--- title: "Texans Credit Union Rates - Texas" description: "Current auto loan, heloc, and personal loan rates from Texans Credit Union in Texas. Updated daily with source verification. See who can join Texans Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/texans" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Texans Credit Union Rates - Texas ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan Rates (0 to 36 Months 1)** auto_any_36mo | — APR | 5.040% | 36 mo | Standard | | **Auto Loan Rates (37 to 48 Months 1)** auto_any_48mo | — APR | 5.340% | 48 mo | Standard | | **Auto Loan Rates (49 to 60 Months 1)** auto_any_60mo | — APR | 5.680% | 60 mo | Standard | | **Auto Loan Rates (61 to 72 Months 2)** auto_any_72mo | — APR | 5.760% | 72 mo | Standard | | **Auto Loan Rates (73 to 75 Months 3)** auto_any_75mo | — APR | 5.840% | 75 mo | Standard | | **Auto Loan Rates (76 to 78 Months 3)** auto_any_78mo | — APR | 5.940% | 78 mo | Standard | | **Auto Loan Rates (79 to 84 Months⁴)** auto_any_84mo | — APR | 6.340% | 84 mo | Standard | Texans Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.324% | — | Standard | Texans Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Personal Loan Rates (0 to 36 Months)** personal_unsecured_36mo | — APR | 8.990% | 36 mo | Standard | | **Personal Loan Rates (37 to 60 Months)** personal_unsecured_60mo | — APR | 9.990% | 60 mo | Standard | | **Variable APR²** personal | — APR | 11.650% | — | Standard | Texans Credit Union personal loan rates as of November 12, 2026 Texans Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/texans) , verified from [Texans Credit Union's official website](https://www.texanscu.org/) Loading branch locator… ## About Texans Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 152.7K Assets $2.6B Founded 1953 Locations reported 14 NCUA charter 60806 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Credit Union of Texas** Berkner HS Smart Branch · Richardson · TX · 75081 About 1.0 miles away](https://rateapi.dev/credit-unions/texas/credit-union-of-texas) [**Baxter** Dallas · Richardson · TX · 75082-4412 About 2.2 miles away](https://rateapi.dev/credit-unions/illinois/baxter) [**Lifetime** Blue Cross Blue Shield Texas Bldg · Richardson · TX · 75082 About 2.6 miles away](https://rateapi.dev/credit-unions/texas/lifetime) [**Resource One** North Garland · Garland · TX · 75044 About 2.6 miles away](https://rateapi.dev/credit-unions/texas/resource-one) [**Advancial** Richardson · Richardson · TX · 75080 About 3.6 miles away](https://rateapi.dev/credit-unions/texas/advancial) [**Neighborhood** Richardson · Richardson · TX · 75080-2946 About 3.8 miles away](https://rateapi.dev/credit-unions/texas/neighborhood) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Texans Credit Union Membership eligibility from Texans Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Texans Credit Union's website. Check the membership page below to confirm whether you qualify. - Location collin, cooke, dallas, denton, ellis, fannin, grayson, hunt, kaufman, rockwall, tarrant, travis, williamson — TX - Employer Texans Preferred Business - Association Texas Consumer Council Verified from [Texans Credit Union's membership page](https://www.texanscu.org/about/membership) . Final membership determination is always made by the credit union. ## Membership rules for Texans Credit Union Geography 13 counties · Employers · Associations · Family 42 published paths to membership, last verified August 27, 2026, quoted from Texans Credit Union’s own published criteria. ### Geography 13 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Collin County, TX - Cooke County, TX - Dallas County, TX - Denton County, TX - Ellis County, TX - Fannin County, TX - Grayson County, TX - Hunt County, TX - Kaufman County, TX - Rockwall County, TX - Tarrant County, TX - Travis County, TX - Williamson County, TX “Anyone who lives, works, or attends school in the Texas counties of Collin, Cooke, Dallas, Denton, Ellis, Fannin, Grayson, Hunt, Kaufman, Rockwall, Tarrant, Travis, and Williamson.” > [source ↗](https://www.texanscu.org/about/membership) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Texans Preferred Business “If you work for a Texans Preferred Business, you're eligible for membership as an employee.” > [source ↗](https://www.texanscu.org/about/membership) - Employee of Texans Preferred Business ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Texas Consumer Council “Texas residents through Texas Consumer Council membership (Don't worry—we take care of your TCC membership enrollment and fee!)” > [source ↗](https://www.texanscu.org/about/membership) - Member of Texas Consumer Council ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family “Is one of your immediate family members a Texans member? Great news—you can be too!” > [source ↗](https://www.texanscu.org/about/membership) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Texans Credit Union? Yes No ## Work at Texans Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Texans Credit Union ranks against Texas peers. - See which AI assistants fetched Texans Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=texans&state=texas&code=TX&name=Texans%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Texans Credit Union offer? Texans Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Texans Credit Union rates updated? RateAPI verifies Texans Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Texans Credit Union's rate data? Rate data is collected directly from Texans Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Texans Credit Union? Texans Credit Union publishes its membership criteria on its own website. RateAPI tracks 42 published membership paths covering 13 counties, 1 employer and 1 association for Texans Credit Union, each quoted from Texans Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Texans Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas HELOC rate leaders](https://rateapi.dev/heloc-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.texanscu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Texans Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Texans Credit Union curl "https://api.rateapi.dev/credit-unions/texas /texans " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Texans Credit Union locations Search, filter, and browse all 14 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/texans Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp