--- title: "Elevate Credit Union Rates - Utah" description: "Current mortgage, vehicle loan, personal loan, and savings & cd rates from Elevate Credit Union in Utah. Updated daily with source verification. See who can join Elevate Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/utah/elevate" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Elevate Credit Union Rates - Utah ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Fixed w/10-Year Call** 10 year fixed | — APR | 6.490% | — | Standard | Elevate Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 12 offers | Product | Published | Rate | Term / condition | Status | | **LOWEST RATE. No payment for 60 days** auto_any_36mo | — APR | 4.740% | 36 mo | Standard | | **No payment for 60 days** auto_any_48mo | — APR | 4.990% | 48 mo | Standard | | **No payment for 60 days** auto_any_66mo | — APR | 5.240% | 66 mo | Standard | | **$12,000 or more. No payment for 60 days** auto_any_72mo | — APR | 5.490% | 72 mo | Standard | | **$25,000 or more. No payment for 60 days** auto_any_84mo | — APR | 6.240% | 84 mo | Standard | | **No payment for 60 days** auto_any_60mo | — APR | 6.740% | 60 mo | Standard | | **Travel Trailers, Motor Homes & Boat** rv_any_60mo | — APR | 6.990% | 60 mo | Standard | | **Travel Trailers, Motor Homes & Boat** rv_any_84mo | — APR | 7.240% | 84 mo | Standard | | **Travel Trailers, Motor Homes & Boat** rv_any_120mo | — APR | 7.490% | 120 mo | Standard | | **ATV's, Off-Road Motorcycles, Watercraft, & Snowmobiles** powersports_any_60mo | — APR | 7.740% | 60 mo | Standard | | **Horse, Utility, & Flatbed Trailers** powersports_any_84mo | — APR | 8.740% | 84 mo | Standard | | **Horse, Utility, & Flatbed Trailers** powersports_any_120mo | — APR | 9.740% | 120 mo | Standard | Elevate Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Personal Loan** personal | — APR | 11.500% | — | Standard | | **Overdraft LOC** personal | — APR | 15.000% | — | Standard | Elevate Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Certificate Rates (9-Month (GROWTH CERTIFICATE)***)** cd_9mo | — APY | 3.95% | 9 mo | Standard | | **Certificate Rates (7-Month (FLUID)**)** cd_7mo | — APY | 3.95% | 7 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 4.00% | 6 mo | Standard | | **Certificate Rates (Starter Certificate****)** cd | — APY | 4.05% | — | Standard | | **12-Month Certificate** cd_12mo | — APY | 4.05% | 12 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 4.10% | 18 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 4.25% | 24 mo | Standard | | **30-Month Certificate** cd_30mo | — APY | 4.30% | 30 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 4.35% | 36 mo | Standard | Elevate Credit Union savings & cd rates as of November 12, 2026 Elevate Credit Union is a credit union in Utah. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/utah/elevate) , verified from [Elevate Credit Union's official website](https://elevatecu.com/) Loading branch locator… ## About Elevate Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 15.3K Assets $260M Founded 1954 Locations reported 3 NCUA charter 9163 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**America First** Brigham City · Brigham City · UT · 84302 Branch in the same ZIP](https://rateapi.dev/credit-unions/utah/america-first) [**Members First** Main Office · Brigham City · UT · 84302-4357 About 6.9 miles away](https://rateapi.dev/credit-unions/utah/members-first) [**Goldenwest** USU Div - Brigham City Br · Brigham City · UT · 84302 About 7.0 miles away](https://rateapi.dev/credit-unions/utah/goldenwest) [**Northrop Grumman** Promontory · Corinne · UT · 84307 About 10.6 miles away](https://rateapi.dev/credit-unions/california/northrop-grumman) [**Mountain America** 0125 Logan Main St · Logan · UT · 84321 About 14.5 miles away](https://rateapi.dev/credit-unions/utah/mountain-america) [**New Heights** New Heights Federal Credit Union · Logan · UT · 84321 About 15.8 miles away](https://rateapi.dev/credit-unions/utah/new-heights) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Elevate Credit Union Membership eligibility from Elevate Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Elevate Credit Union's website. Check the membership page below to confirm whether you qualify. - Location rich, box elder, cache — UT Verified from [Elevate Credit Union's membership page](https://elevatecu.com/about/membership) . Final membership determination is always made by the credit union. ## Membership rules for Elevate Credit Union Geography 3 counties · Family 4 19 published paths to membership, last verified August 27, 2026, quoted from Elevate Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Box Elder County, UT - Cache County, UT - Rich County, UT “Live, work, attend school, worship, or regularly conduct business in Box Elder County, Cache County, or Rich County in Northern Utah.” > [source ↗](https://elevatecu.com/about/membership) ### Family 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member parent, child, spouse, sibling, grandparent, grandchild, stepparent, stepchild, step-sibling, guardian, foster relationship, adoptive relationship, partner “You are a family member of an existing Elevate Credit Union member, including: Parent Child Spouse (including surviving spouse) Sibling Grandparent Grandchild Stepparent Stepchild Step-sibling Guardian Foster or Adoptive relationship Partner” > [source ↗](https://elevatecu.com/about/membership) - Family member (parent, child, spouse, sibling, grandparent, grandchild, stepparent, stepchild, step-sibling, guardian, foster relationship, adoptive relationship, partner) of a member - Family of a member immediate family “Be an immediate family member of a current Elevate Credit Union member.” > [source ↗](https://elevatecu.com/about/membership) - Family member (immediate family) of a member - Family of a member Parent, Child, Sibling, Grandparent, Grandchild, Stepparent, Stepchild, Step-sibling, Guardian, Foster or Adoptive relationship, Partner “You are a family member of an existing Elevate Credit Union member, including: