As of July 10, 2026, Members First offers a cd_11mo mortgage at 3.15% APR (3.15% rate, 0 points). Auto loans available from 4.49% APR. HELOC rates from 6.24% APR. Personal loan rates from 6% APR.
Source: RateAPI.dev, verified from Members First's official website
Membership eligibility from Members First's own published criteria. How we verify this.
Membership criteria are published on Members First's website. Check the membership page below to confirm whether you qualify.
Verified from Members First's membership page. Final membership determination is always made by the credit union.
Rates as of July 10, 2026
Rates as of July 10, 2026
Rates as of July 10, 2026
Rates as of July 10, 2026
Members First currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.
RateAPI verifies Members First's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.
Rate data is collected directly from Members First's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
As of July 10, 2026, Members First offers a cd_11mo mortgage at 3.15% APR.
As of July 10, 2026, Members First offers auto loans from 4.49% APR.
Compare Members First's rates against national credit-union benchmarks.
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceLearn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyAccess this data programmatically with our REST API
# Get rates for Members First
curl "https://api.rateapi.dev/credit-unions/utah/members-first" \
-H "Authorization: Bearer YOUR_API_KEY"