Beacon Credit Union, Incorporated

lynchburg, Virginia
Last verified: July 6, 2026

As of July 6, 2026, Beacon Credit Union, Incorporated offers a money_market mortgage at 4% APR (4% rate, 0 points). Auto loans available from 4.69% APR. HELOC rates from 5.25% APR. Personal loan rates from 3% APR.

Source: RateAPI.dev, verified from Beacon Credit Union, Incorporated's official website

Mortgage Rates

Rates as of July 6, 2026

money_market
4.000% APR
Rate4.000%
Points0
Money Market
share_certificate
4.250% APR
Rate4.250%
Points0
Share Certificate

Auto Loan Rates

Rates as of July 6, 2026

auto
4.690% APR
Rate4.690%
Auto Loans
auto_any
6.550% APR
Rate6.550%
New & Used Auto Loans
credit_card
8.000% APR
Rate8.000%
Visa Credit Cards - Blue
auto
11.750% APR
Rate11.750%
Boats/ RV's/ Motorcycles
credit_card
12.500% APR
Rate12.500%
Visa Credit Cards - Advantage
credit_card_rewards
15.250% APR
Rate15.250%
Visa Credit Cards - Rewards

HELOC Rates

Rates as of July 6, 2026

heloc_variable
5.250% APR
Rate5.250%
Home Equity Line of Credit
heloc_fixed
6.200% APR
Rate6.200%
Home Equity Loans

Personal Loan Rates

Rates as of July 6, 2026

personal_secured
3.000% APR
Rate3.000%
Share Secured Loans
personal
8.700% APR
Rate8.700%
Home Improvement Loans
personal_unsecured
17.750% APR
Rate17.750%
Personal Loans

Frequently Asked Questions

What rates does Beacon Credit Union, Incorporated offer?

Beacon Credit Union, Incorporated currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are Beacon Credit Union, Incorporated rates updated?

RateAPI verifies Beacon Credit Union, Incorporated's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get Beacon Credit Union, Incorporated's rate data?

Rate data is collected directly from Beacon Credit Union, Incorporated's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Beacon Credit Union, Incorporated's mortgage rate?

As of July 6, 2026, Beacon Credit Union, Incorporated offers a money_market mortgage at 4% APR.

What is Beacon Credit Union, Incorporated's auto loan rate?

As of July 6, 2026, Beacon Credit Union, Incorporated offers auto loans from 4.69% APR.

Related Rate Data

Compare Beacon Credit Union, Incorporated's rates against national credit-union benchmarks.

More Virginia credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Beacon Credit Union, Incorporated
curl "https://api.rateapi.dev/credit-unions/virginia/beacon-credit-union-incorporated" \
  -H "Authorization: Bearer YOUR_API_KEY"
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