--- title: "Southland Credit Union Rates (Nov 2026): CDs to 0.65%" description: "Southland Credit Union rates today: savings & CDs up to 0.65% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Southland Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/southland" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Southland Credit Union Rates (Nov 2026): CDs to 0.65% ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.500% | — | Standard | Southland Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 15 offers | Product | Published | Rate | Term / condition | Status | | **Other Collateral Loan** personal_secured | — APR | 9.500% | — | Standard | | **Other Collateral Loan** personal_secured | — APR | 10.000% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 10.000% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 10.750% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 11.750% | — | Standard | | **Other Collateral Loan** personal_secured | — APR | 12.000% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 13.000% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 14.250% | — | Standard | | **Other Collateral Loan** personal_secured | — APR | 14.250% | — | Standard | | **Other Collateral Loan** personal_secured | — APR | 16.000% | — | Standard | | **Other Collateral Loan** personal_secured | — APR | 17.000% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 17.250% | — | Standard | | **Other Collateral Loan** personal_secured | — APR | 17.500% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 17.500% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 17.750% | — | Standard | Southland Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 13 offers | Product | Published | Rate | Term / condition | Status | | **Regular Share** savings | — APY | 0.65% | — | Standard | | **Shares** savings | 0.65% APY | 0.65% | — | Standard | | **Shares** savings | — APY | 0.70% | — | Standard | | **Shares** savings | — APY | 0.75% | — | Standard | | **IRA (Individual Retirement Account)** ira | — APY | 0.90% | — | Standard | | **Shares** savings | — APY | 0.90% | — | Standard | | **Regular Share** savings | — APY | 0.90% | — | Standard | | **All certificates are compounded and paid monthly** cd | — APY | 2.50% | — | Context only | | **All certificates are compounded and paid monthly** cd | — APY | 2.51% | — | Context only | | **All certificates are compounded and paid monthly** cd | — APY | 2.55% | — | Context only | | **All certificates are compounded and paid monthly** cd | — APY | 2.56% | — | Context only | | **All certificates are compounded and paid monthly** cd | — APY | 2.60% | — | Context only | | **All certificates are compounded and paid monthly** cd | — APY | 2.61% | — | Context only | Southland Credit Union savings & cd rates as of November 12, 2026 ### Other rates 12 offers | Product | Published | Rate | Term / condition | Status | | **Starting at $5,000** other | — % | 2.500% | — | Standard | | **Starting at $10,000+** other | — % | 2.950% | — | Standard | | **Starting at $25,000** other | — % | 3.200% | — | Standard | | **Starting at $75,000** other | — % | 3.250% | — | Standard | | **Starting at $100,000** other | — % | 3.350% | — | Standard | | **New & Used Collateral** other | — % | 5.250% | — | Standard | | **New & Used Collateral** other | — % | 6.750% | — | Standard | | **New & Used Collateral** other | — % | 9.750% | — | Standard | | **New & Used Collateral** other | — % | 12.500% | — | Standard | | **New & Used Collateral** other | — % | 15.500% | — | Standard | | **New & Used Collateral** other | — % | 16.500% | — | Standard | | **New & Used Collateral** other | — % | 17.500% | — | Standard | Southland Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 0.65% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/southland) , verified from [Southland Credit Union's official website](https://southlandfcu.com/) Loading branch locator… ## About Southland Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7.1K Assets $87.8M Founded 1963 Locations reported 2 NCUA charter 15815 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Angelina County Teachers** ASPIRE · Lufkin · TX · 75904-3743 Branch in the same ZIP](https://rateapi.dev/credit-unions/texas/angelina-county-teachers) [**Aspire** Aspire Credit Union · Lufkin · TX · 75904 Branch in the same ZIP](https://rateapi.dev/credit-unions/texas/aspire) [**Genco** Lufkin · Lufkin · TX · 75904-4826 About 4.7 miles away](https://rateapi.dev/credit-unions/texas/genco) [**Lufkin** 204 Gobblers Knob Rd · Lufkin · TX · 75904 About 5.8 miles away](https://rateapi.dev/credit-unions/texas/lufkin) [**East Texas Professional** Lufkin Office · Lufkin · TX · 75904-5702 About 5.9 miles away](https://rateapi.dev/credit-unions/texas/east-texas-professional) [**Temple-Inland** Corporate Office · Diboll · TX · 75941 About 10.4 miles away](https://rateapi.dev/credit-unions/texas/temple-inland) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Southland Credit Union Membership eligibility from Southland Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Southland Credit Union's website. Check the membership page below to confirm whether you qualify. - Location angelina, houston, trinity — TX Verified from [Southland Credit Union's membership page](https://southlandfcu.com/) . Final membership determination is always made by the credit union. ## Membership rules for Southland Credit Union Geography 3 counties 9 published paths to membership, last verified October 11, 2026, quoted from Southland Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified October 11, 2026 - Angelina County, TX - Houston County, TX - Trinity County, TX “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Angelina County, TX; Houston County, TX” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Southland Credit Union? Yes No ## Work at Southland Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Southland Credit Union ranks against Texas peers. - See which AI assistants fetched Southland Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=southland&state=texas&code=TX&name=Southland%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Southland Credit Union offer? Southland Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Southland Credit Union rates updated? RateAPI verifies Southland Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Southland Credit Union's rate data? Rate data is collected directly from Southland Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Southland Credit Union's best CD rate? As of November 12, 2026, Southland Credit Union offers savings and certificate (CD) yields up to 0.65% APY. ### Who can join Southland Credit Union? Southland Credit Union publishes its membership criteria on its own website. RateAPI tracks 9 published membership paths covering 3 counties for Southland Credit Union, each quoted from Southland Credit Union's own published membership criteria. ## Related Rate Data Compare Southland Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://southlandfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Southland Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Southland Credit Union curl "https://api.rateapi.dev/credit-unions/texas /southland " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Southland Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/southland Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp