--- title: "Lynchburg Municipal Employees Credit Union Rates - Virginia" description: "Current vehicle loan, heloc, and credit card rates from Lynchburg Municipal Employees Credit Union in Virginia. Updated daily with source verification. See who can join Lynchburg Municipal Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/virginia/lynchburg-municipal-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Lynchburg Municipal Employees Credit Union Rates - Virginia ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 5.500% | — | Standard | | **RV & Marine** rv | — APR | 7.500% | — | Standard | Lynchburg Municipal Employees Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 6.000% | — | Standard | Lynchburg Municipal Employees Credit Union heloc rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 9.990% | — | Standard | Lynchburg Municipal Employees Credit Union credit card rates as of November 12, 2026 Lynchburg Municipal Employees Credit Union is a credit union in Virginia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/virginia/lynchburg-municipal-employees) , verified from [Lynchburg Municipal Employees Credit Union's official website](https://lynchburgmefcu.org/) Loading branch locator… ## About Lynchburg Municipal Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.9K Assets $31.7M Founded 1961 Locations reported 1 NCUA charter 14623 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Payday Alternative Loans I - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**General Electric Employees** Virginia · Lynchburg · VA · 24502 About 2.4 miles away](https://rateapi.dev/credit-unions/connecticut/general-electric-employees) [**Beacon Credit Union, Incorporated** Logans Office · Lynchburg · VA · 24502 About 3.6 miles away](https://rateapi.dev/credit-unions/virginia/beacon-credit-union-incorporated) [**Virginia** LYNCHBURG BRANCH · Lynchburg · VA · 24502-2335 About 3.8 miles away](https://rateapi.dev/credit-unions/virginia/virginia) [**Freedom First** Langhorne · Lynchburg · VA · 24501 About 4.3 miles away](https://rateapi.dev/credit-unions/virginia/freedom-first) [**Blue Eagle** Cornerstone · Lynchburg · VA · 24502 About 4.9 miles away](https://rateapi.dev/credit-unions/virginia/blue-eagle) [**Central Virginia** Timberlake Branch · Lynchburg · VA · 24502-7202 About 5.3 miles away](https://rateapi.dev/credit-unions/virginia/central-virginia) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Lynchburg Municipal Employees Credit Union Membership eligibility from Lynchburg Municipal Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (City of Lynchburg, Virginia +27 more) - Employer City of Lynchburg, Virginia, Lynchburg Redevelopment & Housing Authority, Magistrates Office, Lynchburg City School and Board, Horizon Behavorial Health, United Way of Central Virginia, YMCA of Central Virginia, Big Brothers Big Sisters of Central Virginia, The Arc of Central Virginia, Presbyterian Home & Family Services & The Family Alliance, YWCA of Central Virginia, Candler Oil Company, Inc., Travel Lovers, Lynchburg Humane Society, Pepsi-Cola Company, CommScope, Adecco, Adult Day Care, Banker Steel Company, Virginia's Region 2000 Local Government Council, Amherst County Service Authority, Amherst County, Lynchburg Baseball LLC, Lynchburg Freight and Specialty, The Mid-State Group, Blue Ridge Regional Jail Authority, Campbell County, Centra Health Verified from [Lynchburg Municipal Employees Credit Union's membership page](https://lynchburgmefcu.org/who-can-join) . Final membership determination is always made by the credit union. ## Membership rules for Lynchburg Municipal Employees Credit Union Employers 26 · Family 2 28 published paths to membership, last verified August 21, 2026, quoted from Lynchburg Municipal Employees Credit Union’s own published criteria. ### Employers 26 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of City of Lynchburg, Virginia “Employees of the City of Lynchburg, Virginia” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of City of Lynchburg, Virginia - Employee of Lynchburg Redevelopment & Housing Authority “Employees of The Lynchburg Redevelopment & Housing Authority, Lynchburg, Virginia” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Lynchburg Redevelopment & Housing Authority - Employee of Magistrates Office “Employees of the Magistrates Office, Lynchburg, Virginia” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Magistrates Office - Employee of Lynchburg City School and Board “Employees of the Lynchburg City School and Board” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Lynchburg City School and Board - Employee of Horizon Behavorial Health “Employees of the Horizon Behavorial Health, Lynchburg, Virginia” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Horizon Behavorial Health - Employee of United Way of Central Virginia - Works in state:VA “Employees of the following, who work in the Virginia locations named: 1. United Way of Central Virginia, Lynchburg, Virginia” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of United Way of Central Virginia and Works in VA - Employee of Candler Oil Company, Inc. - Works in city:VA:lynchburg “Employees of Candler Oil Company, Inc., who work in Lynchburg, Virginia” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Candler Oil Company, Inc. and Works in Lynchburg, VA - Employee of Travel Lovers - Works in city:VA:lynchburg “Employees of Travel Lovers who work in Lynchburg, Virginia” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Travel Lovers and Works in Lynchburg, VA - Employee of Lynchburg Humane Society - Works in city:VA:lynchburg “Employees of Lynchburg Humane Society who work in Lynchburg, Virginia” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Lynchburg Humane Society and Works in Lynchburg, VA - Employee of Pepsi-Cola Company - Works in city:VA:lynchburg “Employees of Pepsi-Cola Company who work in, or are paid or supervised from Lynchburg, Virginia” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Pepsi-Cola Company and Works in Lynchburg, VA - Employee of CommScope - Works in city:VA:forest “Employees of CommScope who work in Forest, Virginia” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of CommScope and Works in Forest, VA - Employee of Adecco - Works in city:VA:lynchburg “Employees of Adecco who work in or are paid from Lynchburg, Virginia” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Adecco and Works in Lynchburg, VA - Employee of Adult Day Care - Works in city:VA:lynchburg “Employees of Adult Day Care who work in or are paid from Lynchburg, Virginia” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Adult Day Care and Works in Lynchburg, VA - Employee of Banker Steel Company - Works in city:VA:lynchburg “Employees of Banker Steel Company who work in, or are paid or supervised from Lynchburg, Virginia” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Banker Steel Company and Works in Lynchburg, VA - Employee of Virginia's Region 2000 Local Government Council - Works in city:VA:lynchburg “Employees of Virginia's Region 2000 Local Government Council who work in, or are paid or supervised from Lynchburg, VA” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Virginia's Region 2000 Local Government Council and Works in Lynchburg, VA - Employee of Amherst County Service Authority - Works in city:VA:madison heights “Employees and the Board of Directors of Amherst County Service Authority who work in or are paid or supervised from Madison Heights, VA.” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Amherst County Service Authority and Works in Madison Heights, VA - Employee of Board of Directors of Amherst County - Works in city:VA:amherst “Employees of the Board of Directors of Amherst County who work in or are paid or supervised form Amherst, VA” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Board of Directors of Amherst County and Works in Amherst, VA - Employee of Lynchburg Baseball LLC, d/b/a Hill City Howlers - Works in city:VA:lynchburg “Employees of Lynchburg Baseball LLC, d/b/a Hill City Howlers, formerly Lynchburg Hillcats who work in, or are paid or supervised from LYNCHBURG, VA” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Lynchburg Baseball LLC, d/b/a Hill City Howlers and Works in Lynchburg, VA - Employee of Lynchburg Freight and Specialty - Works in city:VA:lynchburg “Employees of Lynchburg Freight and Specialty who work in or are paid or supervised from Lynchburg, VA” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Lynchburg Freight and Specialty and Works in Lynchburg, VA - Employee of The Mid-State Group - Works in city:VA:lynchburg “Employees of The Mid-State Group who work in, or are paid or supervised from Lynchburg, VA” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of The Mid-State Group and Works in Lynchburg, VA - Employee of Blue Ridge Regional Jail Authority - Works in city:VA:lynchburg “Employees of Blue Ridge Regional Jail Authority who work in, or are paid or supervised from Lynchburg, VA” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Blue Ridge Regional Jail Authority and Works in Lynchburg, VA - Employee of Campbell County “Campbell County Employees and Campbell County Schools” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Campbell County - Employee of Campbell County Schools “Campbell County Employees and Campbell County Schools” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Campbell County Schools - Employee of Centra Health - Works in city:VA:lynchburg “Centra Health Employees who work in, or are paid or supervised from Lynchburg, VA” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Centra Health and Works in Lynchburg, VA - Employee of Lynchburg Municipal Employees FCU “employees of this credit union” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Employee of Lynchburg Municipal Employees FCU - Retired employee of above employment “persons retired as pensioners or annuitants from the above employment.” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Retiree of above employment ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse “Spouses of persons who died while within the field of membership of this credit union” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Family member (spouse) of a member - Family of a member mother, father, son, daughter, brother, sister, grandparent, grandchild, step parent, step kid, step sibling “Immediate family: mother, father, son, daughter,brother, sister, grand parent, grand child, step parents, step kids and step siblings.” > [source ↗](https://lynchburgmefcu.org/who-can-join) - Family member (mother, father, son, daughter, brother, sister, grandparent, grandchild, step parent, step kid, step sibling) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Lynchburg Municipal Employees Credit Union? Yes No ## Work at Lynchburg Municipal Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lynchburg Municipal Employees Credit Union ranks against Virginia peers. - See which AI assistants fetched Lynchburg Municipal Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=lynchburg-municipal-employees&state=virginia&code=VA&name=Lynchburg%20Municipal%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Lynchburg Municipal Employees Credit Union offer? Lynchburg Municipal Employees Credit Union currently offers vehicle loan, HELOC, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Lynchburg Municipal Employees Credit Union rates updated? RateAPI verifies Lynchburg Municipal Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Lynchburg Municipal Employees Credit Union's rate data? Rate data is collected directly from Lynchburg Municipal Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Lynchburg Municipal Employees Credit Union? Membership via employers (City of Lynchburg, Virginia +27 more) RateAPI tracks 28 published membership paths covering 26 employers for Lynchburg Municipal Employees Credit Union, each quoted from Lynchburg Municipal Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Lynchburg Municipal Employees Credit Union's rates against national credit-union benchmarks. [More Virginia credit unions](https://rateapi.dev/credit-unions/virginia) [Virginia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/virginia) [Virginia HELOC rate leaders](https://rateapi.dev/heloc-rates/virginia) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://lynchburgmefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Lynchburg Municipal Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Lynchburg Municipal Employees Credit Union curl "https://api.rateapi.dev/credit-unions/virginia /lynchburg-municipal-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Lynchburg Municipal Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/virginia/lynchburg-municipal-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp