--- title: "Patent and Trademark Office Credit Union Rates - Virginia" description: "Current auto loan, personal loan, and credit card rates from Patent and Trademark Office Credit Union in Virginia. Updated daily with source verification. See who can join Patent and Trademark Office Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/virginia/patent-and-trademark-office" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Patent and Trademark Office Credit Union Rates - Virginia ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Rate based on evaluation of credit history** auto_any_48mo | — APR | 4.740% | 48 mo | Standard | | **Auto Loan, Refinance** auto | — APR | 4.740% | — | Standard | | **New/Used Auto** auto_any_48mo | — APR | 4.740% | 48 mo · any | Standard | | **Rate based on evaluation of credit history** auto_any_60mo | — APR | 4.990% | 60 mo | Standard | | **Rate based on evaluation of credit history** auto_any_72mo | — APR | 5.240% | 72 mo | Standard | | **Rate based on evaluation of credit history.** auto | — APR | 5.540% | — | Standard | | **Rate based on evaluation of credit history. Min. finance amt $30,000** auto | — APR | 6.040% | — | Standard | Patent and Trademark Office Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Debt Consolidation Loan** personal | — APR | 10.990% | — | Standard | Patent and Trademark Office Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 5 offers | Product | Published | Rate | Term / condition | Status | | **V ISA Platinum** credit_card_platinum | — APR | 8.900% | — | Standard | | **VISA Gold** credit_card | — APR | 10.900% | — | Standard | | **Credit Card** credit_card | — APR | 10.990% | — | Standard | | **VI SA Classic** credit_card | — APR | 11.900% | — | Standard | | **VI SA Secured** credit_card_secured | — APR | 15.900% | — | Standard | Patent and Trademark Office Credit Union credit card rates as of November 12, 2026 Patent and Trademark Office Credit Union is a credit union in Virginia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/virginia/patent-and-trademark-office) , verified from [Patent and Trademark Office Credit Union's official website](https://www.ptofcu.org/) Loading branch locator… ## About Patent and Trademark Office Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.7K Assets $40.6M Founded 1942 Locations reported 2 NCUA charter 4936 Charter type Federal credit union ### Services and member support - Online membership application - Open an account online - Mobile check deposit - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Transportation** Main Office · Alexandria · VA · 22314 Branch in the same ZIP](https://rateapi.dev/credit-unions/virginia/transportation) [**State Department FCU** Headquarters · Alexandria · VA · 22314-2763 About 0.1 miles away](https://rateapi.dev/credit-unions/virginia/state-department-fcu) [**Democracy** Alexandria · Alexandria · VA · 22314 About 0.5 miles away](https://rateapi.dev/credit-unions/virginia/democracy) [**US Senate FCU** Bertie Bowman Building · Alexandria · VA · 22314-1691 About 0.6 miles away](https://rateapi.dev/credit-unions/virginia/us-senate-fcu) [**Signature** Signature FCU · Alexandria · VA · 22305 About 1.9 miles away](https://rateapi.dev/credit-unions/virginia/signature) [**Commonwealth One** ALEXANDRIA CITY HIGH SCHOOL · Alexandria · VA · 22302 About 2.0 miles away](https://rateapi.dev/credit-unions/virginia/commonwealth-one) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Patent and Trademark Office Credit Union Membership eligibility from Patent and Trademark Office Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (Patent & Trademark Office) or occupations (Contractors for the Patent & Trademark Office) - Employer Patent & Trademark Office - Occupation Contractors for the Patent & Trademark Office **Cost to join:** About $25. Verified from [Patent and Trademark Office Credit Union's membership page](https://www.ptofcu.org/membership/who-can-join) . Final membership determination is always made by the credit union. ## Membership rules for Patent and Trademark Office Credit Union Employers 4 · Family 2 6 published paths to membership, last verified August 21, 2026, quoted from Patent and Trademark Office Credit Union’s own published criteria. ### Employers 4 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Patent & Trademark Office “Employees of the Patent & Trademark Office,” > [source ↗](https://www.ptofcu.org/membership/who-can-join) - Employee of Patent & Trademark Office - Employee of National Science Foundation “Employees of the National Science Foundation” > [source ↗](https://www.ptofcu.org/membership/who-can-join) - Employee of National Science Foundation - Retired employee of Patent & Trademark Office “Persons retired from the Patent & Trademark Office” > [source ↗](https://www.ptofcu.org/membership/who-can-join) - Retiree of Patent & Trademark Office - Contractor of Patent & Trademark Office “All contractors for the Patent & Trademark Office” > [source ↗](https://www.ptofcu.org/membership/who-can-join) - Contractor for Patent & Trademark Office ### Family 2 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member blood relative, marriage relative “Family members of current members related by blood or marriage,” > [source ↗](https://www.ptofcu.org/membership/who-can-join) - Family member (blood relative, marriage relative) of a member - Family of a member “Family members of eligible non-members and Organizations of primary share accountholders,” > [source ↗](https://www.ptofcu.org/membership/who-can-join) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Patent and Trademark Office Credit Union? Yes No ## Work at Patent and Trademark Office Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Patent and Trademark Office Credit Union ranks against Virginia peers. - See which AI assistants fetched Patent and Trademark Office Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=patent-and-trademark-office&state=virginia&code=VA&name=Patent%20and%20Trademark%20Office%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Patent and Trademark Office Credit Union offer? Patent and Trademark Office Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Patent and Trademark Office Credit Union rates updated? RateAPI verifies Patent and Trademark Office Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Patent and Trademark Office Credit Union's rate data? Rate data is collected directly from Patent and Trademark Office Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Patent and Trademark Office Credit Union? Membership via employers (Patent & Trademark Office) or occupations (Contractors for the Patent & Trademark Office) RateAPI tracks 6 published membership paths covering 4 employers for Patent and Trademark Office Credit Union, each quoted from Patent and Trademark Office Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Patent and Trademark Office Credit Union's rates against national credit-union benchmarks. [More Virginia credit unions](https://rateapi.dev/credit-unions/virginia) [Virginia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/virginia) [Virginia personal loan leaders](https://rateapi.dev/personal-loan-rates/virginia) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ptofcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Patent and Trademark Office Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Patent and Trademark Office Credit Union curl "https://api.rateapi.dev/credit-unions/virginia /patent-and-trademark-office " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Patent and Trademark Office Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/virginia/patent-and-trademark-office Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp