Texoma Community

wichita falls, Texas
Last verified: July 15, 2026

As of July 15, 2026, Texoma Community offers a savings mortgage at 0.05% APR (0.049% rate, 0 points). Auto loans available from 6.24% APR. Personal loan rates from 8.9% APR.

Source: RateAPI.dev, verified from Texoma Community's official website

Who Can Join Texoma Community

Membership eligibility from Texoma Community's own published criteria. How we verify this.

Membership criteria are published on Texoma Community's website. Check the membership page below to confirm whether you qualify.

Verified from Texoma Community's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 15, 2026

savings
0.050% APR
Rate0.049%
Points0
Cashtastic Checking - Non-Qualifying Accounts
share_certificate_3mo
0.100% APR
Rate0.100%
Points0
3 Month Share Certificate
savings
0.100% APR
Rate0.100%
Points0
Christmas Club
money_market
0.100% APR
Rate0.100%
Points0
MMA Savings
savings
0.100% APR
Rate0.100%
Points0
Money Manager Gold Checking
money_market
0.100% APR
Rate0.100%
Points0
Money Market Checking
savings
0.100% APR
Rate0.100%
Points0
Regular Savings
savings
0.250% APR
Rate0.240%
Points0
Cashtastic Checking - Qualifying Over $10,000
ira
2.015% APR
Rate2.000%
Points0
IRA Shares up to $50,000
money_market
2.018% APR
Rate2.000%
Points0
MMA Platinum ($50,000 – $99,999)
share_certificate_36mo
2.785% APR
Rate2.750%
Points0
3 Year Share Certificate
share_certificate_48mo
2.785% APR
Rate2.750%
Points0
4 Year Share Certificate
share_certificate_60mo
2.785% APR
Rate2.750%
Points0
5 Year Share Certificate
savings
3.000% APR
Rate3.000%
Points0
Cash Back Checking - Qualifying up to $400 in purchases
ira
3.034% APR
Rate3.000%
Points0
IRA Shares Over $50,000
money_market
3.042% APR
Rate3.000%
Points0
MMA Platinum ($100,000 and up)
share_certificate_24mo
3.299% APR
Rate3.250%
Points0
2 Year Share Certificate
savings
3.510% APR
Rate3.510%
Points0
Cashtastic Checking
savings
3.510% APR
Rate3.450%
Points0
Cashtastic Checking - Qualifying Up to $10,000
share_certificate_6mo
3.629% APR
Rate3.570%
Points0
6 Month Share Certificate
share_certificate_12mo
3.660% APR
Rate3.600%
Points0
1 Year Share Certificate
cd
3.660% APR
Rate3.660%
Points0
Certificates

Auto Loan Rates

Rates as of July 15, 2026

auto
6.240% APR
Rate6.240%
Auto Loans

Personal Loan Rates

Rates as of July 15, 2026

personal_unsecured
8.900% APR
Rate8.900%
Signature Loans

Frequently Asked Questions

What rates does Texoma Community offer?

Texoma Community currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Texoma Community rates updated?

RateAPI verifies Texoma Community's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Texoma Community's rate data?

Rate data is collected directly from Texoma Community's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Texoma Community's mortgage rate?

As of July 15, 2026, Texoma Community offers a savings mortgage at 0.05% APR.

What is Texoma Community's auto loan rate?

As of July 15, 2026, Texoma Community offers auto loans from 6.24% APR.

Related Rate Data

Compare Texoma Community's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Texoma Community
curl "https://api.rateapi.dev/credit-unions/texas/texoma-community" \
  -H "Authorization: Bearer YOUR_API_KEY"