--- title: "Victoria City-County Employees Credit Union Rates: CDs to 3.44%" description: "Victoria City-County Employees Credit Union rates today: savings & CDs up to 3.44% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Victoria City-County Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/victoria-city-county-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Victoria City-County Employees Credit Union Rates: CDs to 3.44% ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New & Used Auto Loan** auto_any | — APR | 3.540% | any | Standard | | **Recreational/Title Loan** powersports | — APR | 4.540% | — | Standard | Victoria City-County Employees Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Shared/CD Secured Loan** personal_secured_60mo | — APR | 5.000% | 60 mo | Standard | | **48-Month Signature Loan** personal_unsecured_48mo | — APR | 6.790% | 48 mo | Standard | Victoria City-County Employees Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Savings** savings | 0.02% APY | 0.02% | — | Standard | | **6-Month Certificate** cd_6mo | 3.14% APY | 3.10% | 6 mo | Standard | | **24-Month Certificate** cd_24mo | 3.18% APY | 3.13% | 24 mo | Standard | | **12-Month Certificate** cd_12mo | 3.44% APY | 3.38% | 12 mo | Standard | Victoria City-County Employees Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 3.44% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/victoria-city-county-employees) , verified from [Victoria City-County Employees Credit Union's official website](https://www.vccefcu.org/) Loading branch locator… ## About Victoria City-County Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 873 Assets $7.2M Founded 1960 Locations reported 1 NCUA charter 13672 Charter type Federal credit union ### Services and member support - Online loan application - Open an account online - Electronic statements - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Cal-Com** Cal-Com Federal Credit Union · Victoria · TX · 77901 Branch in the same ZIP](https://rateapi.dev/credit-unions/texas/cal-com) [**Texas Dow Employees** TDECU-Victoria Rio Grande · Victoria · TX · 77901 About 0.2 miles away](https://rateapi.dev/credit-unions/texas/texas-dow-employees) [**Jackson County** Victoria Teachers FCU · Victoria · TX · 77901-7363 About 0.3 miles away](https://rateapi.dev/credit-unions/texas/jackson-county) [**Victoria Teachers** Office · Victoria · TX · 77901-7363 About 0.3 miles away](https://rateapi.dev/credit-unions/texas/victoria-teachers) [**Victoria** Victoria Federal Credit Union · Victoria · TX · 77901-4522 About 1.3 miles away](https://rateapi.dev/credit-unions/texas/victoria) [**Port of Houston Warehouse** Victoria City-County Emp FCU · Victoria · TX · 77901 About 1.3 miles away](https://rateapi.dev/credit-unions/texas/port-of-houston-warehouse) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Victoria City-County Employees Credit Union Membership eligibility from Victoria City-County Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Victoria City-County Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Location TX - Employer Victoria County, Citizens Medical Center, Jackson County Hospital, Texas Alcoholic Beverage Commission, Victoria City, City of Edna, Jackson County, City of Goliad, Goliad County Verified from [Victoria City-County Employees Credit Union's membership page](https://www.vccefcu.org/how-to-join) . Final membership determination is always made by the credit union. ## Membership rules for Victoria City-County Employees Credit Union Employers 19 · Family 2 21 published paths to membership, last verified August 27, 2026, quoted from Victoria City-County Employees Credit Union’s own published criteria. ### Employers 19 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Victoria County “You can become a member of our credit union family if you are an employee of the following: Victoria County” > [source ↗](https://www.vccefcu.org/how-to-join) - Employee of Victoria County - Employee of Citizens Medical Center “Employees of Citizens Medical Center” > [source ↗](https://www.vccefcu.org/how-to-join) - Employee of Citizens Medical Center - Employee of Jackson County Hospital “Employees of Jackson County Hospital” > [source ↗](https://www.vccefcu.org/how-to-join) - Employee of Jackson County Hospital - Employee of Texas Alcoholic Beverage Commission - Works in city:TX:victoria “Texas Alcoholic Beverage Commission who work in or are supervised from Victoria, TX.” > [source ↗](https://www.vccefcu.org/how-to-join) - Employee of Texas Alcoholic Beverage Commission and Works in Victoria, TX - Retired employee of Victoria County “Victoria County” > [source ↗](https://www.vccefcu.org/how-to-join) - Retiree of Victoria County - Employee of Victoria City “Victoria City” > [source ↗](https://www.vccefcu.org/how-to-join) - Employee of Victoria City - Retired employee of Victoria City “Victoria City” > [source ↗](https://www.vccefcu.org/how-to-join) - Retiree of Victoria City - Employee of City of Edna “City of Edna” > [source ↗](https://www.vccefcu.org/how-to-join) - Employee of City of Edna - Retired employee of City of Edna “City of Edna” > [source ↗](https://www.vccefcu.org/how-to-join) - Retiree of City of Edna - Employee of Jackson County “Jackson County” > [source ↗](https://www.vccefcu.org/how-to-join) - Employee of Jackson County - Retired employee of Jackson County “Jackson County” > [source ↗](https://www.vccefcu.org/how-to-join) - Retiree of Jackson County - Employee of City of Goliad “City of Goliad” > [source ↗](https://www.vccefcu.org/how-to-join) - Employee of City of Goliad - Retired employee of City of Goliad “City of Goliad” > [source ↗](https://www.vccefcu.org/how-to-join) - Retiree of City of Goliad - Employee of Goliad County “Goliad County” > [source ↗](https://www.vccefcu.org/how-to-join) - Employee of Goliad County - Retired employee of Goliad County “Goliad County” > [source ↗](https://www.vccefcu.org/how-to-join) - Retiree of Goliad County - Retired employee of Texas Alcoholic Beverage Commission - Works in city:TX:victoria “Texas Alcoholic Beverage Commission who work in or are supervised from Victoria, TX.” > [source ↗](https://www.vccefcu.org/how-to-join) - Retiree of Texas Alcoholic Beverage Commission and Works in Victoria, TX - Retired employee of Citizens Medical Center “Employees of Citizens Medical Center” > [source ↗](https://www.vccefcu.org/how-to-join) - Retiree of Citizens Medical Center - Retired employee of Jackson County Hospital “Employees of Jackson County Hospital” > [source ↗](https://www.vccefcu.org/how-to-join) - Retiree of Jackson County Hospital - Retired employee of Texas Alcoholic Beverage Commission “Persons retired as pensioners or annuitants from the above employment” > [source ↗](https://www.vccefcu.org/how-to-join) - Retiree of Texas Alcoholic Beverage Commission ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Once your membership is established, members of your immediate family can also join the credit union.” > [source ↗](https://www.vccefcu.org/how-to-join) - Family member of a member - Family of a member immediate family “Once your membership is established, members of your immediate family can also join the credit union.” > [source ↗](https://www.vccefcu.org/how-to-join) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Victoria City-County Employees Credit Union? Yes No ## Work at Victoria City-County Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Victoria City-County Employees Credit Union ranks against Texas peers. - See which AI assistants fetched Victoria City-County Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=victoria-city-county-employees&state=texas&code=TX&name=Victoria%20City-County%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Victoria City-County Employees Credit Union offer? Victoria City-County Employees Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Victoria City-County Employees Credit Union rates updated? RateAPI verifies Victoria City-County Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Victoria City-County Employees Credit Union's rate data? Rate data is collected directly from Victoria City-County Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Victoria City-County Employees Credit Union's best CD rate? As of November 12, 2026, Victoria City-County Employees Credit Union offers savings and certificate (CD) yields up to 3.44% APY. ### Who can join Victoria City-County Employees Credit Union? Victoria City-County Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 21 published membership paths covering 19 employers for Victoria City-County Employees Credit Union, each quoted from Victoria City-County Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Victoria City-County Employees Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.vccefcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Victoria City-County Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Victoria City-County Employees Credit Union curl "https://api.rateapi.dev/credit-unions/texas /victoria-city-county-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Victoria City-County Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/victoria-city-county-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp