--- title: "Pacific Horizon Credit Union Rates (Nov 2026): CDs to 4.00%" description: "Pacific Horizon Credit Union rates today: savings & CDs up to 4.00% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Pacific Horizon Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/utah/pacific-horizon" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Pacific Horizon Credit Union Rates (Nov 2026): CDs to 4.00% ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.990% | — | Standard | | **2017 - Newer** auto_any_60mo | — APR | 4.990% | 60 mo | Standard | | **2017 - Newer** auto_any_72mo | — APR | 5.240% | 72 mo | Standard | | **2017 - Newer** auto_any_84mo | — APR | 5.490% | 84 mo | Standard | | **ATV, Boat & Motorcyle** powersports | — APR | 7.240% | — | Standard | | **2017 - Newer** auto_any_144mo | — APR | 7.990% | 144 mo | Standard | Pacific Horizon Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Signature Loan** personal_unsecured | — APR | 11.490% | — | Standard | | **36-Month Signature Loan** personal_unsecured_36mo | — APR | 11.990% | 36 mo | Standard | Pacific Horizon Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 24 offers | Product | Published | Rate | Term / condition | Status | | **Classic Checking** checking | — APY | 0.10% | — | Standard | | **IRA** ira | — APY | 0.10% | — | Standard | | **Second Savings** savings | — APY | 0.10% | — | Standard | | **Earn 3.00% APY on balances up to $50,000** savings | — APY | 0.10% | — | Standard | | **$1,000 - $5,000** savings | — APY | 0.75% | — | Standard | | **Money Market ($1,000–$5,000)** money_market | — APY | 0.75% | — | Standard | | **Money Market ($5,001–$50,000)** money_market | — APY | 1.49% | — | Standard | | **$5,001 - $50,000** savings | — APY | 1.50% | — | Standard | | **Money Market ($50,001–$100,000)** money_market | — APY | 2.23% | — | Standard | | **$50,001 - $100,000** savings | — APY | 2.25% | — | Standard | | **Money Market ($100,001–$250,000)** money_market | — APY | 2.72% | — | Standard | | **$100,001 - $250,000** savings | — APY | 2.75% | — | Standard | | **Money Market ($250,001 and Up)** money_market | — APY | 3.20% | — | Standard | | **$250,001 and Up** savings | — APY | 3.25% | — | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 3.80% | 6 mo | Standard | | **Our Share Certificates allow you to deposit at any time. (12-Month)** share_certificate_12mo | 3.80% APY | 3.74% | 12 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 3.80% | 12 mo | Standard | | **Our Share Certificates allow you to deposit at any time. (6-Month)** share_certificate_6mo | 3.80% APY | 3.74% | 6 mo | Standard | | **Our Share Certificates allow you to deposit at any time. (24-Month)** share_certificate_24mo | 3.90% APY | 3.84% | 24 mo | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 3.90% | 36 mo | Standard | | **Our Share Certificates allow you to deposit at any time. (3-Year)** share_certificate_36mo | 3.90% APY | 3.84% | 36 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 3.90% | 24 mo | Standard | | **5-Year Jump 1** cd_60mo | — APY | 4.00% | 60 mo | Standard | | **Our Share Certificates allow you to deposit at any time. (5-Year Jump 1)** share_certificate_60mo | 4.00% APY | 3.94% | 60 mo | Standard | Pacific Horizon Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 4.00% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/utah/pacific-horizon) , verified from [Pacific Horizon Credit Union's official website](https://pacifichorizoncu.com/) Loading branch locator… ## About Pacific Horizon Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 8.7K Assets $141.6M Founded 1954 Locations reported 3 NCUA charter 67147 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Utah Community** Springville · Springville · UT · 84663 About 6.5 miles away](https://rateapi.dev/credit-unions/utah/utah-community) [**Mountain America** 0160 Springville 400 S · Springville · UT · 84663 About 6.7 miles away](https://rateapi.dev/credit-unions/utah/mountain-america) [**Freedom** Springville Branch · Springville · UT · 84663 About 7.2 miles away](https://rateapi.dev/credit-unions/utah/freedom) [**C U P** Credit Union Office · Provo · UT · 84606 About 7.4 miles away](https://rateapi.dev/credit-unions/utah/c-u-p) [**Goldenwest** Springville Br · Springville · UT · 84663 About 7.7 miles away](https://rateapi.dev/credit-unions/utah/goldenwest) [**America First** Springville Walmart · Springville · UT · 84663 About 8.5 miles away](https://rateapi.dev/credit-unions/utah/america-first) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Pacific Horizon Credit Union Membership eligibility from Pacific Horizon Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Pacific Horizon Credit Union's website. Check the membership page below to confirm whether you qualify. - Location utah — UT Verified from [Pacific Horizon Credit Union's membership page](https://pacifichorizoncu.com/) . Final membership determination is always made by the credit union. ## Membership rules for Pacific Horizon Credit Union Geography 1 county 1 published path to membership, last verified November 8, 2026, quoted from Pacific Horizon Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Utah County, UT “To be eligible for membership of Pacific Horizon Credit Union, you must be a resident of Utah County and maintain a Share Account balance of $5.00.” > [source ↗](https://pacifichorizoncu.com/) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Pacific Horizon Credit Union? Yes No ## Work at Pacific Horizon Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Pacific Horizon Credit Union ranks against Utah peers. - See which AI assistants fetched Pacific Horizon Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Utah - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=pacific-horizon&state=utah&code=UT&name=Pacific%20Horizon%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Pacific Horizon Credit Union offer? Pacific Horizon Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Pacific Horizon Credit Union rates updated? RateAPI verifies Pacific Horizon Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Pacific Horizon Credit Union's rate data? Rate data is collected directly from Pacific Horizon Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Pacific Horizon Credit Union's best CD rate? As of November 12, 2026, Pacific Horizon Credit Union offers savings and certificate (CD) yields up to 4.00% APY. ### Who can join Pacific Horizon Credit Union? Pacific Horizon Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 county for Pacific Horizon Credit Union, each quoted from Pacific Horizon Credit Union's own published membership criteria. ## Related Rate Data Compare Pacific Horizon Credit Union's rates against national credit-union benchmarks. [More Utah credit unions](https://rateapi.dev/credit-unions/utah) [Utah auto loan rate leaders](https://rateapi.dev/auto-loan-rates/utah) [Utah personal loan leaders](https://rateapi.dev/personal-loan-rates/utah) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://pacifichorizoncu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Pacific Horizon Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Utah credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Pacific Horizon Credit Union curl "https://api.rateapi.dev/credit-unions/utah /pacific-horizon " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Pacific Horizon Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/utah/pacific-horizon Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp