Central Virginia

lynchburg, Virginia
Last verified: July 9, 2026

Auto loans available from 2.99% APR. HELOC rates from 5.99% APR. Personal loan rates from 3% APR.

Source: RateAPI.dev, verified from Central Virginia's official website

Auto Loan Rates

Rates as of July 9, 2026

auto
2.990% APR
Rate2.990%
Auto Loans
auto_new
2.990% APR
Rate2.990%
New Auto
auto_used
2.990% APR
Rate2.990%
Used Auto
credit_card
5.990% APR
Rate5.990%
Visa
credit_card_secured
5.990% APR
Rate5.990%
Visa Secured
auto_new
8.500% APR
Rate8.500%
New Motorcycle
credit_card_platinum
8.990% APR
Rate8.990%
Visa Platinum
auto_used
9.000% APR
Rate9.000%
Used Motorcycle
auto_new
11.250% APR
Rate11.250%
New Boat or RV
auto_used
12.750% APR
Rate12.750%
Used Boat or RV
auto_used
13.100% APR
Rate13.100%
Used Auto & Motorcycle
credit_card
13.250% APR
Rate13.250%
Visa Gold
credit_card
15.250% APR
Rate15.250%
Visa Classic

HELOC Rates

Rates as of July 9, 2026

heloc_fixed
5.990% APR
Rate5.990%
Home Equity Loan
heloc
5.990% APR
Rate5.990%
5 Year Equity Loan Promotion
heloc
6.490% APR
Rate6.490%
10 Year Equity Loan Promotion
heloc_variable
6.750% APR
Rate6.750%
Preferred Prime Rate Equity Line of Credit
heloc
6.990% APR
Rate6.990%
15 Year Equity Loan Promotion
heloc_variable
7.250% APR
Rate7.250%
Prime Rate Equity Line of Credit

Personal Loan Rates

Rates as of July 9, 2026

personal_secured
3.000% APR
Rate3.000%
Secured Loan
personal
5.490% APR
Rate5.490%
Personal
personal_unsecured
5.490% APR
Rate5.490%
Personal Loan Promotion
ploc_variable
13.250% APR
Rate13.250%
Personal Line of Credit
personal
18.000% APR
Rate18.000%
30-60-90 Day Loan
personal
18.000% APR
Rate18.000%
Consolidation Loan

Frequently Asked Questions

What rates does Central Virginia offer?

Central Virginia currently offers auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Central Virginia rates updated?

RateAPI verifies Central Virginia's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Central Virginia's rate data?

Rate data is collected directly from Central Virginia's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Central Virginia's auto loan rate?

As of July 9, 2026, Central Virginia offers auto loans from 2.99% APR.

Related Rate Data

Compare Central Virginia's rates against national credit-union benchmarks.

More Virginia credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Central Virginia
curl "https://api.rateapi.dev/credit-unions/virginia/central-virginia" \
  -H "Authorization: Bearer YOUR_API_KEY"
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