--- title: "Granite Credit Union Rates (Aug 2026): CDs to 5.00%, Mortgage 5.74%" description: "Granite Credit Union rates today: mortgage 5.74% APR, savings & CDs up to 5.00% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Granite Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/utah/granite" last-updated: "2026-08-22" source: "https://rateapi.dev/llms.txt" --- # Granite Credit Union Rates (Aug 2026): CDs to 5.00%, Mortgage 5.74% ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Short-Term Mortgage Rates (10 years)**other | 5.740% APR | 5.740% | — | Standard | | **See Short-Term Mortgage Rates & Terms (10 years)**other | 5.740% APR | 5.740% | — | Standard | Granite Credit Union mortgage rates as of August 21, 2026 ### Savings & CD rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Tier 4 YoungInvestor Savings**savings | 0.05% APY | 0.05% | — | Standard | | **Tier 3 YoungInvestor Savings**savings | 3.00% APY | 3.00% | — | Standard | | **Tier 2 YoungInvestor Savings**savings | 4.00% APY | 4.00% | — | Standard | | **Tier 1 YoungInvestor Savings**savings | 5.00% APY | 5.00% | — | Standard | Granite Credit Union savings & cd rates as of August 21, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **$11.37 Per $1,000 Borrowed**other | 8.990% % | 8.990% | — | Standard | | **See Adventure Loan Rates & Terms (144 months)**other | 8.990% % | 8.990% | — | Standard | | **Adventure Loan Rates (144 months)**other | 8.990% % | 8.990% | — | Standard | Granite Credit Union other rates as of August 21, 2026 As of August 21, 2026, Granite Credit Union offers mortgage rates from 5.74% APR. Savings and certificate yields up to 5.00% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/utah/granite), verified from [Granite Credit Union's official website](https://www.granite.org/) Loading branch locator… ## About Granite Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 40.6K Assets $917M Founded 1986 Locations reported 12 NCUA charter 24726 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data). Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**America First**Salt Lake Brickyard Plaza · Salt Lake City · UT · 84106Branch in the same ZIP](https://rateapi.dev/credit-unions/utah/america-first)[**Canyon View**Brickyard · Salt Lake City · UT · 84106-3159About 0.2 miles away](https://rateapi.dev/credit-unions/utah/canyon-view)[**National J. A. C. L.**National JACL Credit Union · Millcreek · UT · 84106-3270About 1.3 miles away](https://rateapi.dev/credit-unions/utah/national-j-a-c-l)[**Mountain America**0041 Salt Lake 3300 S · Salt Lake City · UT · 84109About 1.5 miles away](https://rateapi.dev/credit-unions/utah/mountain-america)[**American United**Main Street · South Salt Lake · UT · 84115-3733About 1.9 miles away](https://rateapi.dev/credit-unions/utah/american-united)[**Chartway**Salt Lake Crossing · Salt Lake City · UT · 84115About 2.0 miles away](https://rateapi.dev/credit-unions/virginia/chartway) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Granite Credit Union Membership eligibility from Granite Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology). Community charter: live/work in Salt Lake County, Box Elder County, Weber County +7 more - LocationSalt Lake County, Box Elder County, Weber County, Morgan County, Davis County, Summit County, Tooele County, Utah County, Wasatch County, Juab County Verified from [Granite Credit Union's membership page](https://www.granite.org/membership). Final membership determination is always made by the credit union. ## Membership rules for Granite Credit Union Geography 3 counties · Employers · Family 5 published paths to membership, last verified August 21, 2026, quoted from Granite Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source pagefrom NCUA regulator charter records · last verified August 20, 2026 - Davis County, UT - Salt Lake County, UT - Weber County, UT “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Davis County, UT; Salt Lake County, UT; Weber County, UT” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Employers 1 Auto-verified against the source pagequoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Granite Credit Union “Additionally, membership extends to spouses of persons who died while within the field of membership of Granite Credit Union; employees of this credit union” > [source ↗](https://www.granite.org/membership) - Employee of Granite Credit Union ### Family 1 Auto-verified against the source pagequoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, immediate family, household member “Additionally, membership extends to spouses of persons who died while within the field of membership of Granite Credit Union; employees of this credit union; volunteers in the community; members of their immediate family or household; and organizations of such persons.” > [source ↗](https://www.granite.org/membership) - Family member (spouse, immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology). Final membership determination is always made by the credit union. Is this right for Granite Credit Union? Yes No ## Work at Granite Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Granite Credit Union ranks against Utah peers. - See which AI assistants fetched Granite Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Utah - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=granite&state=utah&code=UT&name=Granite%20Credit%20Union)[How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Granite Credit Union offer? Granite Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 21, 2026 directly from the credit union's official website. ### How often are Granite Credit Union rates updated? RateAPI verifies Granite Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 21, 2026. ### Where does RateAPI get Granite Credit Union's rate data? Rate data is collected directly from Granite Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Granite Credit Union's mortgage rate? As of August 21, 2026, Granite Credit Union offers mortgage rates from 5.74% APR. ### What is Granite Credit Union's best CD rate? As of August 21, 2026, Granite Credit Union offers savings and certificate (CD) yields up to 5.00% APY. ### Who can join Granite Credit Union? Community charter: live/work in Salt Lake County, Box Elder County, Weber County +7 more RateAPI tracks 5 published membership paths covering 3 counties and 1 employer for Granite Credit Union, each quoted from Granite Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Granite Credit Union's rates against national credit-union benchmarks. [More Utah credit unions](https://rateapi.dev/credit-unions/utah)[Utah mortgage rate leaders](https://rateapi.dev/mortgage-rates/utah)[Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark)[How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.granite.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Granite Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Utah credit union rates move. Get a free API key[Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Granite Credit Union curl "https://api.rateapi.dev/credit-unions/utah/granite" \ -H "Authorization: Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/)[Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Granite Credit Union locations Search, filter, and browse all 12 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch servicesATMDrive-throughMember servicesShared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/utah/granite Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp