--- title: "Beacon Credit Union, Incorporated Rates - Virginia" description: "Current mortgage, auto loan, heloc, and savings & cd rates from Beacon Credit Union, Incorporated in Virginia. Updated daily with source verification. See who can join Beacon Credit Union, Incorporated — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/virginia/beacon-credit-union-incorporated" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Beacon Credit Union, Incorporated Rates - Virginia ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Mortgage** other | — APR | 4.990% | — | Standard | Beacon Credit Union, Incorporated mortgage rates as of November 13, 2026 ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Rewards** auto | — APR | 4.890% | — | Standard | | **Auto Loan** auto | — APR | 4.890% | — | Standard | | **Blue** auto | — APR | 8.000% | — | Standard | | **Advantage** auto | — APR | 12.500% | — | Standard | Beacon Credit Union, Incorporated auto & vehicle rates as of November 13, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 6.500% | — | Standard | Beacon Credit Union, Incorporated heloc rates as of November 13, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Money Market** money_market | — APY | 4.00% | — | Standard | Beacon Credit Union, Incorporated savings & cd rates as of November 13, 2026 ### Other rates 10 offers | Product | Published | Rate | Term / condition | Status | | **66 Months (minimum $10,000)** other | — % | 7.250% | — | Standard | | **60 Months (minimum $10,000)** other | 7.250% % | 7.250% | — | Standard | | **72 Months (minimum $20,000)** other | — % | 7.690% | — | Standard | | **84 Months (minimum $25,000)** other | — % | 7.990% | — | Standard | | **12-36 Months (minimum $5,000)** other | — % | 8.700% | — | Standard | | **37-60 Months (minimum $5,000)** other | — % | 9.700% | — | Standard | | **96 Months (minimum $40,000)** other | — % | 9.750% | — | Standard | | **61-84 Months (minimum $5,000)** other | — % | 10.700% | — | Standard | | **85-119 Months (minimum $5,000)** other | 11.700% % | 11.700% | — | Standard | | **120-180 Months (minimum $10,000)** other | — % | 11.700% | — | Standard | Beacon Credit Union, Incorporated other rates as of November 13, 2026 Beacon Credit Union, Incorporated is a credit union in Virginia. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/virginia/beacon-credit-union-incorporated) , verified from [Beacon Credit Union, Incorporated's official website](https://www.mybcu.org/) Loading branch locator… ## About Beacon Credit Union, Incorporated Institution facts reported to the National Credit Union Administration for Invalid Date. Members 29.8K Assets $378.2M Founded 1939 Locations reported 11 NCUA charter 66965 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial education - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Freedom First** Timberlake · Lynchburg · VA · 24502 About 0.5 miles away](https://rateapi.dev/credit-unions/virginia/freedom-first) [**Virginia** LYNCHBURG BRANCH · Lynchburg · VA · 24502-2335 About 0.7 miles away](https://rateapi.dev/credit-unions/virginia/virginia) [**Blue Eagle** Cornerstone · Lynchburg · VA · 24502 About 1.1 miles away](https://rateapi.dev/credit-unions/virginia/blue-eagle) [**Central Virginia** Timberlake Branch · Lynchburg · VA · 24502-7202 About 1.2 miles away](https://rateapi.dev/credit-unions/virginia/central-virginia) [**General Electric Employees** Virginia · Lynchburg · VA · 24502 About 2.2 miles away](https://rateapi.dev/credit-unions/connecticut/general-electric-employees) [**Lynchburg Municipal Employees** 3176 Fort Ave · Lynchburg · VA · 24501 About 3.9 miles away](https://rateapi.dev/credit-unions/virginia/lynchburg-municipal-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Beacon Credit Union, Incorporated Membership eligibility from Beacon Credit Union, Incorporated's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Beacon Credit Union, Incorporated's website. Check the membership page below to confirm whether you qualify. - Employer Beacon Credit Union Verified from [Beacon Credit Union, Incorporated's membership page](https://www.mybcu.org/eligibility) . Final membership determination is always made by the credit union. ## Membership rules for Beacon Credit Union, Incorporated Employers 2 · Family 3 published paths to membership, last verified August 21, 2026, quoted from Beacon Credit Union, Incorporated’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Beacon Credit Union “employees of this credit union” > [source ↗](https://www.mybcu.org/eligibility) - Employee of Beacon Credit Union - Retired employee of Beacon Credit Union “persons retired or pensioners or annuitants from employment to the credit union” > [source ↗](https://www.mybcu.org/eligibility) - Retiree of Beacon Credit Union ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member blood relative, marriage relative, adoption relative “Immediate family members are defined as people related by blood, marriage or adoption” > [source ↗](https://www.mybcu.org/eligibility) - Family member (blood relative, marriage relative, adoption relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Beacon Credit Union, Incorporated? Yes No ## Work at Beacon Credit Union, Incorporated? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Beacon Credit Union, Incorporated ranks against Virginia peers. - See which AI assistants fetched Beacon Credit Union, Incorporated’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Virginia - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=beacon-credit-union-incorporated&state=virginia&code=VA&name=Beacon%20Credit%20Union%2C%20Incorporated) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Beacon Credit Union, Incorporated offer? Beacon Credit Union, Incorporated currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Beacon Credit Union, Incorporated rates updated? RateAPI verifies Beacon Credit Union, Incorporated's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Beacon Credit Union, Incorporated's rate data? Rate data is collected directly from Beacon Credit Union, Incorporated's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Beacon Credit Union, Incorporated? Beacon Credit Union, Incorporated publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 employers for Beacon Credit Union, Incorporated, each quoted from Beacon Credit Union, Incorporated's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Beacon Credit Union, Incorporated's rates against national credit-union benchmarks. [More Virginia credit unions](https://rateapi.dev/credit-unions/virginia) [Virginia mortgage rate leaders](https://rateapi.dev/mortgage-rates/virginia) [Virginia auto loan rate leaders](https://rateapi.dev/auto-loan-rates/virginia) [Virginia HELOC rate leaders](https://rateapi.dev/heloc-rates/virginia) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mybcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Beacon Credit Union, Incorporated rates Get a free API key to query these rates programmatically, or get the daily email when Virginia credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Beacon Credit Union, Incorporated curl "https://api.rateapi.dev/credit-unions/virginia /beacon-credit-union-incorporated " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Beacon Credit Union, Incorporated locations Search, filter, and browse all 11 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/virginia/beacon-credit-union-incorporated Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp