Texans Mortgage, Auto Loan & Personal Loan Rates & Who Can Join

Who Can Join Texans

Membership eligibility from Texans's own published criteria. How we verify this.

Membership via employers (Texans Preferred Business)

LocationCollin, Cooke, Dallas, Denton, Ellis, Fannin, Grayson, Hunt, Kaufman, Rockwall, Tarrant, Travis, Williamson — TX
EmployerTexans Preferred Business

Cost to join: About $5.

Verified from Texans's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

ploc_variable

11.400% APR

Rate11.400%

Points0

Texans Line of Credit

Auto Loan Rates

Rates as of July 10, 2026

auto_any_36mo

4.790% APR

Rate4.790%

Auto Loan - 0 to 36 Months

auto_new_36mo

4.790% APR

Rate4.790%

New Vehicles Auto Loan (0 to 36 Months)

auto_used_36mo

4.790% APR

Rate4.790%

Used Vehicles Auto Loan (0 to 36 Months)

auto_any_48mo

5.090% APR

Rate5.090%

Auto Loan - 37 to 48 Months

auto_any_60mo

5.090% APR

Rate5.090%

Auto Loan - 49 to 60 Months

auto_new_48mo

5.090% APR

Rate5.090%

New Vehicles Auto Loan (37 to 48 Months)

auto_new_60mo

5.090% APR

Rate5.090%

New Vehicles Auto Loan (49 to 60 Months)

auto_any_72mo

5.290% APR

Rate5.290%

Auto Loan - 61 to 72 Months

auto_new_72mo

5.290% APR

Rate5.290%

New Vehicles Auto Loan (61 to 72 Months)

auto_used_48mo

5.290% APR

Rate5.290%

Used Vehicles Auto Loan (37 to 48 Months)

auto_used_60mo

5.290% APR

Rate5.290%

Used Vehicles Auto Loan (49 to 60 Months)

auto_any_75mo

5.590% APR

Rate5.590%

Auto Loan - 73 to 75 Months

auto_new_75mo

5.590% APR

Rate5.590%

New Vehicles Auto Loan (73 to 75 Months)

auto_any_78mo

5.690% APR

Rate5.690%

Auto Loan - 76 to 78 Months

auto_new_78mo

5.690% APR

Rate5.690%

New Vehicles Auto Loan (76 to 78 Months)

auto_used_72mo

5.700% APR

Rate5.700%

Used Vehicles Auto Loan (61 to 72 Months)

auto_any_84mo

5.940% APR

Rate5.940%

Auto Loan - 79 to 84 Months

auto_new_84mo

5.940% APR

Rate5.940%

New Vehicles Auto Loan (79 to 84 Months)

auto_used_75mo

5.950% APR

Rate5.950%

Used Vehicles Auto Loan (73 to 75 Months)

auto_used_78mo

6.000% APR

Rate6.000%

Used Vehicles Auto Loan (76 to 78 Months)

auto_used_84mo

7.190% APR

Rate7.190%

Used Vehicles Auto Loan (79 to 84 Months)

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured_36mo

8.990% APR

Rate8.990%

Personal Loan (0 to 36 Months)

personal_unsecured_60mo

9.990% APR

Rate9.990%

Personal Loan (37 to 60 Months)

Frequently Asked Questions

What rates does Texans offer?

Texans currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Texans rates updated?

RateAPI verifies Texans's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Texans's rate data?

Rate data is collected directly from Texans's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Texans's mortgage rate?

As of July 10, 2026, Texans offers a ploc_variable mortgage at 11.4% APR.

What is Texans's auto loan rate?

As of July 10, 2026, Texans offers auto loans from 4.79% APR.

Related Rate Data

Compare Texans's rates against national credit-union benchmarks.

More Texas credit unions Mortgage rate benchmark Auto loan rate benchmark Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Texans
curl "https://api.rateapi.dev/credit-unions/texas/texans" \
  -H "Authorization: Bearer YOUR_API_KEY"

Explore API Documentation Use with Claude