Texas Bay

houston, Texas
Last verified: July 6, 2026

As of July 6, 2026, Texas Bay offers a cd mortgage at 3.35% APR (3.35% rate, 0 points). Auto loans available from 3.94% APR. HELOC rates from 5.34% APR. Personal loan rates from 3% APR.

Source: RateAPI.dev, verified from Texas Bay's official website

Mortgage Rates

Rates as of July 6, 2026

cd
3.350% APR
Rate3.350%
Points0
Flex Certificate of Deposit
cd
3.970% APR
Rate3.970%
Points0
Certificate of Deposit

Auto Loan Rates

Rates as of July 6, 2026

auto
3.940% APR
Rate3.940%
Auto Loans
auto_any
3.940% APR
Rate3.940%
Auto Loans - Used & New
auto_any
6.990% APR
Rate6.990%
Motorcycle Loans - Used & New
auto_any
8.260% APR
Rate8.260%
RV / ATV / Boat / Watercraft Loans - Used & New
credit_card_rewards
17.250% APR
Rate17.250%
MasterCard Platinum Rewards
credit_card_secured
17.250% APR
Rate17.250%
Shared Secured Credit Card

HELOC Rates

Rates as of July 6, 2026

heloc
5.340% APR
Rate5.340%
Home Equity
heloc_fixed
5.340% APR
Rate5.340%
Home Equity Loans - 1st Lien
heloc_fixed
5.940% APR
Rate5.940%
Home Equity Loans - 2nd Lien
heloc_variable
7.740% APR
Rate7.740%
Home Equity Lines of Credit (HELOC) - 1st lien
heloc_variable
8.240% APR
Rate8.240%
Home Equity Lines of Credit (HELOC) - 2nd lien

Personal Loan Rates

Rates as of July 6, 2026

personal_secured
3.000% APR
Rate3.000%
Secured Loans - CD Secured
personal_secured
3.000% APR
Rate3.000%
Secured Loans - Share Secured
personal_unsecured
10.490% APR
Rate10.490%
Signature Loans

Frequently Asked Questions

What rates does Texas Bay offer?

Texas Bay currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are Texas Bay rates updated?

RateAPI verifies Texas Bay's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get Texas Bay's rate data?

Rate data is collected directly from Texas Bay's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Texas Bay's mortgage rate?

As of July 6, 2026, Texas Bay offers a cd mortgage at 3.35% APR.

What is Texas Bay's auto loan rate?

As of July 6, 2026, Texas Bay offers auto loans from 3.94% APR.

Related Rate Data

Compare Texas Bay's rates against national credit-union benchmarks.

More Texas credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Access this data programmatically with our REST API

terminal
# Get rates for Texas Bay
curl "https://api.rateapi.dev/credit-unions/texas/texas-bay" \
  -H "Authorization: Bearer YOUR_API_KEY"
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