--- title: "Texasgulf Credit Union Rates (Nov 2026): CDs to 6.00%" description: "Texasgulf Credit Union rates today: savings & CDs up to 6.00% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Texasgulf Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/texasgulf" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Texasgulf Credit Union Rates (Nov 2026): CDs to 6.00% ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New or used vehicle up to 36 months.** auto_any_36mo | — APR | 4.590% | 36 mo · any | Standard | | **New or used vehicle up to 48 months** auto_any_48mo | — APR | 5.490% | 48 mo · any | Standard | | **New or used vehicle 49 - 72 months** auto_any_72mo | — APR | 5.750% | 72 mo · any | Standard | | **Up to 84-Month New Auto Loan** auto_new_84mo | — APR | 6.750% | 84 mo · new | Standard | Texasgulf Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.250% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.750% | — | Standard | Texasgulf Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 23 offers | Product | Published | Rate | Term / condition | Status | | **Kasasa Saver* (All balances if qualifications not met)** savings | 0.05% APY | 0.05% | — | Standard | | **$25.00 - $499.99** savings | — APY | 0.10% | — | Standard | | **$5,000.00 - $24,999.99** savings | — APY | 0.15% | — | Standard | | **$500.00 - $4,999.99** savings | — APY | 0.15% | — | Standard | | **IRA ($0.01–$4,999.99)** ira | 0.20% APY | 0.20% | — | Standard | | **$25,000.00+** savings | — APY | 0.20% | — | Standard | | **IRA ($5,000+)** ira | 0.40% APY | 0.40% | — | Standard | | **Money Market** money_market | 0.50% APY | 0.50% | — | Standard | | **Money Market** money_market | 1.50% APY | 1.50% | — | Standard | | **Kasasa Saver* ($25,000+)** savings | 2.00% APY | 0.80% | — | Standard | | **Kasasa Saver* (0 - $25,000)** savings | 2.00% APY | 1.98% | — | Standard | | **Money Market** money_market | 2.00% APY | 2.00% | — | Standard | | **36-Month IRA Certificate** ira_cd_36mo | 3.50% APY | 3.45% | 36 mo | Standard | | **48-Month IRA Certificate** ira_cd_48mo | 3.50% APY | 3.45% | 48 mo | Standard | | **60-Month IRA Certificate** ira_cd_60mo | 3.50% APY | 3.45% | 60 mo | Standard | | **18-Month IRA Certificate** ira_cd_18mo | 3.50% APY | 3.45% | 18 mo | Standard | | **6-Month IRA Certificate** ira_cd_6mo | 3.75% APY | 3.69% | 6 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | 4.05% APY | 3.98% | 12 mo | Standard | | **Kasasa Cash* (0 - $20,000)** savings | 6.00% APY | 5.84% | — | Standard | | **Kasasa Cash* ($20,000+)** savings | 6.00% APY | 0.99% | — | Standard | | **Shares** other | 0.10% APY | 0.10% | — | Standard | | **Shares** other | 0.15% APY | 0.15% | — | Standard | | **Shares** other | 0.20% APY | 0.20% | — | Standard | Texasgulf Credit Union savings & cd rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Large collateral items Please call for more information 84 to 180 months** other | — % | 8.500% | — | Standard | Texasgulf Credit Union other rates as of November 13, 2026 Savings and certificate yields up to 6.00% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/texasgulf) , verified from [Texasgulf Credit Union's official website](https://www.texasgulffcu.org/) Loading branch locator… ## About Texasgulf Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 14.9K Assets $221.5M Founded 1937 Locations reported 2 NCUA charter 2322 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Wharton County Teachers** Wharton County Teachers Credit Union · Wharton · TX · 77488 About 2.2 miles away](https://rateapi.dev/credit-unions/texas/wharton-county-teachers) [**Matagorda County** Texasgulf FCU · El Campo · TX · 77437 About 12.4 miles away](https://rateapi.dev/credit-unions/texas/matagorda-county) [**Houston** Rosenberg · Rosenberg · TX · 77471-7101 About 22.4 miles away](https://rateapi.dev/credit-unions/texas/houston) [**Texas Dow Employees** TDECU-Rosenberg · Rosenberg · TX · 77471 About 22.4 miles away](https://rateapi.dev/credit-unions/texas/texas-dow-employees) [**Baycel** VVHS Branch · Van Vleck · TX · 77482 About 22.8 miles away](https://rateapi.dev/credit-unions/texas/baycel) [**Old Ocean** OLD OCEAN FEDERAL CREDIT UNION · Sweeny · TX · 77480 About 24.2 miles away](https://rateapi.dev/credit-unions/texas/old-ocean) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Texasgulf Credit Union Membership eligibility from Texasgulf Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Texasgulf Credit Union's website. Check the membership page below to confirm whether you qualify. - Location calhoun, colorado, dewitt, fayette, gonzales, jackson, lavaca, lee, matagorda, wharton — TX Verified from [Texasgulf Credit Union's membership page](https://www.texasgulffcu.org/about/become-a-member.html) . Final membership determination is always made by the credit union. ## Membership rules for Texasgulf Credit Union Geography 10 counties · Family 2 62 published paths to membership, last verified November 8, 2026, quoted from Texasgulf Credit Union’s own published criteria. ### Geography 10 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified November 8, 2026 - Calhoun County, TX - Colorado County, TX - Dewitt County, TX - Fayette County, TX - Gonzales County, TX - Jackson County, TX - Lavaca County, TX - Lee County, TX - Matagorda County, TX - Wharton County, TX “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Wharton County, TX” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of someone eligible immediate family “You may also join Texasgulf FCU if you are an immediate family member of someone who is eligible for membership. Immediate family members include: spouses, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, step siblings, and adopted children, regardless of their…” > [source ↗](https://www.texasgulffcu.org/about/become-a-member.html) - Family member (immediate family) of an eligible person - Family of someone eligible household member “Also, any person who is a permanent member of an eligible member's household is eligible for membership.” > [source ↗](https://www.texasgulffcu.org/about/become-a-member.html) - Family member (household member) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Texasgulf Credit Union? Yes No ## Work at Texasgulf Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Texasgulf Credit Union ranks against Texas peers. - See which AI assistants fetched Texasgulf Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=texasgulf&state=texas&code=TX&name=Texasgulf%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Texasgulf Credit Union offer? Texasgulf Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Texasgulf Credit Union rates updated? RateAPI verifies Texasgulf Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Texasgulf Credit Union's rate data? Rate data is collected directly from Texasgulf Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Texasgulf Credit Union's best CD rate? As of November 13, 2026, Texasgulf Credit Union offers savings and certificate (CD) yields up to 6.00% APY. ### Who can join Texasgulf Credit Union? Texasgulf Credit Union publishes its membership criteria on its own website. RateAPI tracks 62 published membership paths covering 10 counties for Texasgulf Credit Union, each quoted from Texasgulf Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Texasgulf Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.texasgulffcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Texasgulf Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Texasgulf Credit Union curl "https://api.rateapi.dev/credit-unions/texas /texasgulf " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Texasgulf Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/texasgulf Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp