--- title: "Healthcare Systems Credit Union Rates (Nov 2026): Mortgage 6.54%" description: "Healthcare Systems Credit Union rates today: 30 year fixed mortgage 6.54% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Healthcare Systems Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/virginia/healthcare-systems" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Healthcare Systems Credit Union Rates (Nov 2026): Mortgage 6.54% ### Mortgage rates 6 offers | Product | Published | Rate | Term / condition | Status | | **VA 30 Year Fixed - Conforming** 30 year fixed | 6.535% APR | 6.375% | — | Standard | | **FHA 30-Year Fixed - Conforming** 30 year fixed | 6.948% APR | 6.250% | — | Standard | | **30-Year Fixed** 30 year fixed | 7.040% APR | 6.875% | — | Standard | | **Jumbo 30-Year Fixed** 30 year fixed | 7.225% APR | 7.125% | — | Standard | | **Jumbo 15-Year Fixed** 15 year fixed | 7.663% APR | 7.500% | — | Standard | | **20-Year Fixed** 20 year fixed | 6.965% APR | 6.750% | — | Standard | Healthcare Systems Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Healthcare Systems Credit Union offers a 30-year fixed mortgage at 6.535% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/virginia/healthcare-systems) , verified from [Healthcare Systems Credit Union's official website](https://www.healthcarefcu.org/) Best product position **Better than the Virginia median** 30-year fixed mortgage Gap to state best **23 bp** 23 bp from state best Vs. state median **41 bp better than median** 30-year fixed mortgage Products ranked **1** across tracked Virginia markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 6.54% | Better than the Virginia median | 23 bp from state best | 41 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Healthcare Systems Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=healthcare-systems&state=virginia&code=VA&name=Healthcare%20Systems%20Credit%20Union) Loading branch locator… ## About Healthcare Systems Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 13.9K Assets $137.5M Founded 1966 Locations reported 8 NCUA charter 24564 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Northrop Grumman** Falls Church · Falls Church · VA · 22042 About 1.3 miles away](https://rateapi.dev/credit-unions/california/northrop-grumman) [**Nasa** Falls Church · Falls Church · VA · 22046-2114 About 2.0 miles away](https://rateapi.dev/credit-unions/maryland/nasa) [**Strategic** Annandale Office · Annandale · VA · 22003 About 2.4 miles away](https://rateapi.dev/credit-unions/virginia/strategic) [**Navy Federal Credit Union** Falls Church VA · Falls Church · VA · 22041 About 2.8 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Arlington Community** Arlington Community FCU · Falls Church · VA · 22041 About 3.8 miles away](https://rateapi.dev/credit-unions/virginia/arlington-community) [**Commonwealth One** 4900 Seminary Rd Unit A101, Alexandria, VA · Alexandria · VA · 22311-1860 About 4.3 miles away](https://rateapi.dev/credit-unions/virginia/commonwealth-one) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Healthcare Systems Credit Union Membership eligibility from Healthcare Systems Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via occupations (healthcare industry) - Location Montgomery, Prince George's — VA, DC - Occupation healthcare industry Verified from [Healthcare Systems Credit Union's membership page](https://www.healthcarefcu.org/Learn/Membership/) . Final membership determination is always made by the credit union. ## Work at Healthcare Systems Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Healthcare Systems Credit Union ranks against Virginia peers. - See which AI assistants fetched Healthcare Systems Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=healthcare-systems&state=virginia&code=VA&name=Healthcare%20Systems%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Healthcare Systems Credit Union offer? Healthcare Systems Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Healthcare Systems Credit Union rates updated? RateAPI verifies Healthcare Systems Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Healthcare Systems Credit Union's rate data? Rate data is collected directly from Healthcare Systems Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Healthcare Systems Credit Union's mortgage rate? As of November 12, 2026, Healthcare Systems Credit Union offers a 30-year fixed mortgage at 6.535% APR. ### Who can join Healthcare Systems Credit Union? Membership via occupations (healthcare industry) ## Related Rate Data Compare Healthcare Systems Credit Union's rates against national credit-union benchmarks. [More Virginia credit unions](https://rateapi.dev/credit-unions/virginia) [Virginia mortgage rate leaders](https://rateapi.dev/mortgage-rates/virginia) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.healthcarefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Healthcare Systems Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Healthcare Systems Credit Union curl "https://api.rateapi.dev/credit-unions/virginia /healthcare-systems " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Healthcare Systems Credit Union locations Search, filter, and browse all 8 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/virginia/healthcare-systems Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp