--- title: "West Texas Credit Union Rates - Texas" description: "Current auto loan, personal loan, and savings & cd rates from West Texas Credit Union in Texas. Updated daily with source verification. See who can join West Texas Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/west-texas" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # West Texas Credit Union Rates - Texas ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.990% | new | Standard | | **Used Auto Loan** auto_used | — APR | 5.490% | used | Standard | West Texas Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.740% | — | Standard | West Texas Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Savings** savings | — APY | 0.10% | — | Standard | | **IRA** ira | — APY | 0.69% | — | Standard | | **Money Market** money_market | — APY | 0.90% | — | Standard | | **36-Month Certificate** cd_36mo | — APY | 2.58% | 36 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.00% | 24 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.50% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.60% | 12 mo | Standard | West Texas Credit Union savings & cd rates as of November 13, 2026 West Texas Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/west-texas) , verified from [West Texas Credit Union's official website](https://www.westtexascu.com/) Loading branch locator… ## About West Texas Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 5.1K Assets $70.3M Founded 1953 Locations reported 3 NCUA charter 67592 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Southwest Heritage** Faudree · Odessa · TX · 79765-8511 About 2.1 miles away](https://rateapi.dev/credit-unions/texas/southwest-heritage) [**First Basin** First Basin Credit Union · Odessa · TX · 79765 About 2.4 miles away](https://rateapi.dev/credit-unions/texas/first-basin) [**Txdot** TxDOT Credit Union Odessa · Odessa · TX · 79762-6100 About 3.9 miles away](https://rateapi.dev/credit-unions/texas/txdot) [**Complex Community** NORTH OFFICE · Odessa · TX · 79762 About 4.0 miles away](https://rateapi.dev/credit-unions/texas/complex-community) [**MY Community** Odessa 42nd Street · Odessa · TX · 79762-5935 About 4.8 miles away](https://rateapi.dev/credit-unions/texas/my-community) [**Southwest 66** Main Branch · Odessa · TX · 79762 About 5.1 miles away](https://rateapi.dev/credit-unions/texas/southwest-66) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join West Texas Credit Union Membership eligibility from West Texas Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on West Texas Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [West Texas Credit Union's membership page](https://www.westtexascu.com/) . Final membership determination is always made by the credit union. ## Work at West Texas Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where West Texas Credit Union ranks against Texas peers. - See which AI assistants fetched West Texas Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=west-texas&state=texas&code=TX&name=West%20Texas%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does West Texas Credit Union offer? West Texas Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are West Texas Credit Union rates updated? RateAPI verifies West Texas Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get West Texas Credit Union's rate data? Rate data is collected directly from West Texas Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join West Texas Credit Union? West Texas Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare West Texas Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.westtexascu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track West Texas Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for West Texas Credit Union curl "https://api.rateapi.dev/credit-unions/texas /west-texas " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## West Texas Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/west-texas Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp