Employees Association (NARFE) Chapter 974 in Virginia Beach, Virginia, who qualify for membership in accordance with its charter and bylaws in effect on 4/28/2011”
source ↗Member of National Association of Letter Carriers, Branch 6066
- Member of National Association of Letter Carriers, Branch 6066
“Members of the National Association of Letter Carriers, Branch 6066 in Chesapeake, Virginia, who qualify for membership in accordance with its charter and bylaws in effect on 9/1/1992”
source ↗
Family 1
Human-reviewed
Family member (spouse, parent, child, sibling, grandparent, grandchild, step-parent, step-child, step-sibling, household member) of a member
- Family of a member spouse, parent, child, sibling, grandparent, grandchild, step-parent, step-child, step-sibling, household member
“members of their immediate families including spouses, parents, children, siblings, grandparents, grandchildren, step-parents, step-children, step-siblings, and persons living in the same residence maintaining a single economic unit to include domestic partners and roommates.”
source ↗
Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. How we verify membership rules. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Va Beach Postal Credit Union offer?
Va Beach Postal Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 21, 2026 directly from the credit union's official website.
How often are Va Beach Postal Credit Union rates updated?
RateAPI verifies Va Beach Postal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 21, 2026.
Where does RateAPI get Va Beach Postal Credit Union's rate data?
Rate data is collected directly from Va Beach Postal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Va Beach Postal Credit Union's mortgage rate?
As of August 21, 2026, Va Beach Postal Credit Union offers a 30-year fixed mortgage at 6.41% APR.
Who can join Va Beach Postal Credit Union?
Va Beach Postal Credit Union publishes its membership criteria on its own website. RateAPI tracks 8 published membership paths covering 5 employers and 2 associations for Va Beach Postal Credit Union, each quoted from Va Beach Postal Credit Union's own published membership criteria. Immediate family of an existing member also qualify.
Related Rate Data
Compare Va Beach Postal Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Va Beach Postal Credit Union rates
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# Get rates for Va Beach Postal Credit Union
curl "https://api.rateapi.dev/credit-unions/virginia/va-beach-postal" \
-H "Authorization: Bearer YOUR_API_KEY"