1st Advantage

newport news, Virginia
Last verified: July 6, 2026

As of July 6, 2026, 1st Advantage offers a cd_8mo mortgage at 3.9% APR (3.9% rate, 0 points). Auto loans available from 3.99% APR. HELOC rates from 3.99% APR. Personal loan rates from 8.74% APR.

Source: RateAPI.dev, verified from 1st Advantage's official website

Mortgage Rates

Rates as of July 6, 2026

cd_8mo
3.900% APR
Rate3.900%
Points0
8 Month Certificate
money_market
4.000% APR
Rate4.000%
Points0
Money Market Accounts

Auto Loan Rates

Rates as of July 6, 2026

auto
3.990% APR
Rate3.990%
Auto Refi Loans

HELOC Rates

Rates as of July 6, 2026

heloc_variable
3.990% APR
Rate3.990%
Home Equity Line of Credit

Personal Loan Rates

Rates as of July 6, 2026

personal_unsecured
8.740% APR
Rate8.740%
Debt Consolidation Personal Loan Special

Frequently Asked Questions

What rates does 1st Advantage offer?

1st Advantage currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are 1st Advantage rates updated?

RateAPI verifies 1st Advantage's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get 1st Advantage's rate data?

Rate data is collected directly from 1st Advantage's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is 1st Advantage's mortgage rate?

As of July 6, 2026, 1st Advantage offers a cd_8mo mortgage at 3.9% APR.

What is 1st Advantage's auto loan rate?

As of July 6, 2026, 1st Advantage offers auto loans from 3.99% APR.

Related Rate Data

Compare 1st Advantage's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for 1st Advantage
curl "https://api.rateapi.dev/credit-unions/virginia/1st-advantage" \
  -H "Authorization: Bearer YOUR_API_KEY"