--- title: "Mosaic Credit Union Rates - Virginia" description: "Current auto loan, personal loan, and credit card rates from Mosaic Credit Union in Virginia. Updated daily with source verification. See who can join Mosaic Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/virginia/mosaic" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Mosaic Credit Union Rates - Virginia ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan Special (Feb 14 - Jun 30) - New rate for 2025-2026** auto_new_72mo | — APR | 5.250% | 72 mo · new | Standard | | **Auto Loan Special (Feb 14 - Jun 30) - Used Autos** model year 2020-2024 (100% NADA value)** auto_used_72mo | — APR | 6.250% | 72 mo · used | Standard | | **Auto Loan Special (Feb 14 - Jun 30) - Used Autos** model year 2013-2019 (80% to 100% NADA value based on credit)** auto_used_48mo | — APR | 6.950% | 48 mo · used | Standard | Mosaic Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Signature Loan** personal_unsecured_36mo | — APR | 15.000% | 36 mo | Standard | | **6-Month Credit Builder Loan** personal_unsecured_6mo | — APR | 18.000% | 6 mo | Standard | Mosaic Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 9.900% | — | Standard | | **Mobile Home Loan** credit_card | — APR | 12.000% | — | Standard | Mosaic Credit Union credit card rates as of November 13, 2026 Mosaic Credit Union is a credit union in Virginia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/virginia/mosaic) , verified from [Mosaic Credit Union's official website](https://www.mosaicfcu.org/) Loading branch locator… ## About Mosaic Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.1K Assets $9.1M Founded 1986 Locations reported 1 NCUA charter 24281 Charter type Federal credit union ### Services and member support - Electronic statements - Financial education - Bilingual services - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Dupont Community** DCCU Branch - Stone Port · Harrisonburg · VA · 22801 Branch in the same ZIP](https://rateapi.dev/credit-unions/virginia/dupont-community) [**Commonwealth One** JMU · Harrisonburg · VA · 22807-1008 About 2.3 miles away](https://rateapi.dev/credit-unions/virginia/commonwealth-one) [**University of Va Community CU** Harrisonburg Branch · Harrisonburg · VA · 22801 About 2.4 miles away](https://rateapi.dev/credit-unions/virginia/university-of-va-community-cu) [**Park View** Sunnyside · Rockingham · VA · 22801 About 2.7 miles away](https://rateapi.dev/credit-unions/virginia/park-view) [**Everence** Harrisonburg · Harrisonburg · VA · 22802 About 4.4 miles away](https://rateapi.dev/credit-unions/pennsylvania/everence) [**Merck Employees** ELKTON · ELKTON · VA · 22827-3628 About 14.6 miles away](https://rateapi.dev/credit-unions/new-jersey/merck-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Mosaic Credit Union Membership eligibility from Mosaic Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Mosaic Credit Union's website. Check the membership page below to confirm whether you qualify. - Location VA - Employer Andros USA, Pilgrim's Pride Corporation, Virginia Poultry Growers Coop, Bowman Apple Products, May Supply, Valley Custom Homes Verified from [Mosaic Credit Union's membership page](https://www.mosaicfcu.org/membership) . Final membership determination is always made by the credit union. ## Membership rules for Mosaic Credit Union Geography 5 · Employers 6 · Family 12 published paths to membership, last verified November 8, 2026, quoted from Mosaic Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Harrisonburg, VA “Membership in Mosaic Federal Credit Union is open to individuals or businesses that live, work , worship , or attend school in Harrisonburg.” > [source ↗](https://www.mosaicfcu.org/membership) ### Employers 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of Andros USA “You may also join the Credit Union if you work for one of the following businesses: Andros USA” > [source ↗](https://www.mosaicfcu.org/membership) - Employee of Andros USA - Employee of Pilgrim's Pride Corporation “Pilgrim's Pride Corporation” > [source ↗](https://www.mosaicfcu.org/membership) - Employee of Pilgrim's Pride Corporation - Employee of Virginia Poultry Growers Coop “Virginia Poultry Growers Coop” > [source ↗](https://www.mosaicfcu.org/membership) - Employee of Virginia Poultry Growers Coop - Employee of Bowman Apple Products “Bowman Apple Products” > [source ↗](https://www.mosaicfcu.org/membership) - Employee of Bowman Apple Products - Employee of May Supply “May Supply” > [source ↗](https://www.mosaicfcu.org/membership) - Employee of May Supply - Employee of Valley Custom Homes “Valley Custom Homes” > [source ↗](https://www.mosaicfcu.org/membership) - Employee of Valley Custom Homes ### Family 1 Human-reviewed quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member immediate family “Your immediate family members may join the Credit Union too.” > [source ↗](https://www.mosaicfcu.org/membership) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Mosaic Credit Union? Yes No ## Work at Mosaic Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mosaic Credit Union ranks against Virginia peers. - See which AI assistants fetched Mosaic Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mosaic&state=virginia&code=VA&name=Mosaic%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Mosaic Credit Union offer? Mosaic Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Mosaic Credit Union rates updated? RateAPI verifies Mosaic Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Mosaic Credit Union's rate data? Rate data is collected directly from Mosaic Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Mosaic Credit Union? Mosaic Credit Union publishes its membership criteria on its own website. RateAPI tracks 12 published membership paths covering 5 geographic areas and 6 employers for Mosaic Credit Union, each quoted from Mosaic Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Mosaic Credit Union's rates against national credit-union benchmarks. [More Virginia credit unions](https://rateapi.dev/credit-unions/virginia) [Virginia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/virginia) [Virginia personal loan leaders](https://rateapi.dev/personal-loan-rates/virginia) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mosaicfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Mosaic Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Mosaic Credit Union curl "https://api.rateapi.dev/credit-unions/virginia /mosaic " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Mosaic Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/virginia/mosaic Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp