--- title: "New Heights Credit Union Rates - Utah" description: "Current mortgage, vehicle loan, heloc, and personal loan rates from New Heights Credit Union in Utah. Updated daily with source verification. See who can join New Heights Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/utah/new-heights" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # New Heights Credit Union Rates - Utah ### Mortgage rates 4 offers | Product | Published | Rate | Term / condition | Status | | **mortgage (96 Months)** other | — APR | 6.050% | — | Standard | | **Home Loan** other | — APR | 6.050% | — | Standard | | **mortgage (120 Months)** other | — APR | 6.150% | — | Standard | | **mortgage (180 Months)** other | — APR | 6.250% | — | Standard | New Heights Credit Union mortgage rates as of November 10, 2026 ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Auto Loan** auto_any_60mo | — APR | 4.990% | 60 mo | Standard | | **72-Month RV Loan** rv_any_72mo | — APR | 7.500% | 72 mo | Standard | | **RV/Powersport Loan** rv | — APR | 7.500% | — | Standard | New Heights Credit Union auto & vehicle rates as of November 10, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **10-Year HELOC (Variable)** heloc_variable | — APR | 3.500% | — | Standard | New Heights Credit Union heloc rates as of November 10, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.000% | — | Standard | | **36-Month Signature Loan** personal_unsecured_36mo | — APR | 11.500% | 36 mo | Standard | New Heights Credit Union personal loan rates as of November 10, 2026 New Heights Credit Union is a credit union in Utah. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/utah/new-heights) , verified from [New Heights Credit Union's official website](https://nhfcu.com/) Loading branch locator… ## About New Heights Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.2K Assets $28.2M Founded 1963 Locations reported 1 NCUA charter 24763 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Goldenwest** USU Welcome Center · Logan · UT · 84321 About 5.5 miles away](https://rateapi.dev/credit-unions/utah/goldenwest) [**Logan Medical** Main Office · Logan · UT · 84341 About 5.7 miles away](https://rateapi.dev/credit-unions/utah/logan-medical) [**Mountain America** 0008 Logan 1400 N · Logan · UT · 84341-7503 About 6.1 miles away](https://rateapi.dev/credit-unions/utah/mountain-america) [**America First** Logan · Logan · UT · 84341 About 6.2 miles away](https://rateapi.dev/credit-unions/utah/america-first) [**Deseret First** Logan · Logan · UT · 84341-1920 About 6.3 miles away](https://rateapi.dev/credit-unions/utah/deseret-first) [**Members First** Providence Office · Providence · UT · 84332-6700 About 7.1 miles away](https://rateapi.dev/credit-unions/utah/members-first) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join New Heights Credit Union Membership eligibility from New Heights Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on New Heights Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Logan City, Cache County, Smithfield City, Logan City School District, Cache County School District, Cache County Charter Schools, Rich School District, BATC - School Logan City School District, Cache County School District Verified from [New Heights Credit Union's membership page](https://nhfcu.com/membership-application) . Final membership determination is always made by the credit union. ## Membership rules for New Heights Credit Union Employers 8 · Schools 2 · Family 11 published paths to membership, last verified August 27, 2026, quoted from New Heights Credit Union’s own published criteria. ### Employers 8 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Logan City “Employees of Logan City” > [source ↗](https://nhfcu.com/membership) - Employee of Logan City - Employee of Cache County “Employees of Cache County” > [source ↗](https://nhfcu.com/membership) - Employee of Cache County - Employee of Smithfield City “Employees of Smithfield City” > [source ↗](https://nhfcu.com/membership) - Employee of Smithfield City - Employee of Logan City School District “Employees/Students of Logan City School District” > [source ↗](https://nhfcu.com/membership) - Employee of Logan City School District - Employee of Cache County School District “Employees/Students of Cache County School District” > [source ↗](https://nhfcu.com/membership) - Employee of Cache County School District - Employee of Cache County Charter Schools “Employees of Cache County Charter Schools” > [source ↗](https://nhfcu.com/membership) - Employee of Cache County Charter Schools - Employee of Rich School District “Employees of Rich School District” > [source ↗](https://nhfcu.com/membership) - Employee of Rich School District - Employee of BATC “BATC Employees” > [source ↗](https://nhfcu.com/membership) - Employee of BATC ### Schools 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Student of Logan City School District (as written on the source page) “Employees/Students of Logan City School District” > [source ↗](https://nhfcu.com/membership) - Student at Logan City School District - Student of Cache County School District (as written on the source page) “Employees/Students of Cache County School District” > [source ↗](https://nhfcu.com/membership) - Student at Cache County School District ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family “Immediate Family Member is a Credit Union Member” > [source ↗](https://nhfcu.com/membership-application) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for New Heights Credit Union? Yes No ## Work at New Heights Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where New Heights Credit Union ranks against Utah peers. - See which AI assistants fetched New Heights Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Utah - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=new-heights&state=utah&code=UT&name=New%20Heights%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does New Heights Credit Union offer? New Heights Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 10, 2026 directly from the credit union's official website. ### How often are New Heights Credit Union rates updated? RateAPI verifies New Heights Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 10, 2026. ### Where does RateAPI get New Heights Credit Union's rate data? Rate data is collected directly from New Heights Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join New Heights Credit Union? New Heights Credit Union publishes its membership criteria on its own website. RateAPI tracks 11 published membership paths covering 8 employers and 2 schools for New Heights Credit Union, each quoted from New Heights Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare New Heights Credit Union's rates against national credit-union benchmarks. [More Utah credit unions](https://rateapi.dev/credit-unions/utah) [Utah mortgage rate leaders](https://rateapi.dev/mortgage-rates/utah) [Utah auto loan rate leaders](https://rateapi.dev/auto-loan-rates/utah) [Utah HELOC rate leaders](https://rateapi.dev/heloc-rates/utah) [Utah personal loan leaders](https://rateapi.dev/personal-loan-rates/utah) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://nhfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track New Heights Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Utah credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for New Heights Credit Union curl "https://api.rateapi.dev/credit-unions/utah /new-heights " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## New Heights Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/utah/new-heights Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp