--- title: "United Heritage Credit Union Rates - Texas" description: "Current mortgage, and auto loan rates from United Heritage Credit Union in Texas. Updated daily with source verification. See who can join United Heritage Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/united-heritage" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # United Heritage Credit Union Rates - Texas ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Loan** other | — APR | 6.153% | — | Standard | United Heritage Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **New/Used Auto Loan Rates (0 to 36 Months)** auto_any_36mo | — APR | 3.990% | 36 mo · any | Standard | | **New/Used Auto Loan Rates (37 to 48 Months)** auto_any_48mo | — APR | 5.090% | 48 mo · any | Standard | | **New/Used Auto Loan Rates (49 to 60 Months)** auto_any_60mo | — APR | 5.440% | 60 mo · any | Standard | | **New/Used Auto Loan Rates (61 to 72 Months)** auto_any_72mo | — APR | 5.640% | 72 mo · any | Standard | | **New/Used Auto Loan Rates (73 to 84 Months)** auto_any_84mo | — APR | 6.090% | 84 mo · any | Standard | United Heritage Credit Union auto & vehicle rates as of November 13, 2026 United Heritage Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/united-heritage) , verified from [United Heritage Credit Union's official website](https://www.uhcu.org/) Loading branch locator… ## About United Heritage Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 83.6K Assets $1.7B Founded 1957 Locations reported 12 NCUA charter 68251 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Austin Telco** Balcones Centre · Austin · TX · 78759 About 1.0 miles away](https://rateapi.dev/credit-unions/texas/austin-telco) [**Velocity** Quarry Lake Business Center 1 · Austin · TX · 78759-5290 About 1.1 miles away](https://rateapi.dev/credit-unions/texas/velocity) [**Nizari Progressive** Austin · Austin · TX · 78759 About 2.0 miles away](https://rateapi.dev/credit-unions/texas/nizari-progressive) [**Greater Texas** GTFCU · AUSTIN · TX · 78727 About 2.5 miles away](https://rateapi.dev/credit-unions/texas/greater-texas) [**randolph-brooks** Domain · Austin · TX · 78758 About 2.5 miles away](https://rateapi.dev/credit-unions/texas/randolph-brooks) [**Capitol** North Office · Austin · TX · 78758 About 2.5 miles away](https://rateapi.dev/credit-unions/texas/capitol) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join United Heritage Credit Union Membership eligibility from United Heritage Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on United Heritage Credit Union's website. Check the membership page below to confirm whether you qualify. - Location bastrop, bell, blanco, burnet, caldwell, hays, lee, milam, travis, williamson, cherokee, gregg, henderson, rusk, smith, upshur, van zandt, wood — TX - Employer American Fire and Safety, Inc., Angleton-Danbury Medical Center, Anson General Hospital, Bayou City Medical Center, Bayshore Medical Center, Bayview Psychiatric Hospital, Bellaire Medical Center, Big Bend Regional Medical Center, Bowie Memorial Hospital, Brown Schools Rehabilitation Centers, Brownsville Medical Center, Cedars Hospital, Central Texas Medical Center, Childress Regional Medical Center, Chillicothe Hospital, CHRISTUS Trinity Mother Frances Health System, Citizens Medical Center, Cleveland Regional Medical Center, Coastal Bend Hospital, Cochran Memorial Hospital, Coleman County Medical Center, Colorado Fayette Medical Center, Columbus Community Hospital, Comanche Community Hospital, Covenant Hospital, Cozby-Germany Hospital, Crane Memorial Hospital, Cuero Community Hospital, Culberson Hospital District, Cypress Creek EMS, Cypress Creek Hospital, Cypress Fairbanks Medical Center, Cypress Point Hospital, Dimmit County Memorial Hospital, Doctor's Hospital of Laredo, Dolly Vinsant Memorial Hospital, East Houston Regional Medical Center, East Texas Medical Center, Eastland Memorial Hospital, El Campo Memorial Hospital, Fisher County Hospital, Fort Duncan Medical Center, Frio Regional Hospital, Green Oaks Hospital, Guadalupe Valley Hospital, Gulf Coast Medical Center, Heart of Texas Memorial, Hi-Plains Hospital, Hill Country Memorial Hospital, Hill Regional Hospital, Hillcrest Medical Center at West Hillcrest Waco, Hopkins County Memorial Hospital, Hudspeth Memorial Hospital, Huguley Memorial Medical Center, Hunt Memorial Hospital District, Huntsville Memorial Hospital, Jackson Healthcare County Hospital, Kimble Hospital, King's Daughter Hospital, Kingwood Medical Center, Kruse Memorial Lutheran Village, Laird Memorial Hospital, Lake Grandbury Medical Center, Lake Whitney Medical Center, Lakes Regional Medical Center, Laurel Ridge Treatment Center, Leeland Medical Plaza, Limestone Medical Center, Mary Shiels Hospital, McKenna Health System, Meadow Pines Hospital, Medical Center of Winnie, Medical Center, Medical City of Lewisville, Medical City of Plano, Medical Plaza Medical Center, Medina Community Hospital, Memorial Hermann Fort Bend Hospital, Memorial Hermann Katy Hospital, Memorial Hospital of Livingston, Memorial Hospital, Memorial Medical Center, Mercy Regional Medical Center, Mesquite Community Hospital, Nacogdoches Medical Center, Navarro Regional Hospital, North Houston Medical Center, North Runnels Hospital, North Texas Medical Center, Northeast Community Hospital, Northwest Texas Healthcare System, OakBend Medical Center, Otto-Kaiser Memorial, Palo Pinto General Hospital, Park Place Medical Center, Parkview Hospital, Parkview Regional Hospital, Pecos County Memorial Hospital, Plaza Specialty Hospital, Red River Hospital, Refugio County Memorial Hospital, Rice Medical Center, Richards Memorial Hospital, Richardson Regional Medical Center, River Oaks Convalescent Center, Rolling Plains Memorial Hospital, Rollins Brook Community Hospital, Schleicher County Medical Center, Seton Highland Lakes, Smithville Regional Hospital, Southwest General Hospital, Spohn Bee County Hospital, Spring Branch Medical Center, St. Joseph Regional Health Center, Stamford Memorial Hospital, Starr County Memorial Hospital, Sweeny Community Hospital, Tallyho Plastics, Inc., Texas Health Harris Methodist Hospital Cleburne, Texas Hospital Association, Texas National Guard, Texas National Guard, Civilian, Texas Nurses Association, Texas Osteopathic Medical Association, Texoma Healthcare System, Trinity Lutheran Home, Twelve Oaks Hospital, Tyler County Hospital, Valley Regional Medical Center, Warm Springs Rehabilitation Hospital, Westbury Hospital, Wise Regional Health System, Yoakum Community Hospital - Association Texas Consumer Council Verified from [United Heritage Credit Union's membership page](https://www.uhcu.org/about-us/open-an-account) . Final membership determination is always made by the credit union. ## Membership rules for United Heritage Credit Union Geography 18 counties · Employers 133 · Associations · Family 207 published paths to membership, last verified November 8, 2026, quoted from United Heritage Credit Union’s own published criteria. ### Geography 18 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Bastrop County, TX - Bell County, TX - Blanco County, TX - Burnet County, TX - Caldwell County, TX - Cherokee County, TX - Gregg County, TX - Hays County, TX - Henderson County, TX - Lee County, TX - Milam County, TX - Rusk County, TX - Smith County, TX - Travis County, TX - Upshur County, TX - Van Zandt County, TX - Williamson County, TX - Wood County, TX “You are eligible to become a member of United Heritage Credit Union if you live, work, attend school or own a business in one of the following counties: Bastrop, Bell, Blanco, Burnet, Caldwell, Hays, Lee, Milam, Travis, Williamson, Cherokee, Gregg, Henderson, Rusk, Smith, Upshur, Van Zandt or Wood.” > [source ↗](https://www.uhcu.org/about-us/open-an-account) ### Employers 133 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of American Fire and Safety, Inc. “American Fire and Safety, Inc., Temple” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of American Fire and Safety, Inc. - Employee of Angleton-Danbury Medical Center “Angleton-Danbury Medical Center, Angleton” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Angleton-Danbury Medical Center - Employee of Anson General Hospital “Anson General Hospital, Anson” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Anson General Hospital - Employee of Bayou City Medical Center “Bayou City Medical Center, Houston” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Bayou City Medical Center - Employee of Bayshore Medical Center “Bayshore Medical Center, Pasadena” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Bayshore Medical Center - Employee of Bayview Psychiatric Hospital “Bayview Psychiatric Hospital, Corpus Christi” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Bayview Psychiatric Hospital - Employee of Bellaire Medical Center “Bellaire Medical Center, Houston” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Bellaire Medical Center - Employee of Big Bend Regional Medical Center “Big Bend Regional Medical Center, Alpine” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Big Bend Regional Medical Center - Employee of Bowie Memorial Hospital “Bowie Memorial Hospital, Bowie” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Bowie Memorial Hospital - Employee of Brown Schools Rehabilitation Centers “Brown Schools Rehabilitation Centers” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Brown Schools Rehabilitation Centers - Employee of Brownsville Medical Center “Brownsville Medical Center, Brownsville” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Brownsville Medical Center - Employee of Cedars Hospital “Cedars Hospital, DeSoto” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Cedars Hospital - Employee of Central Texas Medical Center “Central Texas Medical Center, San Marcos” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Central Texas Medical Center - Employee of Childress Regional Medical Center “Childress Regional Medical Center, Childress” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Childress Regional Medical Center - Employee of Chillicothe Hospital “Chillicothe Hospital, Chillicothe” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Chillicothe Hospital - Employee of CHRISTUS Trinity Mother Frances Health System “CHRISTUS Trinity Mother Frances Health System, Tyler” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of CHRISTUS Trinity Mother Frances Health System - Employee of Citizens Medical Center “Citizens Medical Center, Victoria” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Citizens Medical Center - Employee of Cleveland Regional Medical Center “Cleveland Regional Medical Center, Cleveland” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Cleveland Regional Medical Center - Employee of Coastal Bend Hospital “Coastal Bend Hospital, Aransas Pass” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Coastal Bend Hospital - Employee of Cochran Memorial Hospital “Cochran Memorial Hospital, Morton” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Cochran Memorial Hospital - Employee of Coleman County Medical Center “Coleman County Medical Center, Coleman” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Coleman County Medical Center - Employee of Colorado Fayette Medical Center “Colorado Fayette Medical Center, Weimar” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Colorado Fayette Medical Center - Employee of Columbus Community Hospital “Columbus Community Hospital, Columbus” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Columbus Community Hospital - Employee of Comanche Community Hospital “Comanche Community Hospital, Comanche” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Comanche Community Hospital - Employee of Covenant Hospital “Covenant Hospital, Plainview” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Covenant Hospital - Employee of Cozby-Germany Hospital “Cozby-Germany Hospital, Grand Saline” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Cozby-Germany Hospital - Employee of Crane Memorial Hospital “Crane Memorial Hospital, Crane” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Crane Memorial Hospital - Employee of Cuero Community Hospital “Cuero Community Hospital, Cuero” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Cuero Community Hospital - Employee of Culberson Hospital District “Culberson Hospital District, Van Horn” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Culberson Hospital District - Employee of Cypress Creek EMS “Cypress Creek EMS, Houston” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Cypress Creek EMS - Employee of Cypress Creek Hospital “Cypress Creek Hospital, Houston” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Cypress Creek Hospital - Employee of Cypress Fairbanks Medical Center “Cypress Fairbanks Medical Center, Houston” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Cypress Fairbanks Medical Center - Employee of Cypress Point Hospital “Cypress Point Hospital, Houston” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Cypress Point Hospital - Employee of Dimmit County Memorial Hospital “Dimmit County Memorial Hospital, Carrizo Springs” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Dimmit County Memorial Hospital - Employee of Doctor's Hospital of Laredo “Doctor's Hospital of Laredo” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Doctor's Hospital of Laredo - Employee of Dolly Vinsant Memorial Hospital “Dolly Vinsant Memorial Hospital, San Benito” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Dolly Vinsant Memorial Hospital - Employee of East Houston Regional Medical Center “East Houston Regional Medical Center, Houston” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of East Houston Regional Medical Center - Employee of East Texas Medical Center “East Texas Medical Center, Athens” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of East Texas Medical Center - Employee of Eastland Memorial Hospital “Eastland Memorial Hospital, Eastland” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Eastland Memorial Hospital - Employee of El Campo Memorial Hospital “El Campo Memorial Hospital, El Campo” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of El Campo Memorial Hospital - Employee of Fisher County Hospital “Fisher County Hospital, Rotan” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Fisher County Hospital - Employee of Fort Duncan Medical Center “Fort Duncan Medical Center, Eagle Pass” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Fort Duncan Medical Center - Employee of Frio Regional Hospital “Frio Regional Hospital, Pearsall” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Frio Regional Hospital - Employee of Green Oaks Hospital “Green Oaks Hospital, Dallas” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Green Oaks Hospital - Employee of Guadalupe Valley Hospital “Guadalupe Valley Hospital, Seguin” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Guadalupe Valley Hospital - Employee of Gulf Coast Medical Center “Gulf Coast Medical Center, Wharton” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Gulf Coast Medical Center - Employee of Heart of Texas Memorial “Heart of Texas Memorial, Brady” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Heart of Texas Memorial - Employee of Hi-Plains Hospital “Hi-Plains Hospital, Hale City” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Hi-Plains Hospital - Employee of Hill Country Memorial Hospital “Hill Country Memorial Hospital, Fredericksburg” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Hill Country Memorial Hospital - Employee of Hill Regional Hospital “Hill Regional Hospital, Hillsboro” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Hill Regional Hospital - Employee of Hillcrest Medical Center at West Hillcrest Waco “Hillcrest Medical Center at West Hillcrest Waco” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Hillcrest Medical Center at West Hillcrest Waco - Employee of Hopkins County Memorial Hospital “Hopkins County Memorial Hospital, Sulphur Springs” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Hopkins County Memorial Hospital - Employee of Hudspeth Memorial Hospital “Hudspeth Memorial Hospital, Sonora” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Hudspeth Memorial Hospital - Employee of Huguley Memorial Medical Center “Huguley Memorial Medical Center, Ft. Worth” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Huguley Memorial Medical Center - Employee of Hunt Memorial Hospital District “Hunt Memorial Hospital District, Greenville” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Hunt Memorial Hospital District - Employee of Huntsville Memorial Hospital “Huntsville Memorial Hospital, Huntsville” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Huntsville Memorial Hospital - Employee of Jackson Healthcare County Hospital “Jackson Healthcare County Hospital, Edna” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Jackson Healthcare County Hospital - Employee of Kimble Hospital “Kimble Hospital, Junction” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Kimble Hospital - Employee of King's Daughter Hospital “King's Daughter Hospital, Temple” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of King's Daughter Hospital - Employee of Kingwood Medical Center “Kingwood Medical Center, Kingwood” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Kingwood Medical Center - Employee of Kruse Memorial Lutheran Village “Kruse Memorial Lutheran Village, Brenham” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Kruse Memorial Lutheran Village - Employee of Laird Memorial Hospital “Laird Memorial Hospital, Kilgore” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Laird Memorial Hospital - Employee of Lake Grandbury Medical Center “Lake Grandbury Medical Center, Granbury” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Lake Grandbury Medical Center - Employee of Lake Whitney Medical Center “Lake Whitney Medical Center, Whitney” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Lake Whitney Medical Center - Employee of Lakes Regional Medical Center “Lakes Regional Medical Center, Jasper” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Lakes Regional Medical Center - Employee of Laurel Ridge Treatment Center “Laurel Ridge Treatment Center, San Antonio” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Laurel Ridge Treatment Center - Employee of Leeland Medical Plaza “Leeland Medical Plaza, Garland” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Leeland Medical Plaza - Employee of Limestone Medical Center “Limestone Medical Center, Groesbeck” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Limestone Medical Center - Employee of Mary Shiels Hospital “Mary Shiels Hospital, Dallas” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Mary Shiels Hospital - Employee of McKenna Health System “McKenna Health System, New Braunfels” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of McKenna Health System - Employee of Meadow Pines Hospital “Meadow Pines Hospital, Longview” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Meadow Pines Hospital - Employee of Medical Center of Winnie “Medical Center of Winnie” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Medical Center of Winnie - Employee of Medical Center “Medical Center, Terrell” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Medical Center - Employee of Medical City of Lewisville “Medical City of Lewisville” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Medical City of Lewisville - Employee of Medical City of Plano “Medical City of Plano” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Medical City of Plano - Employee of Medical Plaza Medical Center “Medical Plaza Medical Center, Ft Worth” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Medical Plaza Medical Center - Employee of Medina Community Hospital “Medina Community Hospital, Hondo” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Medina Community Hospital - Employee of Memorial Hermann Fort Bend Hospital “Memorial Hermann Fort Bend Hospital” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Memorial Hermann Fort Bend Hospital - Employee of Memorial Hermann Katy Hospital “Memorial Hermann Katy Hospital” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Memorial Hermann Katy Hospital - Employee of Memorial Hospital of Livingston “Memorial Hospital of Livingston, Livingston” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Memorial Hospital of Livingston - Employee of Memorial Hospital “Memorial Hospital, Kermit” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Memorial Hospital - Employee of Memorial Medical Center “Memorial Medical Center, San Augustine” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Memorial Medical Center - Employee of Mercy Regional Medical Center “Mercy Regional Medical Center, Laredo” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Mercy Regional Medical Center - Employee of Mesquite Community Hospital “Mesquite Community Hospital, Mesquite” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Mesquite Community Hospital - Employee of Nacogdoches Medical Center “Nacogdoches Medical Center, Nacogdoches” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Nacogdoches Medical Center - Employee of Navarro Regional Hospital “Navarro Regional Hospital, Corsicana” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Navarro Regional Hospital - Employee of North Houston Medical Center “North Houston Medical Center, Houston” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of North Houston Medical Center - Employee of North Runnels Hospital “North Runnels Hospital, Winters” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of North Runnels Hospital - Employee of North Texas Medical Center “North Texas Medical Center, Gainesville” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of North Texas Medical Center - Employee of Northeast Community Hospital “Northeast Community Hospital, Bedford” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Northeast Community Hospital - Employee of Northwest Texas Healthcare System “Northwest Texas Healthcare System, Amarillo” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Northwest Texas Healthcare System - Employee of OakBend Medical Center “OakBend Medical Center, Richmond” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of OakBend Medical Center - Employee of Otto-Kaiser Memorial “Otto-Kaiser Memorial, Kenedy” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Otto-Kaiser Memorial - Employee of Palo Pinto General Hospital “Palo Pinto General Hospital, Mineral Wells” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Palo Pinto General Hospital - Employee of Park Place Medical Center “Park Place Medical Center, Port Arthur” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Park Place Medical Center - Employee of Parkview Hospital “Parkview Hospital, Wheeler” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Parkview Hospital - Employee of Parkview Regional Hospital “Parkview Regional Hospital, Mexia” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Parkview Regional Hospital - Employee of Pecos County Memorial Hospital “Pecos County Memorial Hospital, Ft. Stockton” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Pecos County Memorial Hospital - Employee of Plaza Specialty Hospital “Plaza Specialty Hospital, Dallas” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Plaza Specialty Hospital - Employee of Red River Hospital “Red River Hospital, Wichita Falls” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Red River Hospital - Employee of Refugio County Memorial Hospital “Refugio County Memorial Hospital, Refugio” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Refugio County Memorial Hospital - Employee of Rice Medical Center “Rice Medical Center, Eagle Lake” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Rice Medical Center - Employee of Richards Memorial Hospital “Richards Memorial Hospital, Rockdale” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Richards Memorial Hospital - Employee of Richardson Regional Medical Center “Richardson Regional Medical Center, Richardson” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Richardson Regional Medical Center - Employee of River Oaks Convalescent Center “River Oaks Convalescent Center, Columbus” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of River Oaks Convalescent Center - Employee of Rolling Plains Memorial Hospital “Rolling Plains Memorial Hospital, Sweetwater” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Rolling Plains Memorial Hospital - Employee of Rollins Brook Community Hospital “Rollins Brook Community Hospital, Lampasas” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Rollins Brook Community Hospital - Employee of Schleicher County Medical Center “Schleicher County Medical Center, Eldorado” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Schleicher County Medical Center - Employee of Seton Highland Lakes “Seton Highland Lakes, Burnet” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Seton Highland Lakes - Employee of Smithville Regional Hospital “Smithville Regional Hospital, Smithville” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Smithville Regional Hospital - Employee of Southwest General Hospital “Southwest General Hospital, San Antonio” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Southwest General Hospital - Employee of Spohn Bee County Hospital “Spohn Bee County Hospital, Beeville” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Spohn Bee County Hospital - Employee of Spring Branch Medical Center “Spring Branch Medical Center, Houston” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Spring Branch Medical Center - Employee of St. Joseph Regional Health Center “St. Joseph Regional Health Center, Bryan” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of St. Joseph Regional Health Center - Employee of Stamford Memorial Hospital “Stamford Memorial Hospital, Stamford” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Stamford Memorial Hospital - Employee of Starr County Memorial Hospital “Starr County Memorial Hospital, Rio Grande City” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Starr County Memorial Hospital - Employee of Sweeny Community Hospital “Sweeny Community Hospital, Sweeny” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Sweeny Community Hospital - Employee of Tallyho Plastics, Inc. “Tallyho Plastics, Inc., Jacksonville” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Tallyho Plastics, Inc. - Employee of Texas Health Harris Methodist Hospital Cleburne “Texas Health Harris Methodist Hospital Cleburne, Cleburne” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Texas Health Harris Methodist Hospital Cleburne - Employee of Texas Hospital Association “Texas Hospital Association” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Texas Hospital Association - Employee of Texas National Guard “Texas National Guard” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Texas National Guard - Employee of Texas Nurses Association “Texas Nurses Association” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Texas Nurses Association - Employee of Texas Osteopathic Medical Association “Texas Osteopathic Medical Association” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Texas Osteopathic Medical Association - Employee of Texoma Healthcare System “Texoma Healthcare System, Denison” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Texoma Healthcare System - Employee of Trinity Lutheran Home “Trinity Lutheran Home” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Trinity Lutheran Home - Employee of Twelve Oaks Hospital “Twelve Oaks Hospital, Houston” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Twelve Oaks Hospital - Employee of Tyler County Hospital “Tyler County Hospital, Woodville” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Tyler County Hospital - Employee of Valley Regional Medical Center “Valley Regional Medical Center, Brownsville” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Valley Regional Medical Center - Employee of Warm Springs Rehabilitation Hospital “Warm Springs Rehabilitation Hospital, San Antonio” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Warm Springs Rehabilitation Hospital - Employee of Westbury Hospital “Westbury Hospital, Houston” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Westbury Hospital - Employee of Wise Regional Health System “Wise Regional Health System” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Wise Regional Health System - Employee of Yoakum Community Hospital “Yoakum Community Hospital, Denver City” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Yoakum Community Hospital - Employee of Texas National Guard, Civilian “Texas National Guard, Civilian” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Employee of Texas National Guard, Civilian ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Member of Texas Consumer Council “I am a Texas resident and an existing member of or agree to join the Texas Consumer Council (TXCC) .” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Member of Texas Consumer Council ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member family “You're also eligible for membership if someone in your family is already a member of UHCU.” > [source ↗](https://www.uhcu.org/about-us/open-an-account) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for United Heritage Credit Union? Yes No ## Work at United Heritage Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where United Heritage Credit Union ranks against Texas peers. - See which AI assistants fetched United Heritage Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=united-heritage&state=texas&code=TX&name=United%20Heritage%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does United Heritage Credit Union offer? United Heritage Credit Union currently offers mortgage, and Auto loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are United Heritage Credit Union rates updated? RateAPI verifies United Heritage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get United Heritage Credit Union's rate data? Rate data is collected directly from United Heritage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join United Heritage Credit Union? United Heritage Credit Union publishes its membership criteria on its own website. RateAPI tracks 207 published membership paths covering 18 counties, 133 employers and 1 association for United Heritage Credit Union, each quoted from United Heritage Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare United Heritage Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas mortgage rate leaders](https://rateapi.dev/mortgage-rates/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.uhcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track United Heritage Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for United Heritage Credit Union curl "https://api.rateapi.dev/credit-unions/texas /united-heritage " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## United Heritage Credit Union locations Search, filter, and browse all 12 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/united-heritage Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp