---
title: "Kraftsman Credit Union Rates - Virginia"
description: "Current mortgage, vehicle loan, personal loan, credit card, and equipment loan rates from Kraftsman Credit Union in Virginia. Updated daily with source verification. See who can join Kraftsman Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/virginia/kraftsman"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Kraftsman Credit Union Rates - Virginia

### Mortgage rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Real Estate, Lots, Or Acreage** other |  — APR |  6.900% |  — |  Context only |
| **Mobile Home/Land Combination** other |  — APR |  7.900% |  — |  Context only |
Kraftsman Credit Union mortgage rates as of November 12, 2026

### Auto & vehicle rates

13 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **New Auto Loan** auto_new |  — APR |  4.250% |  new |  Context only |
| **New Mowers & Trailers Above $2,500** powersports_new |  — APR |  4.500% |  new |  Context only |
| **New 4-Wheelers, Motorcycles, ETC** powersports_new |  — APR |  4.750% |  new |  Context only |
| **New Boat Rigs** boat_new |  — APR |  4.750% |  new |  Context only |
| **New Motor Homes** rv_new |  — APR |  4.750% |  new |  Context only |
| **Used Auto Loan** auto_used |  — APR |  5.000% |  used |  Context only |
| **New Travel Trailers** rv_new |  — APR |  5.250% |  new |  Context only |
| **Used Boat Rigs** boat_used |  — APR |  5.500% |  used |  Context only |
| **Used Motor Homes** rv_used |  — APR |  6.250% |  used |  Context only |
| **Used 4-Wheelers, Motorcycles, ETC** powersports_used |  — APR |  6.500% |  used |  Context only |
| **Used Boat Rigs** boat_used_36mo |  — APR |  6.500% |  36 mo · used |  Context only |
| **Used Travel Trailers** rv_used |  — APR |  7.000% |  used |  Context only |
| **Used Travel Trailers** rv_used_60mo |  — APR |  8.000% |  60 mo · used |  Context only |
Kraftsman Credit Union auto & vehicle rates as of November 12, 2026

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Signature Loan** personal_unsecured |  — APR |  8.900% |  — |  Context only |
| **Household Goods** personal |  — APR |  9.990% |  — |  Context only |
Kraftsman Credit Union personal loan rates as of November 12, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Credit Card** credit_card |  — APR |  9.900% |  — |  Context only |
Kraftsman Credit Union credit card rates as of November 12, 2026

### Equipment loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **New Tractors** equipment_new |  — APR |  4.750% |  — |  Context only |
| **Used Tractors** equipment_used |  — APR |  5.500% |  — |  Context only |
Kraftsman Credit Union equipment loan rates as of November 12, 2026

### Other rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Real Estate, Primary Residence** other |  — % |  5.900% |  — |  Context only |
| **Real Estate, Second Home, Non-Rental** other |  — % |  7.900% |  — |  Context only |
Kraftsman Credit Union other rates as of November 12, 2026

Kraftsman Credit Union is a credit union in Virginia. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/virginia/kraftsman) , verified from [Kraftsman Credit Union's official website](https://www.kraftmanfcu.com)

Loading branch locator…

## About Kraftsman Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

455

Assets

$4.9M

Founded

1961

Locations reported

1

NCUA charter

14185

Charter type

Federal credit union

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Hopewell Chemical** Corporate Office · Hopewell · VA · 23860 About 3.8 miles away](https://rateapi.dev/credit-unions/virginia/hopewell-chemical) [**Vantage Point** MAIN OFFICE · HOPEWELL · VA · 23860 About 4.7 miles away](https://rateapi.dev/credit-unions/virginia/vantage-point) [**Homebase** Main Office · Prince George · VA · 23875 About 5.4 miles away](https://rateapi.dev/credit-unions/virginia/homebase) [**Virginia** SOUTHPARK BRANCH · Colonial Heights · VA · 23834-4900 About 8.9 miles away](https://rateapi.dev/credit-unions/virginia/virginia) [**Navy Federal Credit Union** Colonial Heights VA · Colonial Heights · VA · 23834 About 9.0 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Peoples Advantage** Colonial Heights Office · Colonial Heights · VA · 23834-2971 About 9.3 miles away](https://rateapi.dev/credit-unions/virginia/peoples-advantage)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Kraftsman Credit Union

Membership eligibility from Kraftsman Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Kraftsman Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location ashley — AR

Verified from [Kraftsman Credit Union's membership page](https://www.kraftmanfcu.com/how-to-join) . Final membership determination is always made by the credit union.

## Membership rules for Kraftsman Credit Union

Geography 1 county · Family 2

6 published paths to membership, last verified August 21, 2026, quoted from Kraftsman Credit Union’s own published criteria.

### Geography 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

- Ashley County, AR

“Ashley County, Arkansas.”

> [source ↗](https://www.kraftmanfcu.com/how-to-join)

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member spouse

“Spouses of persons who died while within the field of membership of this credit union”

> [source ↗](https://www.kraftmanfcu.com/how-to-join)

- Family member (spouse) of a member
  - Family of a member immediate family, household member

“members of their immediate family or household”

> [source ↗](https://www.kraftmanfcu.com/how-to-join)

- Family member (immediate family, household member) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Kraftsman Credit Union? Yes No

## Work at Kraftsman Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Kraftsman Credit Union ranks against Virginia peers.

- See which AI assistants fetched Kraftsman Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Virginia
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=kraftsman&amp;state=virginia&amp;code=VA&amp;name=Kraftsman%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Kraftsman Credit Union offer?

Kraftsman Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Kraftsman Credit Union rates updated?

RateAPI verifies Kraftsman Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Kraftsman Credit Union's rate data?

Rate data is collected directly from Kraftsman Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Kraftsman Credit Union?

Kraftsman Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 1 county for Kraftsman Credit Union, each quoted from Kraftsman Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Kraftsman Credit Union's rates against national credit-union benchmarks.

[More Virginia credit unions](https://rateapi.dev/credit-unions/virginia) [Virginia mortgage rate leaders](https://rateapi.dev/mortgage-rates/virginia) [Virginia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/virginia) [Virginia personal loan leaders](https://rateapi.dev/personal-loan-rates/virginia) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.kraftmanfcu.com)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Kraftsman Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Virginia credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Kraftsman Credit Union
curl "https://api.rateapi.dev/credit-unions/virginia /kraftsman " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Kraftsman Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/virginia/kraftsman
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
