--- title: "Roanoke Valley Community Credit Union Rates - Virginia" description: "Current heloc, personal loan, and credit card rates from Roanoke Valley Community Credit Union in Virginia. Updated daily with source verification. See who can join Roanoke Valley Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/virginia/roanoke-valley-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Roanoke Valley Community Credit Union Rates - Virginia ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 5.750% | — | Standard | Roanoke Valley Community Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Certificate-Secured Loan** personal_secured | — APR | 3.500% | — | Standard | | **Unsecured / Signature Loan** personal_unsecured | — APR | 9.500% | — | Standard | Roanoke Valley Community Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 9.990% | — | Standard | | **VISA Classic Secured** credit_card_secured | — APR | 13.500% | — | Standard | | **VISA Classic** credit_card | — APR | 13.500% | — | Standard | Roanoke Valley Community Credit Union credit card rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **2023 - Current** other | — % | 4.990% | — | Standard | Roanoke Valley Community Credit Union other rates as of November 12, 2026 Roanoke Valley Community Credit Union is a credit union in Virginia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/virginia/roanoke-valley-community) , verified from [Roanoke Valley Community Credit Union's official website](https://www.rvccu.org/) Loading branch locator… ## About Roanoke Valley Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 9.1K Assets $107.1M Founded 1947 Locations reported 4 NCUA charter 5604 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Freedom First** West End · Roanoke · VA · 24016-3306 About 0.4 miles away](https://rateapi.dev/credit-unions/virginia/freedom-first) [**Infirst** Poff · Roanoke · VA · 24011-2208 About 0.6 miles away](https://rateapi.dev/credit-unions/virginia/infirst) [**Virginia** ROANOKE ADMINISTRATION OFFICE · Roanoke · VA · 24016 About 1.2 miles away](https://rateapi.dev/credit-unions/virginia/virginia) [**Beacon Credit Union, Incorporated** Hershberger Road · Roanoke · VA · 24012-7209 About 2.9 miles away](https://rateapi.dev/credit-unions/virginia/beacon-credit-union-incorporated) [**Blue Eagle** Hershberger · Roanoke · VA · 24012-2226 About 3.0 miles away](https://rateapi.dev/credit-unions/virginia/blue-eagle) [**Valleystar** Roanoke · Roanoke · VA · 24018 About 4.6 miles away](https://rateapi.dev/credit-unions/virginia/valleystar) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Roanoke Valley Community Credit Union Membership eligibility from Roanoke Valley Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Roanoke Valley Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location roanoke, roanoke city, botetourt — VA Verified from [Roanoke Valley Community Credit Union's membership page](https://www.rvccu.org/rvccu-membership) . Final membership determination is always made by the credit union. ## Membership rules for Roanoke Valley Community Credit Union Geography 3 counties · Family 22 published paths to membership, last verified August 27, 2026, quoted from Roanoke Valley Community Credit Union’s own published criteria. ### Geography 6 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Botetourt County, VA - Roanoke City County, VA - Roanoke County, VA - Roanoke, VA - Salem, VA - Vinton, VA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Roanoke County, VA; Roanoke City County, VA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate relative, household member “You can also join if you are an immediate relative or household member of an existing RVCCU member.” > [source ↗](https://www.rvccu.org/rvccu-membership) - Family member (immediate relative, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Roanoke Valley Community Credit Union? Yes No ## Work at Roanoke Valley Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Roanoke Valley Community Credit Union ranks against Virginia peers. - See which AI assistants fetched Roanoke Valley Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=roanoke-valley-community&state=virginia&code=VA&name=Roanoke%20Valley%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Roanoke Valley Community Credit Union offer? Roanoke Valley Community Credit Union currently offers HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Roanoke Valley Community Credit Union rates updated? RateAPI verifies Roanoke Valley Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Roanoke Valley Community Credit Union's rate data? Rate data is collected directly from Roanoke Valley Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Roanoke Valley Community Credit Union? Roanoke Valley Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 22 published membership paths covering 3 counties for Roanoke Valley Community Credit Union, each quoted from Roanoke Valley Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Roanoke Valley Community Credit Union's rates against national credit-union benchmarks. [More Virginia credit unions](https://rateapi.dev/credit-unions/virginia) [Virginia HELOC rate leaders](https://rateapi.dev/heloc-rates/virginia) [Virginia personal loan leaders](https://rateapi.dev/personal-loan-rates/virginia) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.rvccu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Roanoke Valley Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Roanoke Valley Community Credit Union curl "https://api.rateapi.dev/credit-unions/virginia /roanoke-valley-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Roanoke Valley Community Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/virginia/roanoke-valley-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp