Hercules First

salt lake city, Utah
Last verified: July 11, 2026

As of July 11, 2026, Hercules First offers a 30-year-fixed mortgage at 6.5% APR (6.5% rate, 0 points). Auto loans available from 4.69% APR. Personal loan rates from 5.84% APR.

Source: RateAPI.dev, verified from Hercules First's official website

Who Can Join Hercules First

Membership eligibility from Hercules First's own published criteria. How we verify this.

Membership criteria are published on Hercules First's website. Check the membership page below to confirm whether you qualify.

Verified from Hercules First's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

30-year-fixed
6.500% APR
Rate6.500%
Points0
Mortgage

Auto Loan Rates

Rates as of July 11, 2026

auto_any_48mo
4.690% APR
Rate4.690%
[PROMOTIONAL] Auto Loan - 48 months
auto_any_60mo
4.990% APR
Rate4.990%
[PROMOTIONAL] Auto Loan - 60 months
auto
5.000% APR
Rate5.000%
Auto Loan
auto_any_72mo
5.490% APR
Rate5.490%
[PROMOTIONAL] Auto Loan - 72 months
auto_any_84mo
5.990% APR
Rate5.990%
[PROMOTIONAL] Auto Loan - 84 months
auto_any_84mo
6.590% APR
Rate6.590%
[PROMOTIONAL] Recreational Vehicle Loan - 84 months
auto_any_120mo
7.290% APR
Rate7.290%
[PROMOTIONAL] Recreational Vehicle Loan - 120 months
auto
7.690% APR
Rate7.690%
[PROMOTIONAL] Recreational Vehicle Loan - 144 months

Personal Loan Rates

Rates as of July 11, 2026

personal_unsecured
5.840% APR
Rate5.840%
Signature Loan Example
personal_unsecured_12mo
8.540% APR
Rate8.540%
[PROMOTIONAL] 12 Month Signature Loan
personal_unsecured_36mo
9.540% APR
Rate9.540%
[PROMOTIONAL] 36 Month Signature Loan
personal_unsecured_48mo
10.040% APR
Rate10.040%
[PROMOTIONAL] 48 Month Signature Loan
personal_unsecured_60mo
10.540% APR
Rate10.540%
[PROMOTIONAL] 60 Month Signature Loan
personal_unsecured_72mo
11.040% APR
Rate11.040%
[PROMOTIONAL] 72 Month Signature Loan

Frequently Asked Questions

What rates does Hercules First offer?

Hercules First currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Hercules First rates updated?

RateAPI verifies Hercules First's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Hercules First's rate data?

Rate data is collected directly from Hercules First's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Hercules First's mortgage rate?

As of July 11, 2026, Hercules First offers a 30-year-fixed mortgage at 6.5% APR.

What is Hercules First's auto loan rate?

As of July 11, 2026, Hercules First offers auto loans from 4.69% APR.

Related Rate Data

Compare Hercules First's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Hercules First
curl "https://api.rateapi.dev/credit-unions/utah/hercules-first" \
  -H "Authorization: Bearer YOUR_API_KEY"