--- title: "Ascent Credit Union Rates - Utah" description: "Current auto loan, personal loan, and savings & cd rates from Ascent Credit Union in Utah. Updated daily with source verification. See who can join Ascent Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/utah/ascent" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Ascent Credit Union Rates - Utah ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Auto Loan** auto_any_48mo | — APR | 4.990% | 48 mo | Standard | | **60-Month Auto Loan** auto_any_60mo | — APR | 4.990% | 60 mo | Standard | | **72-Month Auto Loan** auto_any_72mo | — APR | 5.490% | 72 mo | Standard | | **Auto Loan Rates (84 Months (max LTV 110%))** auto_any_84mo | — APR | 6.400% | 84 mo | Standard | | **Auto Loan Rates (Fixed)** auto_any_84mo | — APR | 6.400% | 84 mo | Standard | | **Auto Loan Rates (84 Months (max LTV 125%))** auto_any_84mo | — APR | 6.550% | 84 mo | Standard | Ascent Credit Union auto & vehicle rates as of October 30, 2026 ### Personal loan rates 8 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 5.200% | — | Standard | | **48-Month Secured Personal Loan** personal_secured_48mo | — APR | 5.200% | 48 mo | Standard | | **60-Month Secured Personal Loan** personal_secured_60mo | — APR | 5.240% | 60 mo | Standard | | **72-Month Secured Personal Loan** personal_secured_72mo | — APR | 5.490% | 72 mo | Standard | | **84-Month Secured Personal Loan** personal_secured_84mo | — APR | 6.550% | 84 mo | Standard | | **36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 10.950% | 36 mo | Standard | | **48-Month Unsecured Personal Loan** personal_unsecured_48mo | — APR | 11.200% | 48 mo | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 11.450% | 60 mo | Standard | Ascent Credit Union personal loan rates as of October 30, 2026 ### Savings & CD rates 12 offers | Product | Published | Rate | Term / condition | Status | | **3-Month IRA Certificate** ira_cd_3mo | — APY | 3.90% | 3 mo | Standard | | **IRA Certificate** ira_cd | — APY | 3.90% | — | Standard | | **6-Month IRA Certificate** ira_cd_6mo | — APY | 4.00% | 6 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | — APY | 4.05% | 12 mo | Standard | | **18-Month IRA Certificate** ira_cd_18mo | — APY | 4.15% | 18 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | — APY | 4.35% | 36 mo | Standard | | **48-Month IRA Certificate** ira_cd_48mo | — APY | 4.35% | 48 mo | Standard | | **60-Month IRA Certificate** ira_cd_60mo | — APY | 4.40% | 60 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | — APY | 4.45% | 24 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 4.99% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 4.99% | 60 mo | Standard | | **72-Month Certificate** cd_72mo | — APY | 5.49% | 72 mo | Standard | Ascent Credit Union savings & cd rates as of October 30, 2026 Ascent Credit Union is a credit union in Utah. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/utah/ascent) , verified from [Ascent Credit Union's official website](https://ascentcu.com/) Loading branch locator… ## About Ascent Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 9.2K Assets $173.1M Founded 1957 Locations reported 4 NCUA charter 11520 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Education 1st** Ogden High School · Ogden · UT · 84403 About 3.1 miles away](https://rateapi.dev/credit-unions/utah/education-1st) [**Goldenwest** Harrison Br · Ogden · UT · 84403 About 3.1 miles away](https://rateapi.dev/credit-unions/utah/goldenwest) [**Granite** Ogden Rancho Markets Office · Ogden · UT · 84401-2523 About 3.5 miles away](https://rateapi.dev/credit-unions/utah/granite) [**Wasatch Peaks** Corporate Headquarters · Ogden · UT · 84403-4304 About 4.0 miles away](https://rateapi.dev/credit-unions/utah/wasatch-peaks) [**America First** Ogden Harrison · Ogden · UT · 84403 About 4.1 miles away](https://rateapi.dev/credit-unions/utah/america-first) [**Mountain America** 0009 Ogden Washington Blvd · Ogden · UT · 84401 About 4.4 miles away](https://rateapi.dev/credit-unions/utah/mountain-america) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Ascent Credit Union Membership eligibility from Ascent Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Community charter: live/work in Box Elder, Davis, Morgan +1 more - Location Box Elder, Davis, Morgan, Weber **Cost to join:** About $5. Verified from [Ascent Credit Union's membership page](https://ascentcu.com/membership-benefits/) . Final membership determination is always made by the credit union. ## Work at Ascent Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ascent Credit Union ranks against Utah peers. - See which AI assistants fetched Ascent Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Utah - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=ascent&state=utah&code=UT&name=Ascent%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Ascent Credit Union offer? Ascent Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified October 30, 2026 directly from the credit union's official website. ### How often are Ascent Credit Union rates updated? RateAPI verifies Ascent Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified October 30, 2026. ### Where does RateAPI get Ascent Credit Union's rate data? Rate data is collected directly from Ascent Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Ascent Credit Union? Community charter: live/work in Box Elder, Davis, Morgan +1 more ## Related Rate Data Compare Ascent Credit Union's rates against national credit-union benchmarks. [More Utah credit unions](https://rateapi.dev/credit-unions/utah) [Utah auto loan rate leaders](https://rateapi.dev/auto-loan-rates/utah) [Utah personal loan leaders](https://rateapi.dev/personal-loan-rates/utah) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://ascentcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Ascent Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Utah credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Ascent Credit Union curl "https://api.rateapi.dev/credit-unions/utah /ascent " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Ascent Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/utah/ascent Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp