--- title: "Texhillco School Employees Credit Union Rates: Vehicle 4.75%" description: "Texhillco School Employees Credit Union rates today: vehicle loans from 4.75% APR, personal loans from 9.25% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Texhillco School Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/texhillco-school-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Texhillco School Employees Credit Union Rates: Vehicle 4.75% ### Auto & vehicle rates 8 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | 4.750% APR | 4.750% | new | Standard | | **Up to 60-Month Used Auto Loan** auto_used_60mo | 4.750% APR | 4.750% | 60 mo · used | Standard | | **New Vehicle 73-84 Months** auto_new_84mo | 5.750% APR | 5.750% | 84 mo · new | Standard | | **Used Vehicle 73-84 Months** auto_used_84mo | 5.750% APR | 5.750% | 84 mo · used | Standard | | **Used RV Loan** rv_used | 7.000% APR | 7.000% | used | Standard | | **New Recreational Veh to 84 mos** powersports_new_84mo | 7.000% APR | 7.000% | 84 mo · new | Standard | | **New Recreational 85+ Months** powersports_new | 7.990% APR | 7.990% | new | Standard | | **Used Recreational 85+ months** powersports_used | 7.990% APR | 7.990% | used | Standard | Texhillco School Employees Credit Union auto & vehicle rates as of November 11, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Personal Loan up to $45K** personal_unsecured | 9.250% APR | 9.250% | — | Standard | | **Personal Line of Credit** ploc_variable | 9.500% APR | 9.500% | — | Standard | | **Personal Loan Consolidation** personal_unsecured | 12.000% APR | 12.000% | — | Standard | Texhillco School Employees Credit Union personal loan rates as of November 11, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Master Card Credit Card** credit_card | 12.490% APR | 12.490% | — | Standard | Texhillco School Employees Credit Union credit card rates as of November 11, 2026 Vehicle loans available from 4.75% APR. Personal loan rates from 9.25% APR. Credit card rates from 12.49% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/texhillco-school-employees) , verified from [Texhillco School Employees Credit Union's official website](https://texhillco.org/) Best product position **Better than the Texas median** used-car loan Gap to state best **11 bp** 11 bp from state best Vs. state median **74 bp better than median** used-car loan Products ranked **3** across tracked Texas markets | Product | Published APR | Position | Vs. state best | Vs. state median | | new-car loan | 4.75% | Better than the Texas median | 101 bp from state best | 45 bp better than median | | used-car loan | 4.75% | Better than the Texas median | 11 bp from state best | 74 bp better than median | | personal loan | 9.25% | Better than the Texas median | 725 bp from state best | 74 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Texhillco School Employees Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=texhillco-school-employees&state=texas&code=TX&name=Texhillco%20School%20Employees%20Credit%20Union) Loading branch locator… ## About Texhillco School Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.8K Assets $27.1M Founded 1957 Locations reported 2 NCUA charter 11576 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Kerr County** Central Branch · Kerrville · TX · 78028-5380 About 1.6 miles away](https://rateapi.dev/credit-unions/texas/kerr-county) [**randolph-brooks** Kerrville · Kerrville · TX · 78028-2643 About 3.2 miles away](https://rateapi.dev/credit-unions/texas/randolph-brooks) [**Security Service** Boerne · Boerne · TX · 78006-2958 About 31.5 miles away](https://rateapi.dev/credit-unions/texas/security-service) [**Credit Human** Shaenfield Financial Health Center · San Antonio · TX · 78254 About 43.7 miles away](https://rateapi.dev/credit-unions/texas/credit-human) [**Soarion** Braun Pointe · San Antonio · TX · 78254 About 43.7 miles away](https://rateapi.dev/credit-unions/texas/soarion) [**Navy Federal Credit Union** Helotes TX · Helotes · TX · 78023 About 44.0 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Texhillco School Employees Credit Union Membership eligibility from Texhillco School Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Texhillco School Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Kerrville ISD, Ingram ISD, Bandera ISD, Hunt ISD, Medina ISD, Harper ISD, Center Point ISD, Comfort ISD, Fredericksburg ISD, Hill Country Retired School Employees Association, Notre Dame Catholic School, Schreiner University, Grace Academy, Bandera County TX Retired School Employees Association - Association Hill Country Retired School Employees Association, Bandera County TX Retired School Employees Association - School Notre Dame Catholic School, Schreiner University, Grace Academy, Doss Consolidated School Verified from [Texhillco School Employees Credit Union's membership page](https://texhillco.org/about/) . Final membership determination is always made by the credit union. ## Membership rules for Texhillco School Employees Credit Union Employers 14 · Associations 2 · Schools 4 · Family 21 published paths to membership, last verified August 27, 2026, quoted from Texhillco School Employees Credit Union’s own published criteria. ### Employers 14 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Kerrville ISD “Kerrville ISD” > [source ↗](https://texhillco.org/about/) - Employee of Kerrville ISD - Employee of Ingram ISD “Ingram ISD” > [source ↗](https://texhillco.org/about/) - Employee of Ingram ISD - Employee of Bandera ISD “Bandera ISD” > [source ↗](https://texhillco.org/about/) - Employee of Bandera ISD - Employee of Hunt ISD “Hunt ISD” > [source ↗](https://texhillco.org/about/) - Employee of Hunt ISD - Employee of Medina ISD “Medina ISD” > [source ↗](https://texhillco.org/about/) - Employee of Medina ISD - Employee of Harper ISD “Harper ISD” > [source ↗](https://texhillco.org/about/) - Employee of Harper ISD - Employee of Center Point ISD “Center Point ISD” > [source ↗](https://texhillco.org/about/) - Employee of Center Point ISD - Employee of Comfort ISD “Comfort ISD” > [source ↗](https://texhillco.org/about/) - Employee of Comfort ISD - Employee of Fredericksburg ISD “Fredericksburg ISD” > [source ↗](https://texhillco.org/about/) - Employee of Fredericksburg ISD - Employee of Hill Country Retired School Employees Association (as written on the source page) “Hill Country Retired School Employees Association” > [source ↗](https://texhillco.org/about/) - Employee of Hill Country Retired School Employees Association - Employee of school “Notre Dame Catholic School” > [source ↗](https://texhillco.org/about/) - Employee of school - Employee of Schreiner University (as written on the source page) “Schreiner University” > [source ↗](https://texhillco.org/about/) - Employee of Schreiner University - Employee of Grace Academy (as written on the source page) “Grace Academy” > [source ↗](https://texhillco.org/about/) - Employee of Grace Academy - Employee of Bandera County TX Retired School Employees Association (as written on the source page) “Bandera County TX Retired School Employees Association” > [source ↗](https://texhillco.org/about/) - Employee of Bandera County TX Retired School Employees Association ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Hill Country Retired School Employees Association “Hill Country Retired School Employees Association” > [source ↗](https://texhillco.org/about/) - Member of Hill Country Retired School Employees Association - Member of Bandera County TX Retired School Employees Association “Bandera County TX Retired School Employees Association” > [source ↗](https://texhillco.org/about/) - Member of Bandera County TX Retired School Employees Association ### Schools 4 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Student of Notre Dame Catholic School “Notre Dame Catholic School” > [source ↗](https://texhillco.org/about/) - Student at Notre Dame Catholic School - Student of Schreiner University “Schreiner University” > [source ↗](https://texhillco.org/about/) - Student at Schreiner University - Student of Grace Academy “Grace Academy” > [source ↗](https://texhillco.org/about/) - Student at Grace Academy - Student of Doss Consolidated School “Doss Consolidated School” > [source ↗](https://texhillco.org/about/) - Student at Doss Consolidated School ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member parent, child “Parents and children of our members are also eligible to join.” > [source ↗](https://texhillco.org/about/) - Family member (parent, child) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Texhillco School Employees Credit Union? Yes No ## Work at Texhillco School Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Texhillco School Employees Credit Union ranks against Texas peers. - See which AI assistants fetched Texhillco School Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=texhillco-school-employees&state=texas&code=TX&name=Texhillco%20School%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Texhillco School Employees Credit Union offer? Texhillco School Employees Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 11, 2026 directly from the credit union's official website. ### How often are Texhillco School Employees Credit Union rates updated? RateAPI verifies Texhillco School Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 11, 2026. ### Where does RateAPI get Texhillco School Employees Credit Union's rate data? Rate data is collected directly from Texhillco School Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Texhillco School Employees Credit Union's auto, rv & powersports loan rates? As of November 11, 2026, Texhillco School Employees Credit Union offers vehicle loans from 4.75% APR. ### What is Texhillco School Employees Credit Union's personal loan rate? As of November 11, 2026, Texhillco School Employees Credit Union offers personal loans from 9.25% APR. ### Who can join Texhillco School Employees Credit Union? Texhillco School Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 21 published membership paths covering 14 employers, 2 associations and 4 schools for Texhillco School Employees Credit Union, each quoted from Texhillco School Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Texhillco School Employees Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://texhillco.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Texhillco School Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Texhillco School Employees Credit Union curl "https://api.rateapi.dev/credit-unions/texas /texhillco-school-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Texhillco School Employees Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/texhillco-school-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp