--- title: "Rva Financial Credit Union Rates (Nov 2026): Mortgage 6.54%" description: "Rva Financial Credit Union rates today: 30 year fixed mortgage 6.54% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Rva Financial Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/virginia/rva-financial" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Rva Financial Credit Union Rates (Nov 2026): Mortgage 6.54% ### Mortgage rates 7 offers | Product | Published | Rate | Term / condition | Status | | **VA 30 Year Fixed - Conforming** 30 year fixed | 6.535% APR | 6.375% | — | Standard | | **FHA 30-Year Fixed - Conforming** 30 year fixed | 6.948% APR | 6.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.040% APR | 6.875% | — | Standard | | **Jumbo 30-Year Fixed** 30 year fixed | 7.225% APR | 7.125% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.765% APR | 6.500% | — | Standard | | **Jumbo 15-Year Fixed** 15 year fixed | 7.663% APR | 7.500% | — | Standard | | **20-Year Fixed** 20 year fixed | 6.965% APR | 6.750% | — | Standard | Rva Financial Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Rva Financial Credit Union offers a 30-year fixed mortgage at 6.535% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/virginia/rva-financial) , verified from [Rva Financial Credit Union's official website](https://www.rvafinancial.com/) Best product position **Better than the Virginia median** 30-year fixed mortgage Gap to state best **23 bp** 23 bp from state best Vs. state median **41 bp better than median** 30-year fixed mortgage Products ranked **1** across tracked Virginia markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 6.54% | Better than the Virginia median | 23 bp from state best | 41 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Rva Financial Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=rva-financial&state=virginia&code=VA&name=Rva%20Financial%20Credit%20Union) Loading branch locator… ## About Rva Financial Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 10.5K Assets $81.7M Founded 1950 Locations reported 2 NCUA charter 6878 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Richmond Virginia Fire Police Credi** City of Richmond VA Fire Station # 10 · Richmond · VA · 23220-2001 About 0.7 miles away](https://rateapi.dev/credit-unions/virginia/richmond-virginia-fire-police-credi) [**Virginia** NORTH ADAMS · Richmond · VA · 23220-4212 About 1.0 miles away](https://rateapi.dev/credit-unions/virginia/virginia) [**Credit Union of Richmond Incorporat** Main office · Richmond · VA · 23220 About 1.1 miles away](https://rateapi.dev/credit-unions/virginia/credit-union-of-richmond-incorporat) [**Hopewell Chemical** Credit Union of Richmond · Richmond · VA · 23220-1318 About 1.1 miles away](https://rateapi.dev/credit-unions/virginia/hopewell-chemical) [**Dominion Energy Credit Union** Tredegar Branch · Richmond · VA · 23219-4306 About 1.1 miles away](https://rateapi.dev/credit-unions/virginia/dominion-energy-credit-union) [**Argent** Federal Building · Richmond · VA · 23219 About 1.5 miles away](https://rateapi.dev/credit-unions/virginia/argent) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Rva Financial Credit Union Membership eligibility from Rva Financial Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Rva Financial Credit Union's website. Check the membership page below to confirm whether you qualify. - Location VA - Employer City of Richmond, Richmond School Board, Capital Region Airport Commission, Richmond Redevelopment & Housing Authority, American Consumer Council - Association American Consumer Council Verified from [Rva Financial Credit Union's membership page](https://www.rvafinancial.com/about-us/) . Final membership determination is always made by the credit union. ## Membership rules for Rva Financial Credit Union Employers 5 · Associations · Family 7 published paths to membership, last verified November 8, 2026, quoted from Rva Financial Credit Union’s own published criteria. ### Employers 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of Richmond School Board “employees of the Richmond School Board in Richmond, VA” > [source ↗](https://www.rvafinancial.com/about-us/) - Employee of Richmond School Board - Employee of Capital Region Airport Commission “employees of the Capital Region Airport Commission” > [source ↗](https://www.rvafinancial.com/about-us/) - Employee of Capital Region Airport Commission - Employee of City of Richmond “employees of the City of Richmond, VA” > [source ↗](https://www.rvafinancial.com/about-us/) - Employee of City of Richmond - Employee of Richmond Redevelopment & Housing Authority - Works in city:VA:richmond “employees of the Richmond Redevelopment & Housing Authority who work in Richmond, VA” > [source ↗](https://www.rvafinancial.com/about-us/) - Employee of Richmond Redevelopment & Housing Authority and Works in Richmond, VA - Employee of American Consumer Council “employees/members of American Consumer Council” > [source ↗](https://www.rvafinancial.com/about-us/) - Employee of American Consumer Council ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Member of American Consumer Council “employees/members of American Consumer Council” > [source ↗](https://www.rvafinancial.com/about-us/) - Member of American Consumer Council ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of someone eligible immediate family “Additionally, the immediate family members of these eligible individuals are also eligible for membership.” > [source ↗](https://www.rvafinancial.com/about-us/) - Family member (immediate family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Rva Financial Credit Union? Yes No ## Work at Rva Financial Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Rva Financial Credit Union ranks against Virginia peers. - See which AI assistants fetched Rva Financial Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=rva-financial&state=virginia&code=VA&name=Rva%20Financial%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Rva Financial Credit Union offer? Rva Financial Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Rva Financial Credit Union rates updated? RateAPI verifies Rva Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Rva Financial Credit Union's rate data? Rate data is collected directly from Rva Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Rva Financial Credit Union's mortgage rate? As of November 12, 2026, Rva Financial Credit Union offers a 30-year fixed mortgage at 6.535% APR. ### Who can join Rva Financial Credit Union? Rva Financial Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 5 employers and 1 association for Rva Financial Credit Union, each quoted from Rva Financial Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Rva Financial Credit Union's rates against national credit-union benchmarks. [More Virginia credit unions](https://rateapi.dev/credit-unions/virginia) [Virginia mortgage rate leaders](https://rateapi.dev/mortgage-rates/virginia) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.rvafinancial.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Rva Financial Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Rva Financial Credit Union curl "https://api.rateapi.dev/credit-unions/virginia /rva-financial " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Rva Financial Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/virginia/rva-financial Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp