Mosaic

harrisonburg, Virginia
Last verified: July 9, 2026

Auto loans available from 5.25% APR. Personal loan rates from 15% APR.

Source: RateAPI.dev, verified from Mosaic's official website

Auto Loan Rates

Rates as of July 9, 2026

auto_new
5.250% APR
Rate5.250%
Auto Loan Special (Feb 14 - Jun 30) - New rate for 2025-2026
auto_used
6.250% APR
Rate6.250%
Auto Loan Special (Feb 14 - Jun 30) - Used Autos** model year 2020-2024 (100% NADA value)
auto_used
6.950% APR
Rate6.950%
Auto Loan Special (Feb 14 - Jun 30) - Used Autos** model year 2013-2019 (80% to 100% NADA value based on credit)
credit_card_platinum
9.900% APR
Rate9.900%
Platinum VISA

Personal Loan Rates

Rates as of July 9, 2026

personal_unsecured
15.000% APR
Rate15.000%
Unsecured Signature Loans
personal
18.000% APR
Rate18.000%
Credit Builder Loan

Frequently Asked Questions

What rates does Mosaic offer?

Mosaic currently offers auto loan, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Mosaic rates updated?

RateAPI verifies Mosaic's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Mosaic's rate data?

Rate data is collected directly from Mosaic's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Mosaic's auto loan rate?

As of July 9, 2026, Mosaic offers auto loans from 5.25% APR.

Related Rate Data

Compare Mosaic's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Mosaic
curl "https://api.rateapi.dev/credit-unions/virginia/mosaic" \
  -H "Authorization: Bearer YOUR_API_KEY"