As of July 10, 2026, Elevate offers a ploc_variable mortgage at 14.75% APR (14.75% rate, 0 points). Auto loans available from 4.24% APR. HELOC rates from 3.99% APR. Personal loan rates from 9.49% APR.
Source: RateAPI.dev, verified from Elevate's official website
Membership eligibility from Elevate's own published criteria. How we verify this.
Community charter: live/work in Box Elder County, Cache County, Rich County, UT
Cost to join: About $25.
Verified from Elevate's membership page. Final membership determination is always made by the credit union.
Rates as of July 10, 2026
Rates as of July 10, 2026
Rates as of July 10, 2026
Rates as of July 10, 2026
Elevate currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.
RateAPI verifies Elevate's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.
Rate data is collected directly from Elevate's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
As of July 10, 2026, Elevate offers a ploc_variable mortgage at 14.75% APR.
As of July 10, 2026, Elevate offers auto loans from 4.24% APR.
Compare Elevate's rates against national credit-union benchmarks.
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
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View MethodologyAccess this data programmatically with our REST API
# Get rates for Elevate
curl "https://api.rateapi.dev/credit-unions/utah/elevate" \
-H "Authorization: Bearer YOUR_API_KEY"