--- title: "Union Square Credit Union Rates (Nov 2026): CDs to 4.24%" description: "Union Square Credit Union rates today: savings & CDs up to 4.24% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Union Square Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/union-square" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Union Square Credit Union Rates (Nov 2026): CDs to 4.24% ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New & Used Auto Loan Rates (60 Months or Less)** auto_any_60mo | — APR | 5.740% | 60 mo · any | Standard | | **New & Used Auto Loan Rates (61 - 84 Months)** auto_any_84mo | — APR | 5.990% | 84 mo · any | Standard | | **Featured Rates (Auto Loans)** auto | — APR | 6.740% | — | Standard | | **RV & Boat Loan (60 Months or Less; RV & Boat Loans)** rv_any_60mo | — APR | 7.740% | 60 mo | Standard | Union Square Credit Union auto & vehicle rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Loan (12 - 60 Mo.)** credit_card | — APR | 8.000% | — | Standard | Union Square Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 31 offers | Product | Published | Rate | Term / condition | Status | | **Shares / Regular & IRA (IRA Shares)** ira | — APY | 0.10% | — | Standard | | **Share Certificates (CD s (91 Days)** share_certificate | 0.75% APY | 0.75% | — | Standard | | **IRA Certificate (91 Days)** ira_cd | 0.75% APY | 0.75% | — | Standard | | **91 Days** savings | — APY | 0.75% | — | Standard | | **Money Market ($2,500–$25,000)** money_market | — APY | 1.00% | — | Standard | | **Money Market ($25,000.01–$100,000)** money_market | — APY | 1.25% | — | Standard | | **Money Market ($100,000.01–$500,000)** money_market | — APY | 1.50% | — | Standard | | **Money Market ($500,000.01+)** money_market | — APY | 1.75% | — | Standard | | **Featured Rates (Money Market)** money_market | — APY | 1.76% | — | Standard | | **18-Month IRA Certificate** ira_cd_18mo | 2.53% APY | 2.50% | 18 mo | Standard | | **Share Certificates (CD s (18 Months)** share_certificate_18mo | 2.53% APY | 2.50% | 18 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 2.53% | 18 mo | Standard | | **Share Certificates (CD s (4 Years)** share_certificate_48mo | 2.79% APY | 2.75% | 48 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 2.79% | 48 mo | Standard | | **48-Month IRA Certificate** ira_cd_48mo | 2.79% APY | 2.75% | 48 mo | Standard | | **Share Certificates (CD s (5 Years)** share_certificate_60mo | 2.94% APY | 2.90% | 60 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 2.94% | 60 mo | Standard | | **60-Month IRA Certificate** ira_cd_60mo | 2.94% APY | 2.90% | 60 mo | Standard | | **Share Certificates (CD s (6 Months)** share_certificate_6mo | 3.72% APY | 3.65% | 6 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.72% | 6 mo | Standard | | **6-Month IRA Certificate** ira_cd_6mo | 3.72% APY | 3.65% | 6 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | 3.77% APY | 3.70% | 12 mo | Standard | | **Share Certificates (CD s (1 Year)** share_certificate_12mo | 3.77% APY | 3.70% | 12 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.77% | 12 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 4.08% | 24 mo | Standard | | **Share Certificates (CD s (2 Years)** share_certificate_24mo | 4.08% APY | 4.00% | 24 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | 4.08% APY | 4.00% | 24 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | 4.24% APY | 4.15% | 36 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 4.24% | 36 mo | Standard | | **Featured Rates (Share Certificates (CD s ))** share_certificate | — APY | 4.24% | — | Standard | | **Share Certificates (CD s (3 Years)** share_certificate_36mo | 4.24% APY | 4.15% | 36 mo | Standard | Union Square Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 4.24% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/union-square) , verified from [Union Square Credit Union's official website](https://www.unionsquare.org/) Loading branch locator… ## About Union Square Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 35.4K Assets $599.4M Founded 1957 Locations reported 5 NCUA charter 68664 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Texoma Community** Downtown Branch · Wichita Falls · TX · 76301 About 0.8 miles away](https://rateapi.dev/credit-unions/texas/texoma-community) [**Midwestern State University** Midwestern State University Credit Union · Wichita Falls · TX · 76308 About 2.9 miles away](https://rateapi.dev/credit-unions/texas/midwestern-state-university) [**Wichita Falls** WFFCU - Seymour · Wichita Falls · TX · 76301 About 3.0 miles away](https://rateapi.dev/credit-unions/texas/wichita-falls) [**Postel Family** Maplewood · Wichita Falls · TX · 76308 About 4.0 miles away](https://rateapi.dev/credit-unions/texas/postel-family) [**Wichita Falls Teachers** Wichita Falls Teachers Federal Credit Union · Wichita Falls · TX · 76310 About 6.1 miles away](https://rateapi.dev/credit-unions/texas/wichita-falls-teachers) [**Secured Advantage** Iowa Park · Iowa Park · TX · 76367-1180 About 12.1 miles away](https://rateapi.dev/credit-unions/south-carolina/secured-advantage) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Union Square Credit Union Membership eligibility from Union Square Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Union Square Credit Union's website. Check the membership page below to confirm whether you qualify. - Location archer, baylor, clay, wichita, wilbarger, cotton, tillman — TX, OK - Association American Red Cross—North Texas Region, Texas Consumer Council, American Red Cross – Oklahoma Region Verified from [Union Square Credit Union's membership page](https://www.unionsquare.org/about-us/become-a-member/) . Final membership determination is always made by the credit union. ## Membership rules for Union Square Credit Union Geography 7 counties · Employers · Associations 3 · Family 2 34 published paths to membership, last verified November 8, 2026, quoted from Union Square Credit Union’s own published criteria. ### Geography 7 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Archer County, TX - Baylor County, TX - Clay County, TX - Cotton County, OK - Tillman County, OK - Wichita County, TX - Wilbarger County, TX “Persons who live, work, worship, or attend school in Archer, Baylor, Clay, Wichita, or Wilbarger Counties, Texas; or Cotton or Tillman Counties, Oklahoma.” > [source ↗](https://www.unionsquare.org/about-us/become-a-member/) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of Union Square Credit Union “The field of membership also includes employees of the credit union” > [source ↗](https://www.unionsquare.org/about-us/become-a-member/) - Employee of Union Square Credit Union ### Associations 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Member of American Red Cross—North Texas Region - Lives in state:TX “Members of the American Red Cross—North Texas Region who reside within the State of Texas.” > [source ↗](https://www.unionsquare.org/about-us/become-a-member/) - Member of American Red Cross—North Texas Region and Lives in TX - Member of Texas Consumer Council - Lives in state:TX “Voting members and employees of the Texas Consumer Council who reside within the State of Texas.” > [source ↗](https://www.unionsquare.org/about-us/become-a-member/) - Member of Texas Consumer Council and Lives in TX - Member of American Red Cross – Oklahoma Region - Lives in state:OK “Members of the American Red Cross – Oklahoma Region who reside within the State of Oklahoma.” > [source ↗](https://www.unionsquare.org/about-us/become-a-member/) - Member of American Red Cross – Oklahoma Region and Lives in OK ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family Of Deceased surviving spouse “Spouses of persons who died while within the field of membership of this credit union.” > [source ↗](https://www.unionsquare.org/about-us/become-a-member/) - Family member (surviving spouse) of a deceased eligible person - Family of a member family “and members of the family of such persons.” > [source ↗](https://www.unionsquare.org/about-us/become-a-member/) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Union Square Credit Union? Yes No ## Work at Union Square Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Union Square Credit Union ranks against Texas peers. - See which AI assistants fetched Union Square Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=union-square&state=texas&code=TX&name=Union%20Square%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Union Square Credit Union offer? Union Square Credit Union currently offers vehicle loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Union Square Credit Union rates updated? RateAPI verifies Union Square Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Union Square Credit Union's rate data? Rate data is collected directly from Union Square Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Union Square Credit Union's best CD rate? As of November 12, 2026, Union Square Credit Union offers savings and certificate (CD) yields up to 4.24% APY. ### Who can join Union Square Credit Union? Union Square Credit Union publishes its membership criteria on its own website. RateAPI tracks 34 published membership paths covering 7 counties, 1 employer and 3 associations for Union Square Credit Union, each quoted from Union Square Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Union Square Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.unionsquare.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Union Square Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Union Square Credit Union curl "https://api.rateapi.dev/credit-unions/texas /union-square " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Union Square Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/union-square Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp