Telco Plus

longview, Texas
Last verified: July 10, 2026

As of July 10, 2026, Telco Plus offers a 30-year-fixed mortgage at 6.35% APR (6.35% rate, 0 points). Auto loans available from 4.74% APR. HELOC rates from 5.5% APR. Personal loan rates from 8.5% APR.

Source: RateAPI.dev, verified from Telco Plus's official website

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
6.350% APR
Rate6.350%
Points0
[PROMOTIONAL] 30 Year Fixed Mortgage
15-year-fixed
5.250% APR
Rate5.250%
Points0
[PROMOTIONAL] 15 Year Fixed Mortgage
15-year-fixed
7.380% APR
Rate7.380%
Points0
[PROMOTIONAL] Land Loan 15 Year Fixed
ira
1.000% APR
Rate1.000%
Points0
IRA Savings
savings
1.000% APR
Rate1.000%
Points0
Plus Checking
savings
1.000% APR
Rate1.000%
Points0
Share Drafts
share_certificate_6mo
3.250% APR
Rate3.203%
Points0
6 Months Share Certificate
share_certificate_12mo
3.400% APR
Rate3.348%
Points0
12 Months Share Certificate
share_certificate_18mo
3.500% APR
Rate3.445%
Points0
18 Months Share Certificate
share_certificate_36mo
3.500% APR
Rate3.445%
Points0
36 Months Share Certificate
share_certificate_48mo
3.500% APR
Rate3.445%
Points0
48 Months Share Certificate
share_certificate_24mo
3.750% APR
Rate3.687%
Points0
24 Months Share Certificate
share_certificate_60mo
3.750% APR
Rate3.687%
Points0
60 Months Share Certificate
savings
5.000% APR
Rate5.000%
Points0
Member Money Funds ($2,500 and Up)
20-year-fixed
6.090% APR
Rate6.090%
Points0
[PROMOTIONAL] 20 Year Fixed Mortgage
10-year-fixed
6.880% APR
Rate6.880%
Points0
[PROMOTIONAL] Land Loan 10 Year Fixed

Auto Loan Rates

Rates as of July 10, 2026

auto_any
4.740% APR
Rate4.740%
[PROMOTIONAL] Autos (New & Used 2022 and newer)
auto
5.250% APR
Rate5.250%
[PROMOTIONAL] Jet Skis, Personal Watercrafts, and ATV (2022 and newer)
auto_any
5.250% APR
Rate5.250%
[PROMOTIONAL] Motorcycles (New & Used 2022 and newer)
auto_used
5.490% APR
Rate5.490%
[PROMOTIONAL] Used Autos (2021 and older)
auto
5.840% APR
Rate5.840%
[PROMOTIONAL] Boats, Motor Homes, and Campers (2022 and newer)
credit_card_balance_transfer
6.740% APR
Rate6.740%
Credit Card - Balance Transfers
credit_card
6.740% APR
Rate6.740%
Credit Card - Cash Advances
credit_card
6.740% APR
Rate6.740%
Credit Card - Purchases
credit_card
14.490% APR
Rate14.490%
[PROMOTIONAL] VISA® (currently)

HELOC Rates

Rates as of July 10, 2026

heloc_fixed
5.500% APR
Rate5.500%
[PROMOTIONAL] Home Equity 15 Years Fixed
heloc_fixed
6.340% APR
Rate6.340%
[PROMOTIONAL] Home Equity 10 Years Fixed
heloc_fixed
6.340% APR
Rate6.340%
[PROMOTIONAL] Home Equity 5 Years Fixed

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
8.500% APR
Rate8.500%
[PROMOTIONAL] Personal Loans

Frequently Asked Questions

What rates does Telco Plus offer?

Telco Plus currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Telco Plus rates updated?

RateAPI verifies Telco Plus's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Telco Plus's rate data?

Rate data is collected directly from Telco Plus's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Telco Plus's mortgage rate?

As of July 10, 2026, Telco Plus offers a 30-year-fixed mortgage at 6.35% APR.

What is Telco Plus's auto loan rate?

As of July 10, 2026, Telco Plus offers auto loans from 4.74% APR.

Related Rate Data

Compare Telco Plus's rates against national credit-union benchmarks.

More Texas credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Telco Plus
curl "https://api.rateapi.dev/credit-unions/texas/telco-plus" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude