Valley

brownsville, Texas
Last verified: July 6, 2026

As of July 6, 2026, Valley offers a money_market mortgage at 1.5% APR (1.49% rate, 0 points). Auto loans available from 3.5% APR. HELOC rates from 5% APR. Personal loan rates from 10% APR.

Source: RateAPI.dev, verified from Valley's official website

Mortgage Rates

Rates as of July 6, 2026

money_market
1.500% APR
Rate1.490%
Points0
Money Market
ira
3.490% APR
Rate3.490%
Points0
IRAs

Auto Loan Rates

Rates as of July 6, 2026

auto_new
3.500% APR
Rate3.500%
New Auto Loans
auto_new_75mo
3.700% APR
Rate3.700%
New Auto Loan up to 75 Months
auto_new
3.700% APR
Rate3.700%
New Auto Loan
auto_used
4.500% APR
Rate4.500%
Used Auto Loans
auto_used_75mo
5.150% APR
Rate5.150%
Used Auto Loan up to 75 Months
auto_used
5.150% APR
Rate5.150%
Used Auto Loan
auto_new_84mo
5.700% APR
Rate5.700%
New Auto Loan up to 84 Months
auto_used_84mo
6.500% APR
Rate6.500%
Used Auto Loan up to 84 Months

HELOC Rates

Rates as of July 6, 2026

heloc
5.000% APR
Rate5.000%
Home Equity
heloc_fixed
5.000% APR
Rate5.000%
Home Equity Loan

Personal Loan Rates

Rates as of July 6, 2026

personal_unsecured
10.000% APR
Rate10.000%
Personal Loans Brownsville

Frequently Asked Questions

What rates does Valley offer?

Valley currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are Valley rates updated?

RateAPI verifies Valley's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get Valley's rate data?

Rate data is collected directly from Valley's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Valley's mortgage rate?

As of July 6, 2026, Valley offers a money_market mortgage at 1.5% APR.

What is Valley's auto loan rate?

As of July 6, 2026, Valley offers auto loans from 3.5% APR.

Related Rate Data

Compare Valley's rates against national credit-union benchmarks.

More Texas credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Valley
curl "https://api.rateapi.dev/credit-unions/texas/valley" \
  -H "Authorization: Bearer YOUR_API_KEY"
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