--- title: "South Texas Regional Credit Union Rates - Texas" description: "Current auto loan, and personal loan rates from South Texas Regional Credit Union in Texas. Updated daily with source verification. See who can join South Texas Regional Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/texas/south-texas-regional" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # South Texas Regional Credit Union Rates - Texas ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **84-Month New Auto Loan** auto_new_84mo | — APR | 4.900% | 84 mo · new | Standard | | **60-Month Used Auto Loan** auto_used_60mo | — APR | 5.500% | 60 mo · used | Standard | South Texas Regional Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 4.500% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.500% | — | Standard | South Texas Regional Credit Union personal loan rates as of November 12, 2026 South Texas Regional Credit Union is a credit union in Texas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/texas/south-texas-regional) , verified from [South Texas Regional Credit Union's official website](https://www.strfcu.com/) Loading branch locator… ## About South Texas Regional Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.1K Assets $5.6M Founded 1950 Locations reported 3 NCUA charter 7024 Charter type Federal credit union ### Services and member support - Electronic statements - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Laredo** McPherson Branch · Laredo · TX · 78041-6501 About 0.9 miles away](https://rateapi.dev/credit-unions/texas/laredo) [**Tex Mex** Tex Mex Credit Union (Main) · Laredo · TX · 78040-7956 About 3.9 miles away](https://rateapi.dev/credit-unions/texas/tex-mex) [**Chemcel** Alice Office · Alice · TX · 78332 About 82.1 miles away](https://rateapi.dev/credit-unions/texas/chemcel) [**Coastlife** Branch - Alice · Alice · TX · 78332 About 82.1 miles away](https://rateapi.dev/credit-unions/texas/coastlife) [**Cowboy Country** MAIN OFFICE · PREMONT · TX · 78375 About 83.3 miles away](https://rateapi.dev/credit-unions/texas/cowboy-country) [**Starr County Teachers** Starr County Teachers FCU · Roma · TX · 78584 About 84.2 miles away](https://rateapi.dev/credit-unions/texas/starr-county-teachers) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join South Texas Regional Credit Union Membership eligibility from South Texas Regional Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Community charter: live/work in Laredo **Cost to join:** About $10. Verified from [South Texas Regional Credit Union's membership page](https://www.strfcu.com/) . Final membership determination is always made by the credit union. ## Work at South Texas Regional Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where South Texas Regional Credit Union ranks against Texas peers. - See which AI assistants fetched South Texas Regional Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Texas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=south-texas-regional&state=texas&code=TX&name=South%20Texas%20Regional%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does South Texas Regional Credit Union offer? South Texas Regional Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are South Texas Regional Credit Union rates updated? RateAPI verifies South Texas Regional Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get South Texas Regional Credit Union's rate data? Rate data is collected directly from South Texas Regional Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join South Texas Regional Credit Union? Community charter: live/work in Laredo ## Related Rate Data Compare South Texas Regional Credit Union's rates against national credit-union benchmarks. [More Texas credit unions](https://rateapi.dev/credit-unions/texas) [Texas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/texas) [Texas personal loan leaders](https://rateapi.dev/personal-loan-rates/texas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.strfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track South Texas Regional Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for South Texas Regional Credit Union curl "https://api.rateapi.dev/credit-unions/texas /south-texas-regional " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## South Texas Regional Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/texas/south-texas-regional Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp