--- title: "Valwood Park Credit Union Rates (Nov 2026): CDs to 4.07%" description: "Valwood Park Credit Union rates today: savings & CDs up to 4.07% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Valwood Park Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/valwood-park" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Valwood Park Credit Union Rates (Nov 2026): CDs to 4.07% ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Used Auto/Refinance Auto** auto_used_36mo | — APR | 3.990% | 36 mo · used | Standard | | **New & Used Recreational Vehicle (Motorcycles/Boat & Motor/Travel Trailers)** rv_any_36mo | — APR | 5.490% | 36 mo · any | Standard | Valwood Park Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Signature Loan** personal_unsecured | — APR | 8.400% | — | Standard | | **36-Month Signature Loan** personal_unsecured_36mo | — APR | 8.400% | 36 mo | Standard | Valwood Park Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Gold** credit_card | — APR | 9.000% | — | Standard | | **Classic** credit_card | — APR | 9.750% | — | Standard | Valwood Park Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 8 offers | Product | Published | Rate | Term / condition | Status | | **Teen Checking** checking | — APY | 0.10% | — | Eligibility restricted | | **Christmas Club** savings | — APY | 0.30% | — | Specialty offer | | **Individual Retirement Account (IRA Savings)** ira | — APY | 0.30% | — | Standard | | **Youth Savings** savings | — APY | 1.00% | — | Eligibility restricted | | **Early Withdrawal Penalties (6 Month)** cd_6mo | 2.53% APY | 2.50% | 6 mo | Standard | | **Early Withdrawal Penalties (24 Month)** cd_24mo | 3.04% APY | 3.00% | 24 mo | Standard | | **Early Withdrawal Penalties (12 Month)** cd_12mo | 3.56% APY | 3.50% | 12 mo | Standard | | **Early Withdrawal Penalties (18 Month)** cd_18mo | 4.07% APY | 4.00% | 18 mo | Standard | Valwood Park Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 4.07% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/valwood-park) , verified from [Valwood Park Credit Union's official website](https://www.valwoodpark.com/) Loading branch locator… ## About Valwood Park Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.4K Assets $27.3M Founded 1974 Locations reported 1 NCUA charter 21788 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Southwest Financial** Main Office · Farmers Branch · TX · 75234-9024 About 3.2 miles away](https://rateapi.dev/credit-unions/texas/southwest-financial) [**Nizari Progressive** Dallas Office · Carrollton · TX · 75007 About 3.3 miles away](https://rateapi.dev/credit-unions/texas/nizari-progressive) [**Texans** Carrollton · Carrollton · TX · 75007 About 3.3 miles away](https://rateapi.dev/credit-unions/texas/texans) [**Libertyone** LibertyOne Credit Union · Farmers Branch · TX · 75244 About 3.8 miles away](https://rateapi.dev/credit-unions/texas/libertyone) [**Farmers** AT&T · DALLAS · TX · 75234-2790 About 3.9 miles away](https://rateapi.dev/credit-unions/florida/farmers) [**National Police** Texas Office · Dallas · TX · 75244-5105 About 4.1 miles away](https://rateapi.dev/credit-unions/illinois/national-police) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Valwood Park Credit Union Membership eligibility from Valwood Park Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Valwood Park Credit Union's website. Check the membership page below to confirm whether you qualify. - Location TX Verified from [Valwood Park Credit Union's membership page](https://www.valwoodpark.com/become-a-member/) . Final membership determination is always made by the credit union. ## Membership rules for Valwood Park Credit Union Geography 1 county · Family 5 published paths to membership, last verified August 21, 2026, quoted from Valwood Park Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 21, 2026 - Addison, TX - Carrollton, TX - Dallas County, TX - Farmers Branch, TX “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Dallas County, TX” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, children, parents, grandparents, grandchildren, siblings, adopted children “Immediate family members of VPFCU members are also eligible for membership, including: Spouse Children Parents Grandparents Grandchildren Siblings Adopted Children” > [source ↗](https://www.valwoodpark.com/become-a-member/) - Family member (spouse, children, parents, grandparents, grandchildren, siblings, adopted children) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Valwood Park Credit Union? Yes No ## Work at Valwood Park Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Valwood Park Credit Union ranks against Texas peers. - See which AI assistants fetched Valwood Park Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=valwood-park&state=texas&code=TX&name=Valwood%20Park%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Valwood Park Credit Union offer? Valwood Park Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Valwood Park Credit Union rates updated? RateAPI verifies Valwood Park Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Valwood Park Credit Union's rate data? Rate data is collected directly from Valwood Park Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Valwood Park Credit Union's best CD rate? As of November 13, 2026, Valwood Park Credit Union offers savings and certificate (CD) yields up to 4.07% APY. ### Who can join Valwood Park Credit Union? Valwood Park Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 1 county for Valwood Park Credit Union, each quoted from Valwood Park Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Valwood Park Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.valwoodpark.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Valwood Park Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Valwood Park Credit Union curl "https://api.rateapi.dev/credit-unions/texas /valwood-park " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Valwood Park Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/valwood-park Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp