--- title: "Newport News Mun. Emp Credit Union Rates - Virginia" description: "Current mortgage, vehicle loan, personal loan, and credit card rates from Newport News Mun. Emp Credit Union in Virginia. Updated daily with source verification. See who can join Newport News Mun. Emp Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/virginia/newport-news-mun-emp-credit-union" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Newport News Mun. Emp Credit Union Rates - Virginia ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **First Mortgage - Fixed** other | — APR | 5.500% | — | Standard | Newport News Mun. Emp Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Used Vehicles/Motorcycles** motorcycle_used_84mo | — APR | 4.990% | 84 mo · used | Context only | | **New Vehicles/Motorcycles** motorcycle_new_84mo | — APR | 4.990% | 84 mo · new | Context only | | **New & Used Recreational Vehicles/Boats** rv_any_120mo | — APR | 7.990% | 120 mo · any | Standard | Newport News Mun. Emp Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.000% | — | Context only | | **Personal Loan** personal | — APR | 9.000% | — | Context only | Newport News Mun. Emp Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 7.490% | — | Context only | | **VISA Classic** credit_card | — APR | 12.000% | — | Context only | Newport News Mun. Emp Credit Union credit card rates as of November 12, 2026 Newport News Mun. Emp Credit Union is a credit union in Virginia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/virginia/newport-news-mun-emp-credit-union) , verified from [Newport News Mun. Emp Credit Union's official website](https://www.nnmecu.org/) Loading branch locator… ## About Newport News Mun. Emp Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.9K Assets $55.2M Founded 1950 Locations reported 3 NCUA charter 66970 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile payments - Financial counseling - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Hampton Roads Educ Credit Union Inc** Newport News Municipal Municipal Credit Union · Newport News · VA · 23602 About 1.1 miles away](https://rateapi.dev/credit-unions/virginia/hampton-roads-educ-credit-union-inc) [**Bayport** Denbigh Branch · Newport News · VA · 23608 About 1.5 miles away](https://rateapi.dev/credit-unions/virginia/bayport) [**Langley FCU** Denbigh Branch · Newport News · VA · 23602 About 1.5 miles away](https://rateapi.dev/credit-unions/virginia/langley-fcu) [**Navy Federal Credit Union** Oyster Point VA · Newport News · VA · 23606 About 1.7 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Virginia Educators Credit Union** Nettles Office · Newport News · VA · 23606 About 2.2 miles away](https://rateapi.dev/credit-unions/virginia/virginia-educators-credit-union) [**1st Advantage** Denbigh Branch · Newport News · VA · 23608 About 2.5 miles away](https://rateapi.dev/credit-unions/virginia/1st-advantage) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Newport News Mun. Emp Credit Union Membership eligibility from Newport News Mun. Emp Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Newport News Mun. Emp Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer City of Newport News, persons, firms and corporations under contract to the City of Newport News, Constitutional officers of the City of Newport News, board, commissions, committees and agencies of the City of Newport News, Hampton Roads Sanitation District, Newport News Municipal Employees Credit Union, above employment, The corporation of Newport News Verified from [Newport News Mun. Emp Credit Union's membership page](https://nnmecu.org/about-us/how-to-join/) . Final membership determination is always made by the credit union. ## Membership rules for Newport News Mun. Emp Credit Union Employers 15 · Family 2 17 published paths to membership, last verified August 27, 2026, quoted from Newport News Mun. Emp Credit Union’s own published criteria. Source-page proposal coverage: 10 of 10 extracted claims verified; 0 withheld. Only verified rules are shown here. This measures claims found on the reviewed source page, not every possible real-world membership path. ### Employers 15 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of City of Newport News “Employees of the City of Newport News” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Employee of City of Newport News - Employee of persons, firms and corporations under contract to the City of Newport News “Employees of persons, firms and corporations under contract to the City of Newport News” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Employee of persons, firms and corporations under contract to the City of Newport News - Employee of Constitutional officers of the City of Newport News “Constitutional officers of the City of Newport News and their employees” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Employee of Constitutional officers of the City of Newport News - Employee of board, commissions, committees and agencies of the City of Newport News “Members and employees of board, commissions, committees and agencies of the City of Newport News” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Employee of board, commissions, committees and agencies of the City of Newport News - Employee of Hampton Roads Sanitation District “North Shore employees of the Hampton Roads Sanitation District” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Employee of Hampton Roads Sanitation District - Employee of Newport News Municipal Employees Credit Union “Employees of the Newport News Municipal Employees Credit Union” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Employee of Newport News Municipal Employees Credit Union - Retired employee of above employment “Persons retired from the above employment as pensioners and/or annuitants” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Retiree of above employment - Retired employee of City of Newport News “Employees of the City of Newport News” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Retiree of City of Newport News - Retired employee of persons, firms and corporations under contract to the City of Newport News “Employees of persons, firms and corporations under contract to the City of Newport News” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Retiree of persons, firms and corporations under contract to the City of Newport News - Retired employee of Constitutional officers of the City of Newport News “Constitutional officers of the City of Newport News and their employees” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Retiree of Constitutional officers of the City of Newport News - Retired employee of board, commissions, committees and agencies of the City of Newport News “Members and employees of board, commissions, committees and agencies of the City of Newport News” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Retiree of board, commissions, committees and agencies of the City of Newport News - Retired employee of Hampton Roads Sanitation District “North Shore employees of the Hampton Roads Sanitation District” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Retiree of Hampton Roads Sanitation District - Retired employee of Newport News Municipal Employees Credit Union “Employees of the Newport News Municipal Employees Credit Union” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Retiree of Newport News Municipal Employees Credit Union - Employee of The corporation of Newport News (as written on the source page) “The corporation of Newport News and its subsidiaries” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Employee of The corporation of Newport News - Employee of The corporation of Newport News “The corporation of Newport News and its subsidiaries” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Employee of The corporation of Newport News ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member blood relative, marriage relative, adoption relative “Members of the families related by blood, marriage, or adoption of the above groups” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Family member (blood relative, marriage relative, adoption relative) of a member - Family of a member relative “Members of the families related by blood, marriage, or adoption of the above groups” > [source ↗](https://nnmecu.org/about-us/how-to-join/) - Family member (relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Newport News Mun. Emp Credit Union? Yes No ## Work at Newport News Mun. Emp Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Newport News Mun. Emp Credit Union ranks against Virginia peers. - See which AI assistants fetched Newport News Mun. Emp Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=newport-news-mun-emp-credit-union&state=virginia&code=VA&name=Newport%20News%20Mun.%20Emp%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Newport News Mun. Emp Credit Union offer? Newport News Mun. Emp Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Newport News Mun. Emp Credit Union rates updated? RateAPI verifies Newport News Mun. Emp Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Newport News Mun. Emp Credit Union's rate data? Rate data is collected directly from Newport News Mun. Emp Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Newport News Mun. Emp Credit Union? Newport News Mun. Emp Credit Union publishes its membership criteria on its own website. RateAPI tracks 17 published membership paths covering 15 employers for Newport News Mun. Emp Credit Union, each quoted from Newport News Mun. Emp Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Newport News Mun. Emp Credit Union's rates against national credit-union benchmarks. [More Virginia credit unions](https://rateapi.dev/credit-unions/virginia) [Virginia mortgage rate leaders](https://rateapi.dev/mortgage-rates/virginia) [Virginia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/virginia) [Virginia personal loan leaders](https://rateapi.dev/personal-loan-rates/virginia) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.nnmecu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Newport News Mun. Emp Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Newport News Mun. Emp Credit Union curl "https://api.rateapi.dev/credit-unions/virginia /newport-news-mun-emp-credit-union " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Newport News Mun. Emp Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/virginia/newport-news-mun-emp-credit-union Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp