--- title: "Infirst Credit Union Rates (Nov 2026): Mortgage 6.54%" description: "Infirst Credit Union rates today: 30 year fixed mortgage 6.54% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Infirst Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/virginia/infirst" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Infirst Credit Union Rates (Nov 2026): Mortgage 6.54% ### Mortgage rates 7 offers | Product | Published | Rate | Term / condition | Status | | **VA 30 Year Fixed - Conforming** 30 year fixed | 6.535% APR | 6.375% | — | Standard | | **FHA 30-Year Fixed - Conforming** 30 year fixed | 6.948% APR | 6.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.040% APR | 6.875% | — | Standard | | **Jumbo 30-Year Fixed** 30 year fixed | 7.225% APR | 7.125% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.765% APR | 6.500% | — | Standard | | **Jumbo 15-Year Fixed** 15 year fixed | 7.663% APR | 7.500% | — | Standard | | **20-Year Fixed** 20 year fixed | 6.965% APR | 6.750% | — | Standard | Infirst Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Infirst Credit Union offers a 30-year fixed mortgage at 6.535% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/virginia/infirst) , verified from [Infirst Credit Union's official website](https://www.infirstfcu.org) Best product position **Better than the Virginia median** 30-year fixed mortgage Gap to state best **23 bp** 23 bp from state best Vs. state median **41 bp better than median** 30-year fixed mortgage Products ranked **1** across tracked Virginia markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 6.54% | Better than the Virginia median | 23 bp from state best | 41 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Infirst Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=infirst&state=virginia&code=VA&name=Infirst%20Credit%20Union) Loading branch locator… ## About Infirst Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 14.6K Assets $191.9M Founded 1935 Locations reported 7 NCUA charter 233 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Student scholarships - Payday Alternative Loans I - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Spectra** Alexandria Headquarters · Alexandria · VA · 22312 About 1.1 miles away](https://rateapi.dev/credit-unions/virginia/spectra) [**Navy Federal Credit Union** Falls Church VA · Falls Church · VA · 22041 About 1.4 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Truenergy** TruEnergy FCU - Springfield · Springfield · VA · 22151 About 1.8 miles away](https://rateapi.dev/credit-unions/virginia/truenergy) [**Commonwealth One** 4900 Seminary Rd Unit A101, Alexandria, VA · Alexandria · VA · 22311-1860 About 1.9 miles away](https://rateapi.dev/credit-unions/virginia/commonwealth-one) [**Arlington Community** Goodwin House · Alexandria · VA · 22311-5070 About 2.5 miles away](https://rateapi.dev/credit-unions/virginia/arlington-community) [**Healthcare Systems** Alexandria · Alexandria · VA · 22304-1535 About 2.7 miles away](https://rateapi.dev/credit-unions/virginia/healthcare-systems) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Infirst Credit Union Membership eligibility from Infirst Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Infirst Credit Union's website. Check the membership page below to confirm whether you qualify. - Location botetourt, king george — VA - Employer Office of Personnel Management, Personnel Management (OPM), Federal Communications Commission (FCC), Federal Trade Commission (FTC), Pension Benefit Guarantee Corporation (PBGC), Securities Exchange Commission (SEC), Federal Emergency Management Agency (FEMA), Surface Transportation Board (STB), Merit Systems Protection Board (MSPB) - Association InFirst Responders Foundation Verified from [Infirst Credit Union's membership page](https://www.infirstfcu.org/member-eligibility) . Final membership determination is always made by the credit union. ## Membership rules for Infirst Credit Union Geography 2 counties · Employers 9 · Associations · Family 3 33 published paths to membership, last verified August 27, 2026, quoted from Infirst Credit Union’s own published criteria. ### Geography 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Botetourt County, VA - King George County, VA - Roanoke, VA - Salem, VA - Vinton, VA “Anyone who lives, works, worships, or attends school in most of Salem, Roanoke, Botetourt, Vinton and King George, VA, and their immediate family members.” > [source ↗](https://www.infirstfcu.org/member-eligibility) ### Employers 9 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Retired employee of Office of Personnel Management “A retired federal employee who receives an annuity through the Office of Personnel Management.” > [source ↗](https://www.infirstfcu.org/member-eligibility) - Retiree of Office of Personnel Management - Employee of Personnel Management (OPM) “Employed by one of the following federal agencies, associations, or businesses: Personnel Management (OPM)” > [source ↗](https://www.infirstfcu.org/member-eligibility) - Employee of Personnel Management (OPM) - Employee of Federal Communications Commission (FCC) “Federal Communications Commission (FCC)” > [source ↗](https://www.infirstfcu.org/member-eligibility) - Employee of Federal Communications Commission (FCC) - Employee of Federal Trade Commission (FTC) “Federal Trade Commission (FTC)” > [source ↗](https://www.infirstfcu.org/member-eligibility) - Employee of Federal Trade Commission (FTC) - Employee of Pension Benefit Guarantee Corporation (PBGC) “Pension Benefit Guarantee Corporation (PBGC)” > [source ↗](https://www.infirstfcu.org/member-eligibility) - Employee of Pension Benefit Guarantee Corporation (PBGC) - Employee of Securities Exchange Commission (SEC) “Securities Exchange Commission (SEC)” > [source ↗](https://www.infirstfcu.org/member-eligibility) - Employee of Securities Exchange Commission (SEC) - Employee of Federal Emergency Management Agency (FEMA) “Federal Emergency Management Agency (FEMA)” > [source ↗](https://www.infirstfcu.org/member-eligibility) - Employee of Federal Emergency Management Agency (FEMA) - Employee of Surface Transportation Board (STB) “Surface Transportation Board (STB)” > [source ↗](https://www.infirstfcu.org/member-eligibility) - Employee of Surface Transportation Board (STB) - Employee of Merit Systems Protection Board (MSPB) “Merit Systems Protection Board (MSPB)” > [source ↗](https://www.infirstfcu.org/member-eligibility) - Employee of Merit Systems Protection Board (MSPB) ### Associations 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of InFirst Responders Foundation “A member of the InFirst Responders Foundation.” > [source ↗](https://www.infirstfcu.org/member-eligibility) - Member of InFirst Responders Foundation ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, child, sibling, parent, grandparent, step-parent, stepchild, step-sibling, domestic partner “and their immediate family members are eligible to join InFirst FCU.” > [source ↗](https://www.infirstfcu.org/member-eligibility) - Family member (spouse, child, sibling, parent, grandparent, step-parent, stepchild, step-sibling, domestic partner) of a member - Family of someone eligible immediate family “Anyone who lives, works, worships, or attends school in most of Salem, Roanoke, Botetourt, Vinton and King George, VA, and their immediate family members.” > [source ↗](https://www.infirstfcu.org/member-eligibility) - Family member (immediate family) of an eligible person - Family of a member spouse, child, sibling, parent, grandparent, step-parents, stepchildren, step-siblings, domestic partner, adoptive relationships “If you are referred by a family member, please indicate the relationship. Eligible family members include: spouse, child, sibling, parent, grandparent, as well as step-parents, stepchildren, step-siblings, domestic partners, and adoptive relationships.” > [source ↗](https://www.infirstfcu.org/member-eligibility) - Family member (spouse, child, sibling, parent, grandparent, step-parents, stepchildren, step-siblings, domestic partner, adoptive relationships) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Infirst Credit Union? Yes No ## Work at Infirst Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Infirst Credit Union ranks against Virginia peers. - See which AI assistants fetched Infirst Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=infirst&state=virginia&code=VA&name=Infirst%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Infirst Credit Union offer? Infirst Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Infirst Credit Union rates updated? RateAPI verifies Infirst Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Infirst Credit Union's rate data? Rate data is collected directly from Infirst Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Infirst Credit Union's mortgage rate? As of November 12, 2026, Infirst Credit Union offers a 30-year fixed mortgage at 6.535% APR. ### Who can join Infirst Credit Union? Infirst Credit Union publishes its membership criteria on its own website. RateAPI tracks 33 published membership paths covering 2 counties, 9 employers and 1 association for Infirst Credit Union, each quoted from Infirst Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Infirst Credit Union's rates against national credit-union benchmarks. [More Virginia credit unions](https://rateapi.dev/credit-unions/virginia) [Virginia mortgage rate leaders](https://rateapi.dev/mortgage-rates/virginia) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.infirstfcu.org) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Infirst Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Infirst Credit Union curl "https://api.rateapi.dev/credit-unions/virginia /infirst " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Infirst Credit Union locations Search, filter, and browse all 7 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/virginia/infirst Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp