--- title: "Valley Credit Union Rates & Who Can Join - Texas" description: "Valley Credit Union is a credit union in Texas. Rate data is being verified. See who can join Valley Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/valley" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Valley Credit Union Rates & Who Can Join - Texas No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Valley Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/valley) , verified from [Valley Credit Union's official website](https://www.vfcu.net/) Loading branch locator… ## About Valley Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 9.4K Assets $118.8M Founded 1935 Locations reported 2 NCUA charter 850 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Chevron** BR# 213 Brownsville · Port Isabel · TX · 78578 About 8.6 miles away](https://rateapi.dev/credit-unions/california/chevron) [**Security Service** Brownsville · Brownsville · TX · 78526-4330 About 9.0 miles away](https://rateapi.dev/credit-unions/texas/security-service) [**Security First** Brownville Price Branch · Brownsville · TX · 78521 About 11.0 miles away](https://rateapi.dev/credit-unions/texas/security-first) [**Rally** Brownsville Branch · Brownsville · TX · 78520-8889 About 14.4 miles away](https://rateapi.dev/credit-unions/texas/rally) [**Rio Grande Valley Credit Union** San Benito Branch · San Benito · TX · 78586-4117 About 24.8 miles away](https://rateapi.dev/credit-unions/texas/rio-grande-valley-credit-union) [**Naft** NAFT Federal Credit Union WW · Harlingen · TX · 78550-6863 About 29.0 miles away](https://rateapi.dev/credit-unions/texas/naft) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Valley Credit Union Membership eligibility from Valley Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Valley Credit Union's website. Check the membership page below to confirm whether you qualify. - Location cameron, willacy — TX Verified from [Valley Credit Union's membership page](https://www.vfcu.net/become-a-member-local-federal-credit-union/) . Final membership determination is always made by the credit union. ## Membership rules for Valley Credit Union Geography 2 counties 8 published paths to membership, last verified November 8, 2026, quoted from Valley Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Cameron County, TX - Willacy County, TX “If you work, attend school or reside in Cameron or Willacy County, you are eligible to join the family!” > [source ↗](https://www.vfcu.net/become-a-member-local-federal-credit-union/) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Valley Credit Union? Yes No ## Work at Valley Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Valley Credit Union ranks against Texas peers. - See which AI assistants fetched Valley Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=valley&state=texas&code=TX&name=Valley%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Valley Credit Union offer? Valley Credit Union is a credit union in Texas. Rate data is currently being verified. ### How often are Valley Credit Union rates updated? RateAPI verifies Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Valley Credit Union's rate data? Rate data is collected directly from Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Valley Credit Union? Valley Credit Union publishes its membership criteria on its own website. RateAPI tracks 8 published membership paths covering 2 counties for Valley Credit Union, each quoted from Valley Credit Union's own published membership criteria. ## Related Rate Data Compare Valley Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.vfcu.net/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Valley Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Valley Credit Union curl "https://api.rateapi.dev/credit-unions/texas /valley " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Valley Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/valley Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp