--- title: "United Energy Credit Union Rates & Who Can Join - Texas" description: "United Energy Credit Union is a credit union in Texas. Rate data is being verified. See who can join United Energy Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/united-energy" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # United Energy Credit Union Rates & Who Can Join - Texas No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. United Energy Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/united-energy) , verified from [United Energy Credit Union's official website](https://unitedenergycu.com/) Loading branch locator… ## About United Energy Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.4K Assets $30.3M Founded 1934 Locations reported 3 NCUA charter 67493 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial counseling Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Navy Federal Credit Union** Humble TX · Humble · TX · 77338 About 0.6 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Chartway** Humble · Humble · TX · 77338-4090 About 0.6 miles away](https://rateapi.dev/credit-unions/virginia/chartway) [**Houston Belt & Terminal** Houston Belt & Terminal FCU · Humble · TX · 77338-3573 About 0.7 miles away](https://rateapi.dev/credit-unions/texas/houston-belt-terminal) [**Priority Trust** Humble Branch · Humble · TX · 77338-4384 About 1.3 miles away](https://rateapi.dev/credit-unions/texas/priority-trust) [**F A A** Houston Branch · Houston · TX · 77032-6514 About 4.0 miles away](https://rateapi.dev/credit-unions/tennessee/f-a-a) [**Shell** Wilson · Humble · TX · 77396 About 5.6 miles away](https://rateapi.dev/credit-unions/texas/shell) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join United Energy Credit Union Membership eligibility from United Energy Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on United Energy Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer CenterPoint Energy, Reliant Energy Verified from [United Energy Credit Union's membership page](https://unitedenergycu.com/membership) . Final membership determination is always made by the credit union. ## Membership rules for United Energy Credit Union Employers 4 · Family 5 published paths to membership, last verified August 21, 2026, quoted from United Energy Credit Union’s own published criteria. ### Employers 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of CenterPoint Energy “Active or retired CenterPoint Energy employees” > [source ↗](https://unitedenergycu.com/membership) - Employee of CenterPoint Energy - Retired employee of CenterPoint Energy “Active or retired CenterPoint Energy employees” > [source ↗](https://unitedenergycu.com/membership) - Retiree of CenterPoint Energy - Employee of Reliant Energy “Active or retired Reliant Energy employees” > [source ↗](https://unitedenergycu.com/membership) - Employee of Reliant Energy - Retired employee of Reliant Energy “Active or retired Reliant Energy employees” > [source ↗](https://unitedenergycu.com/membership) - Retiree of Reliant Energy ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, children, brothers, sisters, aunts, uncles, nieces, nephews, cousins, parents, grandparents, grandchildren, great grandchildren “Family members of any current members including: Spouse Children Brothers/Sisters Aunts/Uncles Nieces/Nephews Cousins Parents/Grandparents Grandchildren/Great grandchildren” > [source ↗](https://unitedenergycu.com/membership) - Family member (spouse, children, brothers, sisters, aunts, uncles, nieces, nephews, cousins, parents, grandparents, grandchildren, great grandchildren) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for United Energy Credit Union? Yes No ## Work at United Energy Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where United Energy Credit Union ranks against Texas peers. - See which AI assistants fetched United Energy Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=united-energy&state=texas&code=TX&name=United%20Energy%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does United Energy Credit Union offer? United Energy Credit Union is a credit union in Texas. Rate data is currently being verified. ### How often are United Energy Credit Union rates updated? RateAPI verifies United Energy Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get United Energy Credit Union's rate data? Rate data is collected directly from United Energy Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join United Energy Credit Union? United Energy Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 4 employers for United Energy Credit Union, each quoted from United Energy Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare United Energy Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://unitedenergycu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track United Energy Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for United Energy Credit Union curl "https://api.rateapi.dev/credit-unions/texas /united-energy " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## United Energy Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/united-energy Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp