--- title: "Southwest 66 Credit Union Rates - Texas" description: "Current vehicle loan, heloc, personal loan, and credit card rates from Southwest 66 Credit Union in Texas. Updated daily with source verification. See who can join Southwest 66 Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/southwest-66" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Southwest 66 Credit Union Rates - Texas ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New & Used Auto** auto_any | — APR | 3.840% | any | Standard | | **New & Used Boats** boat_any | — APR | 6.340% | any | Standard | | **New & Used Motorcycles** motorcycle_any | — APR | 6.340% | any | Standard | | **Motor Homes, Travel Trailers, RV** rv | — APR | 6.840% | — | Standard | Southwest 66 Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 4 offers | Product | Published | Rate | Term / condition | Status | | **5-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.250% | — | Standard | | **10-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.750% | — | Standard | | **15-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.250% | — | Standard | | **20-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.750% | — | Standard | Southwest 66 Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 10.450% | — | Standard | Southwest 66 Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 6.740% | — | Standard | Southwest 66 Credit Union credit card rates as of November 12, 2026 Southwest 66 Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/southwest-66) , verified from [Southwest 66 Credit Union's official website](https://www.southwest66.com/) Loading branch locator… ## About Southwest 66 Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 9.5K Assets $114.4M Founded 1949 Locations reported 3 NCUA charter 67550 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**West Texas** 52nd St. Office · Odessa · TX · 79762-4826 About 1.9 miles away](https://rateapi.dev/credit-unions/texas/west-texas) [**Complex Community** OPERATIONS & TRAINING CENTER · Odessa · TX · 79762 About 2.0 miles away](https://rateapi.dev/credit-unions/texas/complex-community) [**First Basin** First Basin Credit Union · Odessa · TX · 79762-5843 About 2.4 miles away](https://rateapi.dev/credit-unions/texas/first-basin) [**MY Community** Odessa 42nd Street · Odessa · TX · 79762-5935 About 2.5 miles away](https://rateapi.dev/credit-unions/texas/my-community) [**Southwest Heritage** Main Office · Odessa · TX · 79762-8125 About 3.4 miles away](https://rateapi.dev/credit-unions/texas/southwest-heritage) [**Txdot** TxDOT Credit Union Odessa · Odessa · TX · 79762-6100 About 3.6 miles away](https://rateapi.dev/credit-unions/texas/txdot) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Southwest 66 Credit Union Membership eligibility from Southwest 66 Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Southwest 66 Credit Union's website. Check the membership page below to confirm whether you qualify. - Location midland, ector — TX - Association Cornerstone Friends of the Foundation Verified from [Southwest 66 Credit Union's membership page](https://www.southwest66.com/about_us) . Final membership determination is always made by the credit union. ## Membership rules for Southwest 66 Credit Union Geography 2 counties · Associations · Family 2 9 published paths to membership, last verified August 27, 2026, quoted from Southwest 66 Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Ector County, TX - Midland County, TX “Anyone who lives, works, or worships in Midland or Ector County, or who is part of Cornerstone Friends of the Foundation, is eligible to join.” > [source ↗](https://www.southwest66.com/about_us) ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Cornerstone Friends of the Foundation “Anyone who lives, works, or worships in Midland or Ector County, or who is part of Cornerstone Friends of the Foundation, is eligible to join.” > [source ↗](https://www.southwest66.com/about_us) - Member of Cornerstone Friends of the Foundation ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Membership is also available to individuals who are part of Cornerstone Friends of the Foundation, employees of sponsoring companies, and relatives of current eligible members.” > [source ↗](https://www.southwest66.com/about_us) - Family member of a member - Family of someone eligible relative “Membership is also available to individuals who are part of Cornerstone Friends of the Foundation, employees of sponsoring companies, and relatives of current eligible members.” > [source ↗](https://www.southwest66.com/about_us) - Family member (relative) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Southwest 66 Credit Union? Yes No ## Work at Southwest 66 Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Southwest 66 Credit Union ranks against Texas peers. - See which AI assistants fetched Southwest 66 Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=southwest-66&state=texas&code=TX&name=Southwest%2066%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Southwest 66 Credit Union offer? Southwest 66 Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Southwest 66 Credit Union rates updated? RateAPI verifies Southwest 66 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Southwest 66 Credit Union's rate data? Rate data is collected directly from Southwest 66 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Southwest 66 Credit Union? Southwest 66 Credit Union publishes its membership criteria on its own website. RateAPI tracks 9 published membership paths covering 2 counties and 1 association for Southwest 66 Credit Union, each quoted from Southwest 66 Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Southwest 66 Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas HELOC rate leaders](https://rateapi.dev/heloc-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.southwest66.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Southwest 66 Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Southwest 66 Credit Union curl "https://api.rateapi.dev/credit-unions/texas /southwest-66 " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Southwest 66 Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/southwest-66 Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp