--- title: "The People's Credit Union Rates - Texas" description: "Current personal loan rates from The People's Credit Union in Texas. Updated daily with source verification. See who can join The People's Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/the-peoples" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # The People's Credit Union Rates - Texas ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 2.000% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 11.000% | — | Standard | The People's Credit Union personal loan rates as of November 12, 2026 The People's Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/the-peoples) , verified from [The People's Credit Union's official website](https://tpfcu.com/) Loading branch locator… ## About The People's Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 18.7K Assets $224.7M Founded 1953 Locations reported 5 NCUA charter 8290 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Bilingual services - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Education** Badger Smart Branch · Amarillo · TX · 79109 Branch in the same ZIP](https://rateapi.dev/credit-unions/texas/education) [**ACFCU** Western · Amarillo · TX · 79110 About 1.4 miles away](https://rateapi.dev/credit-unions/texas/acfcu) [**Access Community** Paramount Financial Center · Amarillo · TX · 79109 About 1.6 miles away](https://rateapi.dev/credit-unions/texas/access-community) [**Texas Plains** Amarillo Branch · Amarillo · TX · 79118-5262 About 1.8 miles away](https://rateapi.dev/credit-unions/texas/texas-plains) [**Santa Fe** Hillside Branch · Amarillo · TX · 79119 About 2.6 miles away](https://rateapi.dev/credit-unions/texas/santa-fe) [**City** CITY FEDERAL CREDIT UNION · AMARILLO · TX · 79101-3637 About 4.0 miles away](https://rateapi.dev/credit-unions/texas/city) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join The People's Credit Union Membership eligibility from The People's Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on The People's Credit Union's website. Check the membership page below to confirm whether you qualify. - Location deaf smith — TX Verified from [The People's Credit Union's membership page](https://tpfcu.com/blog/can-anyone-join-a-credit-union/) . Final membership determination is always made by the credit union. ## Membership rules for The People's Credit Union Geography 1 county · Family 2 17 published paths to membership, last verified August 27, 2026, quoted from The People's Credit Union’s own published criteria. ### Geography 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Amarillo, TX - Canyon, TX - Childress, TX - Deaf Smith County, TX - Hereford, TX “Live, work, or worship in Canyon, Childress, Hereford, parts of Amarillo, or Deaf Smith County, Texas” > [source ↗](https://tpfcu.com/blog/can-anyone-join-a-credit-union/) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member family member “Have a family member who is already a TPFCU member” > [source ↗](https://tpfcu.com/blog/can-anyone-join-a-credit-union/) - Family member (family member) of a member - Family of a member family “Have a family member who is already a TPFCU member” > [source ↗](https://tpfcu.com/blog/can-anyone-join-a-credit-union/) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for The People's Credit Union? Yes No ## Work at The People's Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where The People's Credit Union ranks against Texas peers. - See which AI assistants fetched The People's Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=the-peoples&state=texas&code=TX&name=The%20People's%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does The People's Credit Union offer? The People's Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are The People's Credit Union rates updated? RateAPI verifies The People's Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get The People's Credit Union's rate data? Rate data is collected directly from The People's Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join The People's Credit Union? The People's Credit Union publishes its membership criteria on its own website. RateAPI tracks 17 published membership paths covering 1 county for The People's Credit Union, each quoted from The People's Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare The People's Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://tpfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track The People's Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for The People's Credit Union curl "https://api.rateapi.dev/credit-unions/texas /the-peoples " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## The People's Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/the-peoples Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp