--- title: "Waco Credit Union Rates & Who Can Join - Texas" description: "Waco Credit Union is a credit union in Texas. Rate data is being verified. See who can join Waco Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/waco" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Waco Credit Union Rates & Who Can Join - Texas No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Waco Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/waco) , verified from [Waco Credit Union's official website](https://www.wacofcu.org/) Loading branch locator… ## About Waco Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.9K Assets $20.2M Founded 1949 Locations reported 2 NCUA charter 6368 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Financial counseling - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Mclennan County Employees** Corporate Office · Waco · TX · 76701-1364 About 1.6 miles away](https://rateapi.dev/credit-unions/texas/mclennan-county-employees) [**Genco** Valley Mills · Waco · TX · 76710-4848 About 2.0 miles away](https://rateapi.dev/credit-unions/texas/genco) [**Educators** MAIN · WACO · TX · 76710-5589 About 2.3 miles away](https://rateapi.dev/credit-unions/texas/educators) [**Members Choice of Central Texas** Main Branch · Waco · TX · 76710 About 2.3 miles away](https://rateapi.dev/credit-unions/texas/members-choice-of-central-texas) [**Fontana** Data Systems of Texas · Waco · TX · 76710-1732 About 2.6 miles away](https://rateapi.dev/credit-unions/california/fontana) [**Kraftman** Bradford Scott · Waco · TX · 76710-1732 About 2.6 miles away](https://rateapi.dev/credit-unions/louisiana/kraftman) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Waco Credit Union Membership eligibility from Waco Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Waco Credit Union's website. Check the membership page below to confirm whether you qualify. - Location mclennan — TX - Employer The City of Waco, H.O.T. Behavorial Health Network, Family Practice Center, Renschler Communications Verified from [Waco Credit Union's membership page](https://www.wacofcu.org/who-can-join) . Final membership determination is always made by the credit union. ## Membership rules for Waco Credit Union Geography 1 county · Employers 4 · Family 9 published paths to membership, last verified October 11, 2026, quoted from Waco Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Mclennan County, TX “Anyone who lives, works, worships or goes to school in McLennan County, Texas is eligible for membership in Waco Federal Credit Union.” > [source ↗](https://www.wacofcu.org/who-can-join) ### Employers 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Employee of The City of Waco “The City of Waco” > [source ↗](https://www.wacofcu.org/who-can-join) - Employee of The City of Waco - Employee of H.O.T. Behavorial Health Network “H.O.T. Behavorial Health Network” > [source ↗](https://www.wacofcu.org/who-can-join) - Employee of H.O.T. Behavorial Health Network - Employee of Family Practice Center “Family Practice Center” > [source ↗](https://www.wacofcu.org/who-can-join) - Employee of Family Practice Center - Employee of Renschler Communications “Renschler Communications” > [source ↗](https://www.wacofcu.org/who-can-join) - Employee of Renschler Communications ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Family of a member immediate family “Members of immediate families of all the above” > [source ↗](https://www.wacofcu.org/who-can-join) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Waco Credit Union? Yes No ## Work at Waco Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Waco Credit Union ranks against Texas peers. - See which AI assistants fetched Waco Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=waco&state=texas&code=TX&name=Waco%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Waco Credit Union offer? Waco Credit Union is a credit union in Texas. Rate data is currently being verified. ### How often are Waco Credit Union rates updated? RateAPI verifies Waco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Waco Credit Union's rate data? Rate data is collected directly from Waco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Waco Credit Union? Waco Credit Union publishes its membership criteria on its own website. RateAPI tracks 9 published membership paths covering 1 county and 4 employers for Waco Credit Union, each quoted from Waco Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Waco Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.wacofcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Waco Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Waco Credit Union curl "https://api.rateapi.dev/credit-unions/texas /waco " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Waco Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/waco Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp