--- title: "Txdot Credit Union Rates - Texas" description: "Current vehicle loan, personal loan, and savings & cd rates from Txdot Credit Union in Texas. Updated daily with source verification. See who can join Txdot Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/txdot" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Txdot Credit Union Rates - Texas ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **72-Month New Auto Loan (2026–2027)** auto_new_72mo | — APR | 5.000% | 72 mo · new | Standard | | **84-Month New Auto Loan** auto_new_84mo | — APR | 5.000% | 84 mo · new | Standard | | **60-Month Used Auto Loan (2022–2026)** auto_used_60mo | — APR | 5.250% | 60 mo · used | Standard | | **60-Month Used Auto Loan** auto_used_60mo | — APR | 5.750% | 60 mo · used | Standard | | **96-Month New RV Loan** rv_new_96mo | — APR | 7.500% | 96 mo · new | Standard | | **84-Month Used RV Loan** rv_used_84mo | — APR | 8.250% | 84 mo · used | Standard | Txdot Credit Union auto & vehicle rates as of November 2, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Share-Secured Loan** personal_secured_36mo | — APR | 3.000% | 36 mo | Standard | | **48-Month Debt Consolidation Loan** personal_unsecured_48mo | — APR | 9.000% | 48 mo | Standard | | **36-Month Personal Loan** personal_unsecured_36mo | — APR | 10.000% | 36 mo | Standard | Txdot Credit Union personal loan rates as of November 2, 2026 ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Average Daily Balance: $25.00 to $100.00** savings | — APY | 0.10% | — | Standard | | **Savings** share_savings | — APY | 0.10% | — | Standard | | **Average Daily Balance: $100.01 to $1,000.00** savings | — APY | 0.20% | — | Standard | | **Average Daily Balance: $1,000.01 to $500,000.00** savings | — APY | 0.30% | — | Standard | | **IRA Account ( as declared for the 1st quarter of 2026 )** ira | — APY | 1.00% | — | Standard | | **24-Month Certificate ($25,000+)** share_certificate_24mo | — APY | 3.40% | 24 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.50% | 6 mo | Standard | | **6-Month Certificate ($500+)** share_certificate_6mo | — APY | 3.50% | 6 mo | Standard | | **12-Month Certificate ($1,000+)** share_certificate_12mo | — APY | 3.75% | 12 mo | Standard | Txdot Credit Union savings & cd rates as of November 2, 2026 Txdot Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/txdot) , verified from [Txdot Credit Union's official website](https://www.txdotcu.com/) Loading branch locator… ## About Txdot Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.9K Assets $17.6M Founded 1971 Locations reported 3 NCUA charter 67439 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Financial counseling - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Sweetwater Regional** TxDot Credit Union · Abilene · TX · 79601 About 8.3 miles away](https://rateapi.dev/credit-unions/texas/sweetwater-regional) [**University** ACU Banking Hub · Abilene · TX · 79601 About 8.4 miles away](https://rateapi.dev/credit-unions/california/university) [**Abilene Teachers** EN10th · Abilene · TX · 79601-4635 About 8.6 miles away](https://rateapi.dev/credit-unions/texas/abilene-teachers) [**Communities of Abilene** Main · Abilene · TX · 79603 About 10.9 miles away](https://rateapi.dev/credit-unions/texas/communities-of-abilene) [**First Priority** First Priority Credit Union Single Branch · Abilene · TX · 79605 About 12.8 miles away](https://rateapi.dev/credit-unions/texas/first-priority) [**Citizens** Abilene Branch · Abilene · TX · 79605-4733 About 12.9 miles away](https://rateapi.dev/credit-unions/texas/citizens) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Txdot Credit Union Membership eligibility from Txdot Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Txdot Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Texas Department of Transportation, Texas Department of Public Safety, Motor Vehicles, Taylor County Sheriff’s Department, any business or organization included with this field of membership Verified from [Txdot Credit Union's membership page](https://txdotcu.com/about-us/) . Final membership determination is always made by the credit union. ## Membership rules for Txdot Credit Union Employers 5 · Family 2 7 published paths to membership, last verified August 27, 2026, quoted from Txdot Credit Union’s own published criteria. ### Employers 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Texas Department of Transportation “Employees of the Texas Department of Transportation, Texas Department of Public Safety and Motor Vehicles who live in or work in Taylor, Jones, Mitchell, Haskell, Fisher, Nolan, Shackelford, Stonewall, Howard, Borden, Kent, Scurry, Andrews, Crane, Ector, Loving, Martin, Midland, Pecos, Reeves,…” > [source ↗](https://txdotcu.com/about-us/) - Employee of Texas Department of Transportation - Employee of Texas Department of Public Safety “Employees of the Texas Department of Transportation, Texas Department of Public Safety and Motor Vehicles who live in or work in Taylor, Jones, Mitchell, Haskell, Fisher, Nolan, Shackelford, Stonewall, Howard, Borden, Kent, Scurry, Andrews, Crane, Ector, Loving, Martin, Midland, Pecos, Reeves,…” > [source ↗](https://txdotcu.com/about-us/) - Employee of Texas Department of Public Safety - Employee of Motor Vehicles “Employees of the Texas Department of Transportation, Texas Department of Public Safety and Motor Vehicles who live in or work in Taylor, Jones, Mitchell, Haskell, Fisher, Nolan, Shackelford, Stonewall, Howard, Borden, Kent, Scurry, Andrews, Crane, Ector, Loving, Martin, Midland, Pecos, Reeves,…” > [source ↗](https://txdotcu.com/about-us/) - Employee of Motor Vehicles - Employee of Taylor County Sheriff’s Department “employees of Taylor County Sheriff’s Department are eligible to join TxDOT Credit Union.” > [source ↗](https://txdotcu.com/about-us/) - Employee of Taylor County Sheriff’s Department - Retired employee of any business or organization included with this field of membership “Persons who are receiving retirements, pensions or other benefits as a result of prior employment by any business or organization included with this field of membership are eligible to join TxDOT Credit Union.” > [source ↗](https://txdotcu.com/about-us/) - Retiree of any business or organization included with this field of membership ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member blood relative, spouse, relative by adoption “Anyone related by blood, marriage or adoption to an existing member is eligible to join TxDOT Credit Union.” > [source ↗](https://txdotcu.com/about-us/) - Family member (blood relative, spouse, relative by adoption) of a member - Family of a member relative “Anyone related by blood, marriage or adoption to an existing member is eligible to join TxDOT Credit Union.” > [source ↗](https://txdotcu.com/about-us/) - Family member (relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Txdot Credit Union? Yes No ## Work at Txdot Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Txdot Credit Union ranks against Texas peers. - See which AI assistants fetched Txdot Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=txdot&state=texas&code=TX&name=Txdot%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Txdot Credit Union offer? Txdot Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 2, 2026 directly from the credit union's official website. ### How often are Txdot Credit Union rates updated? RateAPI verifies Txdot Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 2, 2026. ### Where does RateAPI get Txdot Credit Union's rate data? Rate data is collected directly from Txdot Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Txdot Credit Union? Txdot Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 5 employers for Txdot Credit Union, each quoted from Txdot Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Txdot Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.txdotcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Txdot Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Txdot Credit Union curl "https://api.rateapi.dev/credit-unions/texas /txdot " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Txdot Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/txdot Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp